Our vision on Smart Cities by Elena Alfaro (Business Discovery Innovation BBVA)

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In today's city, people, things, companies, governments, etc... generate digital data on almost anything they do. But only 5% of the available digital information is currently being used.
Information can be extracted, combined, analyzed, processed and fed back into the city for an intelligent use.

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Our vision on Smart Cities by Elena Alfaro (Business Discovery Innovation BBVA)

  1. 1. A vision on Smart CitiesBBVA InnovationElena Alfaro, Smart Cities Framework Champion, BBVA GroupOutsmart - Future Internet PPP Pairs July 6th 2011
  2. 2. Who is BBVA
  3. 3. BBVA Group Europe (10) •  Spain •  France •  Germany •  Italy •  Portugal •  U.K. Noth America (2) •  Belgium •  USA •  Russia •  Mexico •  Switzerland •  Turkey Central America (3) •  Cuba •  Puerto Rico •  Panama South America (10) •  Argentina •  Bolivia •  Brazil •  Chile Asia - Paci ic (7) •  Australia •  Colombia •  South Korea •  Ecuador •  China •  Paraguay •  India •  Peru •  Japan •  Uruguay •  Singapore •  Venezuela •  Taiwan 32 countries, 48 million customers & 6,450 M$ Net Pro itSource: BBVA,
  4. 4. Our Smart Cities vision
  5. 5. For centuries, people have migrated to cities in a search for abetter life Cities are areas of Cities are the areas What   prosperity, economic where people want was   growth, innovation, & to live first?   creativity Gdansk (Poland) Lisbon (Portugal) Kuala Lumpur (Malaysia) Imaginary future city And for centuries, we have tried to transform them into better places lo live and to attract value creation
  6. 6. The transformation of the cities has been based onphysical changes ...   Imaginary skyline ... and sometimes in the way they are managed
  7. 7. With different results on different aspects ... Tra ic jam in the USA Central Park New York
  8. 8. Now we have the chance to transform cities e iciently, by affecting them physically and also virtually Singapore
  9. 9. In todays city, people, things, companies, governments, etc…generate digital data on almost anything they do       1   1   1       0   1   1   1   1   1   0   0     0   1   0     0   1       0   1     0   0   0   1   1   0   1   0   1   0   1   0   0   0   1   0   0   0   0   0   1   1   0   0   1   0   1   0   0   1   0   0   0   0   0   1   0   0   0   1   1   1   0   0   0   1   1   1   0   1   0   0   1   1   1   0   0   1   1   1   1   1   0   0   1   1   1   0   1   0   0   0   1   1   0   1   0   0   1   1   0   0   1   1   1   1   1   0   0   1   1   1   0   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   1   Sao Paulo (Brazil)
  10. 10. But only 5% of the available digital information is currently being used*       1   0   1   0   0   0   0   1   1   1   1  Source: The Economist 2010 . Being used means understandable/treatable by a machine Sao Paulo (Brazil)
  11. 11. Information can be extracted, combined, analyzed, processed andfed back into the city for an intelligent use Real  Time  Data  Exchange  Pla5orm   City Infrastructure City Management City life
  12. 12. From decisions (public & private) based on partial realities Historical Data Observations & Forecasts Opinions Feelings Recommendations Private Interests
  13. 13. To decisions based on facts, evidence and the whole picture Madrid (Spain)
  14. 14. To decisions based on facts, evidence and the whole picture Madrid (Spain)
  15. 15. A new business paradigm
  16. 16. What’s in it for them? citizens companies government London (UK) Dubai (Emirates) Washington (USA)The right decision E iciency A better place New demand management A better life New markets creation New behaviors
  17. 17. Opening up a new business paradigm: examples New services based on hibridation of companies information
  18. 18. Opening up a new business paradigm: examples New ways to approach a better informed customer
  19. 19. Opening up a new business paradigm: examples New markets based on the desired usage of resources
  20. 20. Opening up a new business paradigm: examples New actors on digital processing of information
  21. 21. Opening up a new business paradigm: examples A new type of public concessions
  22. 22. Opening up a new business paradigm: examples New ways to design the city
  23. 23. High Level Business Opportunities Smart Cities Technologies Data Exchange Platform Sensor Networks Other smart Improve Management services & New Smart Concessions internal behavior Services change processes Government Services Business Services
  24. 24. Why a Bank? Info management 1 Real time, secure, high volume data exchange capabilities Data generator 2 Access to real time economic behavior of millions of citizens Business actor 3 Customized end user service creation & access to millions of customers
  25. 25. We have a strong link to the city ... 48 million customers 7,500 Branches 17,500 ATMs 500,000 Point of 30M cards Sale Terminals Buenos Aires (Argentina) 24 mill transactions/daySource: BBVA Total number of transactions includes Internet banking
  26. 26. … which gives us key information to qualify a city, a street,a neighborhood or an activity and use it to generate newservices. We have access to the real time economy salary   expenses   products   credit   rela-onships   loca:on  income   Age   transfers   status   stock   details   job   origin   address   preferences   scoring   language   default   transac-ons   loans   currency   mortgage   ATM   -me   payments   e-­‐banking  deposits   telephone   date   cards  
  27. 27. In summary CITIZEN INSIGHT Quality of life and prosperity in the urban environment ECONOMICS GEODEMOGRAPHICS A new business The cities compete to paradigm rises attract people & companies TECHNOLOGY Everyone & everything generate digital information
  28. 28. A vision on Smart CitiesBBVA InnovationThank you!elena.alfaro@bbva.com @elenalfaro

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