Jana maddux cheers
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Jana maddux cheers Jana maddux cheers Presentation Transcript

  • HERS I & II Rater Certifications
  • HERS I Rater Certification Training HERS Certifications may only be granted by a California Energy Commission approved HERS Provider HERS Raters are trained to verify the HERS (Home Energy Rating Services) measures as required by the Title 24 California Energy Standards Some of the conservation features in the Title 24 California Energy Standards require a 3rd party inspector (in addition to the local building department inspector) to verify that the measure is properly installed.
  • HERS I Raters are trained to verify HERS measures such as: Duct Testing Refrigerant Charge Measurement Sampling Registration of forms with HERS Provider Ethics and Quality Assurance Quality Insulation Installation Air Conditioner Efficiency New Cooling Technologies Energy Star, Utility and Green Programs Solar Verifications for Solar PV systems installed under the State of California’s New Solar Home Partnership
  • What HERS II? The purpose of the proposed revisions to the HERS regulations is to implement Phase II of the HERS Program by extending Phase I to cover whole‐house home energy ratings of existing (and newly constructed) homes. Phase II will put in place the remaining elements of PRC Section 25942
  • HERS II Provisions • Consistent, accurate, and uniform ratings based on a single statewide rating scale • Reasonable estimates of potential utility bill savings, and reliable recommendations on cost‐effective measures to improve energy efficiency. • Labeling procedures that will meet the needs of home buyers, homeowners, renters, the real estate industry, and mortgage lenders with an interest in home energy ratings. • Proposed approaches for determining measure cost‐effectiveness and recommendations for energy efficiency improvements, including cross checking against utility bills.
  • The HERS Disclosure Booklet A California Energy Commission publication California Civil Code 2079.10 states that if this booklet is provided to the buyer by the seller or broker, then this booklet is deemed to be adequate to inform the home buyer about the existence of California’s Home Energy Rating Program.
  • Status of HERS II? •All California HERS Providers are awaiting approval •Many opportunities await this important step •Stay tuned
  • What is available today? •The FHA/VA Energy Efficient Mortgage •The FHA Weatherization Program •Utility Company Rebates •Energy Efficiency Federal tax credits
  • The Energy Efficient Mortgage A Government Insured loan (FHA/VA) that allows “Cost Effective” Energy Upgrades to be financed into the Mortgage with no qualifying or down payment requirements FHA will allow 5% of the property value in most cases (see HUD Mortgagee Letter 2009-18) VA allows up to $6,000 in upgrades Can be used on Purchase, Rehab & Refinance A HERS Report is required to document the upgrades as cost effective
  • The FHA Weatherization Program Allows financing of “thermal improvement” upgrades when the EEM funds are not enough Items that would qualify: Dual Pane Windows, insulation, weather stripping, etc. Borrower must qualify for additional amount Borrower must put additional down
  • What determines cost effectiveness?
  • After the Rating Report results are generated:  The borrower decides on a cost effective package  Bids are gathered  Contractors should be educated about the EEM Program  The EEM package is submitted to underwriting  EEM Funds are held in a holdback account after close of escrow  Once escrow has closed, work can begin  When work is complete, funds are released
  • EEM Case Study  Bryon & Rachael Soules, 1st Time Homebuyers  Expressed interest in the Energy Efficient Mortgage
  • • Home built in 1948 • No wall insulation • R11 insulation in the attic • Duct system was very leaky • Single pane Windows
  • EEM Case Study  Purchase price of the home: $131,250  EEM allowable amount: 6,562  Total of all Contractor bids: 7,463  Weatherization Program: 900
  • Jana Maddux CHEERS® Existing Homes Program Manager (714) 500-4444 jmaddux@cheers.org www.cheers.org