M payments  And Other Alternative Payment ChannelsFelix Musau<br />
Definitions<br />Mobile Payments : <br />    M-payment (mobile payment) is a point-of-sale payment made through a mobile d...
Our PERSPECTIVE<br />Farmer Centric<br />   “ The Boss”<br />
The Mind of the Farmer			 ( The Boss)<br />
Several Issues Face the FarmerCash is King<br />
Value Chain<br />
The Dream : Milk Currency<br />Farmer gets his value at the point of delivery.<br />Value is imputed to his Maziwa card wh...
Farmer Payments<br />Any Payment Method<br />MPESA, ZAP, YU, Sacco Acct<br />
The Goal: Bring the Players Together<br />Bank<br />Sacco / Cooperatives<br />Health Providers<br />Insurance<br />Schools...
Instant CASH<br />Instant Loans On Deliveries<br />
Who will finance this ? ( Options)<br />Sacco<br />Supplier Finance ( Guaranteed Credit)<br />Bank<br />MFI<br />Peer to P...
A Win-Win Situation for EveryOne<br />Farmer gets the benefits of traceablity.<br />Amounts can be controlled.<br />More f...
The Product and Service Providers<br />Increased business as more farmers spend on good quality inputs.<br />Benefit from ...
Critical Success Factors<br />You <br />And <br />I<br />
Where do We Come in ?<br />Mobipay is the Glue that puts this all together, By providing the necessary technology linkages...
Who Are We ?<br />Proudly Kenyan company with the vision of facilitating Trade and Commerce in Africa through innovation i...
                             THANK YOU<br />                                    Felix@mobipay.co.ke<br />
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M commerce in dairy v@

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  • Does the farmer work for the Cow or Should the Cow work for the Farmer ?
  • Note : Value is discounted ( Bank Plays a role in this )
  • Note : Value is discounted ( Bank Plays a role in this )
  • M commerce in dairy v@

    1. 1. M payments And Other Alternative Payment ChannelsFelix Musau<br />
    2. 2. Definitions<br />Mobile Payments : <br /> M-payment (mobile payment) is a point-of-sale payment made through a mobile device, such as a cell phone . <br />Alternative Payments : <br /> Are any other non phone and cash alternatives such as card .<br />The Farmer = The Boss<br />
    3. 3. Our PERSPECTIVE<br />Farmer Centric<br /> “ The Boss”<br />
    4. 4. The Mind of the Farmer ( The Boss)<br />
    5. 5. Several Issues Face the FarmerCash is King<br />
    6. 6. Value Chain<br />
    7. 7. The Dream : Milk Currency<br />Farmer gets his value at the point of delivery.<br />Value is imputed to his Maziwa card which is tied to his mobile.<br />Merchants signup to ecosystem to be able to accept this value<br />Value is immediately available to the entire supply chain. <br />
    8. 8. Farmer Payments<br />Any Payment Method<br />MPESA, ZAP, YU, Sacco Acct<br />
    9. 9. The Goal: Bring the Players Together<br />Bank<br />Sacco / Cooperatives<br />Health Providers<br />Insurance<br />Schools<br />Agricultural product/ Service Suppliers<br />
    10. 10. Instant CASH<br />Instant Loans On Deliveries<br />
    11. 11. Who will finance this ? ( Options)<br />Sacco<br />Supplier Finance ( Guaranteed Credit)<br />Bank<br />MFI<br />Peer to Peer Market Place<br />
    12. 12. A Win-Win Situation for EveryOne<br />Farmer gets the benefits of traceablity.<br />Amounts can be controlled.<br />More financing options opens for the farmer once he get into the formal channels.<br />Farmer can meet his daily household needs as well as have access to good quality cow inputs ( food, medicine Etc)<br />
    13. 13. The Product and Service Providers<br />Increased business as more farmers spend on good quality inputs.<br />Benefit from Electronic Records<br />To the Processor<br /> Improved Cashflows as the farmer does not have to keep pushing for his payment.<br />
    14. 14. Critical Success Factors<br />You <br />And <br />I<br />
    15. 15. Where do We Come in ?<br />Mobipay is the Glue that puts this all together, By providing the necessary technology linkages, Integrations that tie up all the players in sector.<br />
    16. 16. Who Are We ?<br />Proudly Kenyan company with the vision of facilitating Trade and Commerce in Africa through innovation in the provision of financial services.<br />Mobipay has been contracted by Agritrace to provide mobile transaction solutions to the Diary industry.<br />
    17. 17. THANK YOU<br /> Felix@mobipay.co.ke<br />

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