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Banker's Table

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Banking strategies through Banker\'s Table and BOSS.

Banking strategies through Banker\'s Table and BOSS.

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Transcript

  • 1. BANKING STRATEGIES
  • 2.
    • Providing Full Circle Financial Solutions
  • 3.
    • Social Security (insecurity)
    • Pensions
    • Debt
    • Personal Savings
    • College Funding
    • Retirement
    • Employment
    Facing The Challenges of a Changing World
  • 4. 1% will RETIRE VERY WEALTHY 1% 36% 4% 5% 54% Statistics Show Americans At Age 65 What can you do differently to ensure you won’t end up in the majority? 40 60 80 100 Wealthy Working Secure Passed Away Broke 20
  • 5. Even in Good Times These Issues Have Plagued America Where does your money actually go? Adapted from study done by North Dakota State University Savings/Investments 3% Eliminating debt, minimizing taxes, and utilizing the right kind of insurance can potentially give you a 60-70% pay increase, and help you build a solid, tax-free retirement in the process!
  • 6. Money Flow and Banking Strategies
  • 7.  Your Lifetime Earning Potential $5k $1m $1.5m $2m 25 yrs 45 yrs 65 yrs Income Years/Age
  • 8. $2,000,000 In Lifetime Money Payments To Debt Federal & State Taxes Savings & Retirement (New Savings Potential)
  • 9. Imagine Earning A 35% Raise? You can by simply redirecting interest you already paid to the banks and financial institutions.
  • 10. What Are You Really Earning?
  • 11. 4 PILLARS Of Financial Freedom
  • 12. Banker’s Optimal System of Security
  • 13.
    • 75% said becoming and staying debt free
    • is the #1 key to building wealth.
    The Forbes 400 were asked in a recent survey, What is the most important key to building wealth? Debt Elimination
  • 14. Debt Elimination
    • Debt is the silent killer of your future hopes and dreams.
    • The key is to make your money work smarter with little impact to your standard of living.
    • In order to be successful, you need to adopt a strategy to use the banking systems to your advantage.
  • 15. 5,000 Years of Core Banking Strategies
    • Banks lend; they don’t invest
    • Banks transfer risk away from the bank
    • Banks turn liabilities into assets
  • 16.
    • Cash
    • Treasury Bills
    • Precious Metals
    • Whole Life Insurance (BOLI)
    Do What The Banks Do Tier One Assets (Core Reserves)
  • 17. If You Can’t Beat Them - Join Them
  • 18. What If YOU Could Be The Bank? What chair would you sit in? Saver Borrower Banker Bank Owner
  • 19.
    • The Money Merge Account® Program:
    • Is a revolutionary web-based software system that identifies the quickest route to zero debt for each users unique financial situation.
    • How does it do this?
    • Strategic Debt Payoff
    • Interest Cancellation
    • Utilizes Stagnant Money
    • Interest Float
    • Optimizes the Use of Your Income
    • Ongoing Coaching and Education Support
    Debt Elimination Results will vary and are determined by individual financial situations. The information contained herein does not constitute an offer or a solicitation to lend or extend credit. Contact your independent agent for further details.
  • 20. Conventional Banking vs. Money Merge Account ® Program
    • Conventional Banking
    • Refinance
    • Bi-Weekly Payments
    • Debt Consolidation
    • Debt Rolldown Program
    • Additional Payments to Principal
    Results will vary and are determined by individual financial situations. The information contained herein does not constitute an offer or a solicitation to lend or extend credit. Contact your independent agent for further details.
  • 21. Conventional Banking vs. Money Merge Account ® Program
    • Money Merge Account® Program
    • No refinancing of existing
    • loan necessary
    • Not a Bi-Weekly Program
    • Not a Debt Consolidation Loan
    • Not a Debt Rolldown Program
    • Little to no change in current lifestyle
    Results will vary and are determined by individual financial situations. The information contained herein does not constitute an offer or a solicitation to lend or extend credit. Contact your independent agent for further details.
