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M commerce in dairy v@

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  • Does the farmer work for the Cow or Should the Cow work for the Farmer ?
  • Note : Value is discounted ( Bank Plays a role in this )
  • Note : Value is discounted ( Bank Plays a role in this )

Transcript

  • 1. M payments And Other Alternative Payment ChannelsFelix Musau
  • 2. Definitions
    Mobile Payments :
    M-payment (mobile payment) is a point-of-sale payment made through a mobile device, such as a cell phone .
    Alternative Payments :
    Are any other non phone and cash alternatives such as card .
    The Farmer = The Boss
  • 3. Our PERSPECTIVE
    Farmer Centric
    “ The Boss”
  • 4. The Mind of the Farmer ( The Boss)
  • 5. Several Issues Face the FarmerCash is King
  • 6. Value Chain
  • 7. The Dream : Milk Currency
    Farmer gets his value at the point of delivery.
    Value is imputed to his Maziwa card which is tied to his mobile.
    Merchants signup to ecosystem to be able to accept this value
    Value is immediately available to the entire supply chain.
  • 8. Farmer Payments
    Any Payment Method
    MPESA, ZAP, YU, Sacco Acct
  • 9. The Goal: Bring the Players Together
    Bank
    Sacco / Cooperatives
    Health Providers
    Insurance
    Schools
    Agricultural product/ Service Suppliers
  • 10. Instant CASH
    Instant Loans On Deliveries
  • 11. Who will finance this ? ( Options)
    Sacco
    Supplier Finance ( Guaranteed Credit)
    Bank
    MFI
    Peer to Peer Market Place
  • 12. A Win-Win Situation for EveryOne
    Farmer gets the benefits of traceablity.
    Amounts can be controlled.
    More financing options opens for the farmer once he get into the formal channels.
    Farmer can meet his daily household needs as well as have access to good quality cow inputs ( food, medicine Etc)
  • 13. The Product and Service Providers
    Increased business as more farmers spend on good quality inputs.
    Benefit from Electronic Records
    To the Processor
    Improved Cashflows as the farmer does not have to keep pushing for his payment.
  • 14. Critical Success Factors
    You
    And
    I
  • 15. Where do We Come in ?
    Mobipay is the Glue that puts this all together, By providing the necessary technology linkages, Integrations that tie up all the players in sector.
  • 16. Who Are We ?
    Proudly Kenyan company with the vision of facilitating Trade and Commerce in Africa through innovation in the provision of financial services.
    Mobipay has been contracted by Agritrace to provide mobile transaction solutions to the Diary industry.
  • 17. THANK YOU
    Felix@mobipay.co.ke