The right way to understand insurance

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For insurance quotes and any insurance questions and answers, visit http://www.LicensedBrokers.com/

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The right way to understand insurance

  1. 1. ==== ====Get insurance quotes for your car, and visit our blog to see the questions everyday people askwhen they face difficult situations in their life with their vehicles and insurance policies. For thisand more visit:http://www.LicensedBroker.com/==== ====Auto (car) insurance is a type of insurance coverage for damage to and resulting from an auto.Insurance of this type can cover a variety of things depending on the kind of auto insurance thathas been purchased.All auto insurance policies involve a premium, which is the payment a customer makes to haveauto insurance. Premiums for auto insurance can be extremely divergent and are determined by anumber of factors. Gender is the major determinant for auto insurance premiums. Statistically,men are 80% more likely to be involved in an accident, and therefore have a greater need forinsurance. Auto insurance premiums for men are higher than auto insurance premiums forwomen. Similarly, teenagers are considered high risk and will have to pay higher auto insurancepremiums. The auto insurance premium can be reduced if the teenager takes a defensive drivingcourse. Many states require teenagers to take defensive driving courses in order to obtain adriving permit and auto insurance.It is customary for auto insurance plans to have a deductible that the customer is responsible forbefore the auto insurance provider offers coverage of expenses. Deductibles can have an effecton the coverage available under an auto insurance plan.Auto insurance is slightly different than other types of insurance because you can purchase autoinsurance that covers specific needs. For this reason there are different kinds of auto insurance.Auto insurance basics are covered by liability auto insurance plans. Liability auto insurance isusually the minimum required by state laws. Liability auto insurance is characterized by a setdollar amount of coverage for damages resulting from accidents or negligence. The coverageamount of liability auto insurance can be applied to property damaged in the accident that is not anauto.Car insurance also comes as collision auto insurance. Collision auto insurance is meant to coverthe cost of repairs to a vehicle involved in an accident, or the cash value of the vehicle if it cannotbe repaired.Comprehensive auto insurance is also available. With comprehensive auto insurance, coverageof fees for repairs is provided for accidents that are not collisions. Comprehensive auto insurancewill, for example, cover hail or fire damage.Whatever type of auto/ car insurance you need, Business Health Insurance can help! We have allof the information on auto insurance in your state.
  2. 2. Paul Stewart is a freelance web application developer, search engine optimization guru and thewebmaster of Businesshealthinsurance.com[http://www.businesshealthinsurance.com/?utm_source=paulstewart&utm_medium=organic&utm_term=ezinearticles&utm_campaign=businesshealthinsurance], an online insurancequotes web site. For more information visit Businesshealthinsurance.com[http://www.businesshealthinsurance.com/?utm_source=paulstewart&utm_medium=organic&utm_term=ezinearticles&utm_campaign=businesshealthinsurance].Article Source:http://EzineArticles.com/?expert=Paul_Stewart==== ====Get insurance quotes for your car, and visit our blog to see the questions everyday people askwhen they face difficult situations in their life with their vehicles and insurance policies. For thisand more visit:http://www.LicensedBroker.com/==== ====

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