The Doctor Loan from                                                                                                   Sun...
SunTrust Mortgage – Business in Brief    Ownership:          Wholly-Owned Subsidiary of SunTrust Bank    SunTrust Mortgage...
Why SunTrust Mortgage?    • National mortgage company with local presence    • Wh ll      Wholly-owned subsidiary of a T 1...
What is the Doctor Loan?    The Doctor Loan Program1 is a residential mortgage loan    specifically created for licensed m...
Features of the Doctor Loan    •     Fixed rate programs    •     Adjustable rate2 mortgage programs in various terms    •...
Service Excellence    At SunTrust Mortgage, we are committed to providing you with    excellent service quality.    Should...
Upcoming SlideShare
Loading in …5
×

Doctor Loan Presentation

576 views

Published on

We appreciate the work you do, so we have come out with a special doctor loan with special relationship pricing discounts.

0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total views
576
On SlideShare
0
From Embeds
0
Number of Embeds
15
Actions
Shares
0
Downloads
2
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

Doctor Loan Presentation

  1. 1. The Doctor Loan from SunTrust Mortgage, Inc. Helping those who help others others. C.J. Kemp, Loan Officer SunTrust Mortgage, Inc. 3 0 1 .6 5 1 .4 1 8 9 CJ.Kemp@SunTrust.com www.suntrustmortgage.com/cjkemp NMLSR# 658890The information contained herein is intended as informational material for the sole and exclusive use of the business entities to which it was distributed and is subject to change without written notice. j g Equal Housing Lender. SunTrust Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; is an IllinoisResidential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; islicensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance, toll free 1-800-330-4684; is a licensed lender in Rhode Island; and is doing business inArizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020. ©2011 SunTrust Banks, Inc. SunTrust, SunTrust Mortgage and Live Solid. Bank Solid. are federally registered service marks ofSunTrust Banks, Inc. REV 120211KB-R STMR1132
  2. 2. SunTrust Mortgage – Business in Brief Ownership: Wholly-Owned Subsidiary of SunTrust Bank SunTrust Mortgage, Inc. originates loans throughout locations within SunTrust Bank markets (VA, DC, MD, NC, SC, GA, AL, TN, & FL) and adjacent states, maintains correspondent and broker relationships in 49 states, and services loans in 49 states and the District of Columbia. Year to date as of September 30, 2011: Servicing portfolio: $161 billion Loans originated: g $ $12.9 billion Loans purchased: $3.2 billion Total production: $16.2 billion Number of loans serviced: 923 291 923,291 Number of locations: 202 Number of brokers: 2,206 Number of correspondents: 969 Headquarters: Richmond, VA2
  3. 3. Why SunTrust Mortgage? • National mortgage company with local presence • Wh ll Wholly-owned subsidiary of a T 10 b k S T t B k d b idi f Top bank, SunTrust Bank • Top 10 in mortgage originations nationally • Respected brand in all markets • Track record of consistent earnings g • Laptop originations • Financing for every stage of homeownership • Nationally recognized for superior client service • Professional, experienced l P f i l i d loan officers ffi • Personal approach to service and communication3
  4. 4. What is the Doctor Loan? The Doctor Loan Program1 is a residential mortgage loan specifically created for licensed medical doctors to help make obtaining mortgage financing easier and more hassle-free. Maximum loan amounts: • $1,500,000 for medical doctors who have completed their residency within the past ten (10) years • $417,000 for medical doctors who are currently Residents, Interns or Fellows Available only in AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV, DC and select counties in NJ and PA to Residents, Interns, Fellows, Doctors of Osteopathy (DO) or licensed medical physicians that have completed their residency within the last 10 years.4
  5. 5. Features of the Doctor Loan • Fixed rate programs • Adjustable rate2 mortgage programs in various terms • Fully amortizing and interest only3 options available • Up to 100% financing4,5 for primary residence purchases and rate/term refinances – Up to $650,000 for medical doctors who have completed their residency within the last ten (10) years – Up to $417 000 for medical doctors who are currently residents $417,000 residents, interns and fellows • No mortgage insurance required 2 Adjustable Rate Mortgage (ARM) products have interest rates that may increase after consummation. 3 Monthly payments of interest only will not reduce the principal owed. 4 Borrowers should note that 100% mortgage financing will result in no property equity until such time as the loan principal is paid down through regular mortgage payments and/or the property value appreciates. Additionally, if property values decline you could owe more than your property’s value. 5 A down payment may be required if the property is located in a declining market.5
  6. 6. Service Excellence At SunTrust Mortgage, we are committed to providing you with excellent service quality. Should you have additional questions regarding the Doctor Loan or other available loan products, I will be more than happy to assist you. C.J. Kemp, Loan Officer SunTrust Mortgage, Inc. 3 0 1 .6 5 1 .4 1 8 9 CJ.Kemp@SunTrust.com www.suntrustmortgage.com/cjkemp NMLSR# 6588906

×