Kenny & Christiansen Team 12 Wealth Management Issues We have identified the following twelve wealth management issues that clients and referrals commonly face. Through our advisory process, we can provide guidance and solutions to help you build your cohesive wealth management plan. CHARITABLE GIFTING TITLING OF ASSETS BUSINESS SUCCESION PLANNING DISTRIBUTION PLAN AT DEATH STOCK OPTIONS Personal Risk Management Liquidity Needs Family Protection EXECUTOR/SUCCESSOR TRUSTEE ISSUES LIABILITIES Asset Allocation Overlap Correlation Debt Structure Efficiency Liquidity Maximize Pre-tax Contributions Beneficiary Designations Qualified and Non-Qualified Risk Assessment Asset Liquidity Restrictions AMT Impact Business Valuation Family Impact Tax Efficient Transfer Health Financial Family Communication Lifetime Strategies Family Values & Legacy 529 Plans Ongoing Management Family Involvement Fiduciary Issues Tax Efficiency Intention vs. Reality Minimize Family Conflict Communication Fiduciary Responsibilities Minimize Taxes Strategy Coordination Communication IRA Assets INVESTMENTS INSURANCE 1 2 3 4 RETIREMENT ASSETS 5 6 7 POWERS OF ATTORNEY 8 LIFETIME GIFTING TO CHILDREN & OTHERS 12 11 10 9

We have identified the following twelve wealth management issues that clients and referrals commonly face. Through our advisory process, we can provide guidance and solutions to help you build your cohesive wealth management plan.

Personal Risk Management

Liquidity Needs

Family Protection

Asset Allocation

Overlap

Correlation

Debt Structure

Efficiency

Liquidity

Maximize Pre-tax Contributions

Beneficiary Designations

Qualified and Non-Qualified

Risk Assessment

Asset Liquidity Restrictions

AMT Impact

Business Valuation

Family Impact

Tax Efficient Transfer

Health

Financial

Family Communication

Lifetime Strategies

Family Values & Legacy

529 Plans

Ongoing Management

Family Involvement

Fiduciary Issues

Tax Efficiency

Intention vs. Reality

Minimize Family Conflict

Communication

Fiduciary Responsibilities

Minimize Taxes

Strategy Coordination

Communication

IRA Assets