  • 22. Current Debt Schedule Debt Acceleration Schedule Results will vary and are determined by individual financial situations. The information contained herein does not constitute an offer or a solicitation to lend or extend credit. Contact your independent agent for further details. Year Principal Paid Interest Paid Total Paid 1 $6,699.27 $14,199.45 $20,898.72 2 $13,903.30 $27,894.14 $41,797.44 3 $21,650.99 $41,045.17 $62,696.16 4 $29,984.35 $53,610.53 $83,594.88 5 $38,948.74 $65,544.88 $104,493.62 6 $42,282.13 $77,027.29 $119,309.42 7 $45,824.60 $88,300.62 $134,125.22 8 $49,589.88 $99,351.14 $148,941.02 9 $53,592.69 $110,164.13 $163,756.82 10 $57,848.88 $120,723.74 $178,572.62 11 $62,375.63 $131,012.79 $193,388.42 12 $67,191.49 $141,012.73 $208,204.22 13 $72,316.57 $150,703.45 $223,020.02 14 $77,772.75 $160,063.07 $237,835.82 15 $83,583.97 $169,067.65 $252,651.62 16 $89,776.35 $177,691.07 $267,467.42 17 $96,378.71 $185,904.51 $282,283.22 18 $103,422.79 $193,676.23 $297,099.02 19 $110,943.80 $200,971.02 $311,914.82 20 $118,992.34 $207,749.57 $326,741.91 21 $127,122.24 $214,008.87 $341,131.11 22 $135,753.57 $219,766.74 $355,520.31 23 $144,917.27 $224,992.24 $369,909.51 24 $154,646.17 $229,652.54 $384,298.71 25 $164,975.11 $233,712.80 $398,687.91 26 $175,941.13 $237,135.98 $413,077.11 27 $187,583.51 $239,882.80 $427,466.31 28 $199,943.97 $241,911.54 $441,855.51 29 $213,066.78 $243,177.93 $456,244.71 30 $227,000.00 $243,634.94 $470,634.94 Year Principal Paid Interest Paid Total Paid 1 $13,542.84 $13,947.87 $27,490.71 2 $28,176.18 $26,730.17 $54,906.35 3 $41,191.46 $38,381.22 $79,572.68 4 $57,950.28 $49,041.52 $106,991.80 5 $75,743.21 $58,668.16 $134,411.37 6 $94,633.57 $67,197.37 $161,830.94 7 $114,689.05 $74,561.46 $189,250.51 8 $135,981.54 $80,688.57 $216,670.11 9 $158,587.27 $85,502.41 $244,089.68 10 $182,587.29 $88,921.96 $271,509.25 11 $208,067.57 $90,861.25 $298,928.82 12 $227,000.00 $91,286.88 $318,286.88 Interest Saved $152,348.06 Years to Payoff 11.7 Time Savings 18.4 12 $67,191.49 $141,012.73 $208,204.22 12 $227,000.00 $91,286.88 $318,286.88
  • 23. The Money Merge Account® Program helps you manage your cash flow with optimal efficiency. How The Money Merge Account® Program Works For You So you can maximize every available dollar to your advantage – instead of the banks! Results will vary and are determined by individual financial situations. The information contained herein does not constitute an offer or a solicitation to lend or extend credit. Contact your independent agent for further details.
  • 24. Wealth Building
    • Rule #1: Never lose the principal value of your investment.
    • Rule #2: Never violate rule #1.
    • Rule #3: Guaranteed returns.
  • 25.
    • Our Strategy
    • No risk of loss to principal 1
    • Grows tax-deferred
    • Accessible with tax advantage benefits 2
    • Lawsuit proof 3
    • Judgment proof 3
    • Creditor proof 3
    Banker’s Optimal System of Security 1. Return on principal may vary 2. Under certain policy provisions 3. These restrictions will vary from state to state, check with the current laws within your state . These strategies only pertain to a cash value life insurance policy. Check with your financial advisor for details. Wealth Building
  • 26. Becoming Your Own Bank
    • Traditional Banking
    Finance $25,000 every 4 years, costing $29,222 in payments & interest! Auto loan Payments & Interest
  • 27. Becoming Your Own Bank
    • Our Strategy
    Auto loan Payments & Interest Pay into policy Finance $25,000 every 4 years, re-capturing $29,222 in payments & interest!
  • 28. Banking Concepts Loss Option #1 Lease 10 Vehicles (-$252,500) Option #2 Finance (-$202,222) Option #3 Cash $40,000 Option #4 BOSS $787,738 Gain Growth Over 40 Years Loss Over 40 Years
  • 29. Retirement Planning
    • Retirement income can now be predictable with UFirst Alliance and the BOSS program
    • Banks have thrived for centuries by feeding off the fruits of lending.
    • Your alternative to traditional investments, 401k, IRAs, stocks, bonds, real estates, etc.
  • 30. Retirement Planning With BOSS
    • BENEFITS:
    • It is not limited to the 59 ½ or the 70 ½ traditional restrictions for access like 401K’s or IRA’s to receive the benefits of tax-deferred growth. 1
    • Provides tax advantage supplemental retirement income. 1
    • Creates a tax-free estate death benefit.
    • Living benefits include:
        • Loan provision
        • Emergency fund
        • Retirement income
        • Personal financing needs
        • Business capital
    1. Under certain policy provisions and restrictions. Check policy loan provisions for more details. You may want to check with your tax advisor for information on qualified plans. Personal Bank: Flexible Retirement Account
  • 31. Legacy Planning
    • Those you love are the most cherished asset of all.
    • UFirst Alliance operates in timelines measured by generations, not just years.
    • Leave a legacy that will permanently impact your family for generations to come…
  • 32. Full Circle Financial Solution Your Money Flow Banking Systems Banking Strategies
  • 33. Road To Financial Freedom
  • 34. Get with your UFirst Alliance advisor for a free no obligation analysis! Begin Your Road to Financial Freedom Today!