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Innovative Financing Options for Contractors - WJ Bradley Powersaver Loan
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Innovative Financing Options for Contractors - WJ Bradley Powersaver Loan

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n today's economy, it's tough for homeowners to find financing for their energy efficiency and renewable energy upgrades. This free workshop introduces a wide variety of residential clean energy …

n today's economy, it's tough for homeowners to find financing for their energy efficiency and renewable energy upgrades. This free workshop introduces a wide variety of residential clean energy financing products for energy efficiency, solar PV and solar thermal installations.

We will also cover current clean energy rebates that also help bring down project and financing costs, improve the customer's ROI and increase the chance for contractor sales. Don't miss this opportunity to ask questions and talk with representatives from financial institutions over a networking lunch. Breakfast will also be provided.

Space is limited, so register soon!

Who Should Attend?



Contractors working in the clean energy industry including:

Home Performance Contactors
Energy Advisors
HVAC Contractors
Insulation Contractors
BPI Certified Professionals
Solar Contractors
Solar Integrators

Published in Economy & Finance , Business
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Transcript

  • 1. Home Improvement Financing through PowerSaver Speaker: Thorne Butler Director, Public and Private Partnerships1.
  • 2. Communication and Collaboration Federal Agencies — D.O.E., HUD, and FHA State Governments — Home Performance, Upgrade California Nonprofits — CISE, CleanTECH Utility Companies — San Diego Gas & Electric 2.
  • 3. W.J. Bradley Mortgage Capital Corp. History Established in 2003 Operates in 22 states More than 80 branches Growth primarily through acquisition 3.
  • 4. W.J. Bradley Mortgage Capital Corp. W.J. Bradley currently represents 12 % of the San Diego County market5080 Shoreham Place 16885 W. Bernardo DriveSuites 100, 102, 103, 103A, 105 Suite 350San Diego, CA 92122 San Diego, CA 92127Phone: 858-952-0316 Phone: 858-217-575712275 El Camino Real 11455 El Camino RealSuite #100 Suite 300-2San Diego, CA 92130 San Diego, CA 92130Phone: 858-345-4700 Phone: 858-345-43804.
  • 5. PowerSaver Program Details Two-year pilot program Specifically designed for Energy related upgrades Introduced under Title I Guidelines 90% insured by FHA No contractor-dealers 5.
  • 6. PowerSaver Program Requirements $25,000 Maximum Loan Amount $7,500 Minimum Loan Amount 15 Year Amortization Minimum 660 FICO Score 100% CLTV First Disbursement 50% at Work Commencement Second Disbursement 50% at Work Completion 6.
  • 7. Company Vision To take a leadership position in the energy-related lending business  Create synergy among the varied components that make up the renewable and efficiency business cycle  Provide the necessary information to validate expenditures  Assemble the information and present it in a simple format  Give a homeowner the tools to make a decision based on financial and comfort considerations 7.
  • 8. PowerSaver — OperationsApplication through Funding process emphasizes speed and simplicity  In the testing stages of a dedicated website: powersaver.wjbradley.com.  Website will pre-qualify/disqualify applicant  Automated call triggered at credit  Dedicated Loan Officer will walk customer through process and schedule an appraisal/audit 8.
  • 9. powersaver.wjbradley.com9.
  • 10. powersaver.wjbradley.com10.
  • 11. powersaver.wjbradley.com11.
  • 12. powersaver.wjbradley.com12.
  • 13. powersaver.wjbradley.com13.
  • 14. powersaver.wjbradley.com14.
  • 15. powersaver.wjbradley.com15.
  • 16. powersaver.wjbradley.com16.
  • 17. Home Performance Appraisal (HPA) PowerSaver requires an appraisal WJB will conduct an audit and appraisal (HPA) Report will be available to contractor Audit will fulfill requirements of applicable state or federal rebate programs 17.
  • 18. Home Performance Appraisal (HPA)18.
  • 19. Contractor Services Contractors will be pre-approved A coordinator will assist the customer Contractor Kits will support the ‘kitchen table” close Deal flow will be bidirectional 19.
  • 20. Why WJB? One of only a handful of lenders selected to participate Industry-leading turn times Cutting-edge technology to track loans Dedicated customer service Recommendations of approved contractors Fast contractor approval 20.
  • 21. Contractor ApprovalSONTI BURNETTContractor Account ServicesW.J. Bradley Mortgage Capital Corp.Email: sonti.burnett@wjbradley.comPhone 801-699-2048Direct 801-285-9427 21.
  • 22. Questions?THORNE BUTLERDirector, Public & Private PartnershipsW.J. Bradley Mortgage Capital Corp.Email: thorne.butler@wjbradley.comPhone: 435-729-0348Direct: 801-590-3853 22.