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Recommendation for retirement sample 4088541883 connie dello buono
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Recommendation for retirement sample 4088541883 connie dello buono

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retirement roadmap california sample recommendations connie dello buono 4088541883 CA Life Ins Lic 0G60621

retirement roadmap california sample recommendations connie dello buono 4088541883 CA Life Ins Lic 0G60621

Published in: Economy & Finance
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  • 1. Sample Recommendations for a Retirement Roadmap based onyour goals and needsUse life insurance to fund the survivorship years.Purchase a life insurance policy on Josephs life for $600,000. This will free-up some of the funds to provide for the survivorship years, but will require anadditional single premium payment of $80,000.Protect yourself from large, unexpected needs.Purchase a long-term care policy.Consider an annuity as a conservative investment.Purchase an annuity to be used as one of the investments for the conservativeand very conservative portions of your investment funds. Distributions areusually taken in the form of withdrawals or loans.Based on the recommended asset mix today, that would require 37% of yourretirement investments.Review your total asset allocations.This report considers the allocation of assets for your remaining retirementneeds. You should review your total asset allocations incorporating theseretirement recommendations.Further analysis of your qualified retirement plans.The taxation of qualified retirement plans can be very "tricky" while at thesame time it can serve as a great source of cash for retirement or lifeinsurance funding. Your qualified retirement plans should be analyzed toassure the optimal strategy for those funds.Rearrange your investments of available assets for retirement.Using the allocation of assets suggested for the remaining income needs,reposition some of your investments accordingly.Put recommendations into action.The two major mistakes people make in preparing for retirement areprocrastination and not putting their plans into effect. Before purchasing any
  • 2. annuity contract or insurance policy, you should examine a completeillustration and policy description provided by the issuing company.Review your "retirement road map and estate planning" annually.The one thing you can be sure of is change—objectives change, investmentschange, and many thingsbeyond your direct control such as Social Security change. Consider thisreport like a road map. You must check often to be sure you are on course,and if not, make any necessary changes to return to the original course, ordetermine an alternative course to reach your retirement destination. Annualreviews of your retirement objectives are the course corrections necessary toreach your retirement destination.For Evaluation Purposes OnlyMarch 30, 2011Connie Dello BuonoFinancial Rep CA Life Lic 0G606214088541883motherhealth@gmail.com1708 hallmark lane san jose ca 95124

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