Are You A Money Procrastinator? 4 Ways To Tell

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Get out of the money procrastination habit!

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Are You A Money Procrastinator? 4 Ways To Tell

  1. 1. Leslie Cunningham, Certified coach, money coach, Financial Dating® expert, columnist, published author, radio talk show personality © 2010 Leslie Cunningham All Rights Reserved www.FinancialDating.com Email: [email_address] Phone: 406.586.5561
  2. 2. Are You a Money Procrastinator?– 4 Tips to Tell © 2010 Leslie Cunningham All Rights Reserved www.FinancialDating.com Email: [email_address] Phone: 406.586.5561
  3. 3. One of the top complaints that I hear about women not having enough money in their lives is that they procrastinate when it comes to setting aside time to focus on it... (everything from clearly identifying what they need to do to make more money, get their financial files organized, paying the bills or getting clear on how much debt they owe or the exact interest rates and balances). © 2010 Leslie Cunningham All Rights Reserved www.FinancialDating.com Email: [email_address] Phone: 406.586.5561
  4. 4. I’ve been reading a really great book called, “Organizing Your Day,” by Sandra Felton and I’d like to share with you some really great tips that she offers for procrastination. I’m including direct excerpts from her book, with a few additional comments from me in italics. © 2010 Leslie Cunningham All Rights Reserved www.FinancialDating.com Email: [email_address] Phone: 406.586.5561
  5. 5. There are two aspects to procrastination. 1 . First there is the time-related type of procrastinating. It occurs when you have identified any task that is both important and is becoming urgent, as time for its completion comes, and you still don’t do it. Filing your income tax return or turning in a report or examples. 2. There is another type of procrastination that is very destructive when it becomes chronic. In a household setting it may be packages dropped at the door, newspapers left on the floor, dishes left in a dirty sink. © 2010 Leslie Cunningham All Rights Reserved www.FinancialDating.com Email: [email_address] Phone: 406.586.5561
  6. 6. How this shows up in your money life.... Financially speaking this shows up as mail getting left on the table unsorted with bills that need to be paid, checkbooks that don’t get balanced, bills that get paid but left unfiled in a pile, receipts that get stuck in a drawer. It also shows up as not taking the time to calculate how much money you make each month (so you think you make way less then you actually do, or you think you make way more then you actually do), overdraft fees that add up because you don’t make it a priority to look at your online bank account balances and the list goes on and on… © 2010 Leslie Cunningham All Rights Reserved www.FinancialDating.com Email: [email_address] Phone: 406.586.5561
  7. 7. How do you know if you’re a money procrastinator? Sandra goes on to share: People put things off for a variety of reasons and often these reasons intertwine, working together and strengthening each other: © 2010 Leslie Cunningham All Rights Reserved www.FinancialDating.com Email: [email_address] Phone: 406.586.5561
  8. 8. How do you know if you’re a money procrastinator? Perfectionism is one cause of procrastination and is probably one of the most pernicious because it is based in fear. We don’t do something because we are afraid we don’t do it well enough or will make a fool of ourselves. Or perhaps we fear we will succeed and have to live with the new circumstances brought about our success. Some procrastinators concentrate too much on emotions. They think they can’t accomplish some task unless they are in the right mood. Sometimes they may try to create the right mood. For example, if a job is boring they create the panic of an immediate deadline to breakthrough the boredom. © 2010 Leslie Cunningham All Rights Reserved www.FinancialDating.com Email: [email_address] Phone: 406.586.5561
  9. 9. How do you know if you’re a money procrastinator? Often circumstances hold up procrastinators. They are waiting for a part to arrive or a price to fall. Maybe they are seriously overcommitted and have no time. Or the environment isn’t right (it’s too crowded, noisy, or messy). Some people have made a habit of riding the wave of adrenaline that comes when they wait until the last minute. They have become experts in knowing just how long they can dawdle before they jump into a project. This may work for simple projects but leaves no room for error and does not work well on complex projects. © 2010 Leslie Cunningham All Rights Reserved www.FinancialDating.com Email: [email_address] Phone: 406.586.5561
  10. 10. Get out of the money procrastination habit! I’ll be sharing how to EASILY and SWIFTLY move past resistance and lack of motivation around taking financial action – so you’re more naturally motivated to take practical action towards achieving your money goals and dreams. In my free training teleseminar call on May 4, go to: http://www.financialdating.com/rich © 2010 Leslie Cunningham All Rights Reserved www.FinancialDating.com Email: [email_address] Phone: 406.586.5561

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