• Save
Secrets Of  Home Care In Idaho
Upcoming SlideShare
Loading in...5
×

Like this? Share it with your network

Share

Secrets Of Home Care In Idaho

  • 1,120 views
Uploaded on

Discussion of costs pertaining to care options in Idaho

Discussion of costs pertaining to care options in Idaho

  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
    Be the first to comment
No Downloads

Views

Total Views
1,120
On Slideshare
1,119
From Embeds
1
Number of Embeds
1

Actions

Shares
Downloads
0
Comments
0
Likes
2

Embeds 1

http://www.slideshare.net 1

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
    No notes for slide

Transcript

  • 1. The secrets of home care success Important information to consider when hiring in-home care services
  • 2. Where do you begin?
    • You’ve been searching for answers…
    • You’ve talked to family.
    • You’ve talked to friends.
    • You’ve searched online.
    • You’ve heard from many providers about their services.
    • Where do you go from here?
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
  • 3. So many questions…
    • How much does in-home care cost?
    • How do people pay for in-home care?
    • Does Medicare pay for anything? What about Medicaid?
    • How do I choose the right provider?
    • How do I know my loved one will be safe?
    • Will my loved one even consider assistance?
    • Wouldn’t it be nice to find all the answers in one place?
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
  • 4. How much does it cost? | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009 $15 - $24/per hour Local average hourly rate for non-medical and personal in-home service: $2,749 ($32,985 annually) Idaho average monthly rate for a private one bedroom in an assisted living facility. Examples of care and the costs involved: Idaho average daily rate for a private room in a nursing home: $185 ($67,675 annually) Idaho average daily rate for a semi-private room in a nursing home: $172 ($62,605 annually)
  • 5. How will I pay for care?
    • Various payment resources are available:
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009 Payment resource How it works Private Pay Uses private income, assets and investments. Long-Term Care Insurance Pays for care at home, in assisted living facilities, at adult daycares, and in nursing homes. To qualify, the person receiving care must meet specific health requirements and be able to afford the cost of care. Reverse Mortgage Uses equity in the home to pay for long-term care insurance or to directly pay for in-home care. (A reverse mortgage is also called a Home Equity Conversion Mortgage or HECM) Government Assistance You can apply for Medicare and Medicaid benefits. Veteran’s Assistance Veterans and/or their spouses may qualify to receive financial aid to help with care costs.
  • 6. What about Medicare?
    • Short-term rehabilitation care in a nursing home
    • 30 days of skilled in-home nursing care
    • 90 days of nursing home care if you qualify (average qualified payment is for 26 days)
    • Medicare is an insurance program run by the U.S. government. It provides hospital, medical and surgical benefits to seniors and those with disabilities.
    What Medicare pays for: What Medicare does NOT pay for:
    • Custodial care in a nursing home
    • Non-medical, in-home care
    • Adult daycare
    • Assisted living
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
  • 7. What about Medicaid?
    • Medicaid is an insurance program run by the U.S. government and the state where you live. It helps impoverished people pay for long-term care.
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009 Medicaid qualifications
    • You must meet certain income and asset qualifications depending on the state where you live.
    • You must spend down checking and savings accounts and investments before qualifying for Medicaid.
    • You can keep your home (up to $500,000 in value), one car, one life insurance policy (cash value less than $1,500), a pre-paid burial plan and your personal effects.
    Medicaid limits
    • Medicaid covers care in a semi-private room in a nursing home.
    • Nursing homes lose money on Medicaid patients so facilities may limit the number of available Medicaid beds.
    • Long waiting lists and facilities located far from home are not uncommon.
  • 8. Reverse mortgages and Veterans Administration (VA) assistance
    • Reverse mortgages and the VA offer payment assistance options for in-home care.
      • Reverse mortgages (Home Equity Conversion Mortgage or HECM) provide tax-free proceeds that can be used to pay for in-home care as it’s needed. Visit www.reversemortgagenation.com for information.
      • The VA Home Aid and Attendance Pension benefit can assist senior veterans who served during a period of war and their spouses. Visit www.veterans-express.com for more information.
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
  • 9. What’s available in my area?
    • Looking for information on programs and services available in your community? Here are a few local resources to consider:
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009 Office Telephone Website Area Agency on Aging 208-667-3179 AAANI.ORG Veteran’s Express 951-325-8651 VETERANS-EXPRESS.COM Health & Welfare 866-326-2485 HEALTHANDWELFARE.IDAHO.GOV Aging America 513-377-7965 AGINGUSA.COM Alzheimer's Assoc. 208-666-2996 ALZ.ORG/INLANDNORTHWEST
  • 10. How do I choose the right home care provider?
        • Caregiver registries or referral services do not employ their caregivers.
        • Home care agencies employ their caregivers and take full responsibility for them.
    • It is important to understand the difference between caregiver registries and home care agencies.
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
