To have a legal claim, three elements must generally be present: (1) someone else was at fault for what happened through negligence or wrongdoing, (2) the incident could have been avoided without their negligence, and (3) damages resulted from the incident. Damages can include economic costs like medical bills or lost wages, as well as non-economic damages like pain and suffering. It is also important to consider whether the liable party or their insurance has the means to provide compensation for the damages.