  • 11. Agencies vs. Registries
    • Agencies hire their own employees and conduct background checks. They handle all of the insurance, payroll, taxes, employee training, scheduling and supervision, and ensure appropriate care is given.
    • Registries hire independent contractors who are directed to care for clients but are not employed by the registry. When using a registry, the burden of screening prospective caregivers, payroll, taxes, insurance, training, supervision, and ensuring the loved one receives appropriate care is the responsibility – not of the registry – but of the client and their family.
    • It is important to understand the differences in liability between agencies and registries.
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
  • 12. Agencies vs. Registries | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009 Agencies Registries Home care agencies like Home Helpers employ, train and supervise their employees. They are responsible for making sure quality care is provided to the patient. Registries act as a “matchmaking” service between the independent contractor and the patient. Interview, check references and conduct a criminal background check on its caregivers. Do NOT interview, check references, or conduct a criminal background check on the caregivers. Manage and supervise the caregiver. Do NOT manage or supervise the caregiver. Maintain a payroll system, pay the caregiver, and provide records to the government. Do NOT maintain a payroll system, pay the caregiver, or provide records to the government. Withhold and pay taxes from the caregiver’s wages. Do NOT withhold or pay taxes from the caregiver’s wages. Insure caregivers with workers’ compensation. Do NOT insure caregivers with workers’ compensation. Arrange for substitute care if the caregiver is absent. Do NOT arrange for substitute care if the caregiver is absent.
  • 13. How do I talk with my loved one?
        • Realistically define the situation with your loved one.
        • Discuss your loved one’s capabilities and limitations.
        • Discuss current needs and possible future needs.
        • Talk about care options and listen to your loved one’s concerns.
        • Understand your loved one’s perceptions of possible care arrangements.
        • Agree on a solution together.
    • Help your loved one understand the need for care.
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
  • 14. How do I choose the right caregiver?
    • Find a caregiving solution that safely meets your loved one’s needs and desires.
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
    • Match your loved one’s needs and personality to an experienced caregiver who has the skills to provide the best care and companionship.
    • Be sure there is professional management of the caregivers so that services will be safely provided.
    • As your loved one’s needs change, supervision should provide ongoing assessments of care and recommendations.
  • 15.
        • The caregiver should be carefully screened before coming to your home for an interview.
        • The caregiver should be bonded, insured and covered by workers’ compensation insurance.
        • The caregiver should be experienced in the specialized care your loved one requires i.e. Alzheimer’s, dementia, arthritis, hospice care, mental and/or physical challenges etc.
    • Look for well-qualified caregivers who will provide compassionate, skilled care.
    How do I choose the right caregiver? | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
  • 16. Why choose Home Helpers?
        • Selected for their training, experience and compassion.
        • Thoroughly screened, bonded and insured by workers’ compensation.
        • Professionally managed by a supervisor who will make ongoing assessments and recommendations as your loved one’s needs change over time.
    • We provide experienced, dependable and safe in-home care. Our Caregivers are:
    Many of our Caregivers are trained and experienced in many types of non-medical and personal care including:
    • Arthritis
    • Hospice care
    • Mental challenges
    • Physical disabilities
    | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
    • Alzheimer’s
    • Dementia
  • 17. Home Helpers Services
      • Home Helpers care plans are specifically tailored for you or your loved one’s needs and budget. The services we provide can change if and when needed.
      • Our services may include:
    Home Helpers provides non-medical and personal care in the comfort and privacy of your home, assisted living center, retirement community … wherever we’re needed! | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
    • Companionship
    • Bathing/dressing assistance
    • Light housekeeping
    • Grocery shopping
    • Meal preparation/feeding
    • Transportation
    • Errand services
    • Much More!
  • 18. Feel safer and live independently
      • Dispatch an ambulance when necessary.
      • Have a neighbor check in if it’s a non-emergency situation.
      • Notify a family member of the situation.
      • Call your loved one’s doctor.
    Home Helpers offers Direct Link In-Home Emergency Monitoring. Any time your loved one needs help, he or she simply pushes the button on the wireless necklace, wristband or belt clip. A trained professional will respond immediately. Based on your instructions we will: Direct Link gives you and your loved ones peace of mind knowing help is as close as the touch of a button. | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009
  • 19. Take the next step – call today! For more information on Home Helpers or Direct Link services call our office today! 208-769-9560 | Each office is independently owned and operated. Proprietary Property of Home Helpers © 2009