Your SlideShare is downloading. ×
RMA - Credit Risk Certification
Upcoming SlideShare
Loading in...5
×

Thanks for flagging this SlideShare!

Oops! An error has occurred.

×

Introducing the official SlideShare app

Stunning, full-screen experience for iPhone and Android

Text the download link to your phone

Standard text messaging rates apply

RMA - Credit Risk Certification

1,108
views

Published on

Learn why Credit Risk Certification will help you stand out in your lending career. Find out why credit risk professionals should be certified by the Risk Management Association. Learn more about …

Learn why Credit Risk Certification will help you stand out in your lending career. Find out why credit risk professionals should be certified by the Risk Management Association. Learn more about Credit Risk Certification from The Risk Management Association.

Published in: Economy & Finance, Business

0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total Views
1,108
On Slideshare
0
From Embeds
0
Number of Embeds
2
Actions
Shares
0
Downloads
4
Comments
0
Likes
0
Embeds 0
No embeds

Report content
Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
No notes for slide
  • Animated vertical box list(Intermediate)To reproduce the SmartArt effects on this slide, do the following:On the Home tab, in the Slides group, click Layout, and then clickBlank. On the Insert tab, in the Illustrations group, click SmartArt. In the Choose a SmartArt Graphic dialog box, in the left pane, click List. In the List pane, click Vertical Box List, and then click OK to insert the graphic into the slide.Press and hold CTRL, and then select the third pair of rectangles from the top (both the smaller, first-level rectangle and the larger, second-level rectangle). Under SmartArtTools, on the Design tab, in the CreateGraphic group, click the arrow next to AddShape, and then click AddShapeAfter.Select the graphic, and then click one of the arrows on the left border. In the Type your text here dialog box, enter text. (Note: To create a bullet below each heading, select the heading text box in the Type your text here dialog box, and then under SmartArtTools, on the Design tab, in the CreateGraphic group, click AddBullet. Enter text into the new bullet text box.)Select the graphic. Under SmartArt Tools, on the Format tab, click Size, and then do the following:In the Height box, enter 5.92”.In the Width box, enter 6.67”.Under SmartArt Tools, on the Format tab, click Arrange, click Align, and then do the following:Click Align to Slide.Click Align Middle. Click Align Center. On the Design tab, in the Themes group, click Colors, and then under Built-in click Civic. (Note: if this action is taken in a PowerPoint presentation containing more than one slide, the color scheme will be applied to all of the slides.)Under SmartArtTools, on the Design tab, in the SmartArtStyles group, do the following:Click ChangeColors, and then under Accent 1 click Colored Fill – Accent 1 (second option from the left).Click More, and then under 3-D click Polished (first row, first option from the left).Press and hold CTRL, and then select the four larger, second-level rectangles. Under SmartArtTools, on the Format tab, in the Shapes group, click ChangeShape, and then under Rectangles click Rounded Rectangle (second option from the left).On the Home tab, in the Font group, select Franklin Gothic Book from the Font list, and then select 24 from the Font Size list.Under SmartArtTools, on the Format tab, in the Shape Styles group, click the arrow next to Shape Fill, point to Gradient, and then click More Gradients. In the Format Shape dialog box, in the left pane, click Fill, select Gradient fill in the Fill pane, and then do the following:In the Type list, select Linear.Click the button next to Direction, and then click Linear Up (second row, second option from the left).Under Gradient stops, click Add gradient stop or Remove gradient stop until two stops appear in the slider.Also under Gradient stops, customize the gradient stops as follows:Select the first stop in the slider, and then do the following:In the Position box, enter 0%.Click the button next to Color, and then under Theme Colors click White, Background 1, Darker 35% (fifth row, first option from the left).Select the last stop in the slider, and then do the following: In the Position box, enter 100%.Click the button next to Color, and then click Black, Text 1, Lighter 25% (fourth row, second option from the left). Also in the Format Shape dialog box, in the left pane, click 3-D Format, and then do the following in the 3-D Format pane:Under Bevel, click the button next to Top, and then under Bevel click Circle (first row, first option from the left).Next to Top, in the Width box, enter 4 pt,and in the Height box, enter 4 pt.Under Depth,in the Depth box, enter 1 pt.Under Surface, click the button next to Material, and then under Standard click Plastic (third option from the left). Click the button next to Lighting, and then under Special click Flat (first option from the left). On the slide, press and hold CTRL, and then select the four smaller, first-level rectangles. On the Home tab, in the Font group, select Franklin Gothic Medium from the Font list, and then enter 26 in the Font Size box.Select the top first-level rectangle. Under SmartArtTools, on the Format tab, in the Shape Styles group, click the arrow next to Shape Fill, point to Gradient, and then click More Gradients. In the Format Shape dialog box, in the left pane, click Fill, select Gradient fill in the Fill pane, and then do the following:In the Type list, select Linear.Click the button next to Direction, and then click Linear Up (second row, second option from the left).Under Gradient stops, click Add gradient stop or Remove gradient stop until two stops appear in the slider.Also under Gradient stops, customize the gradient stops as follows:Select the first stop in the slider, and then do the following:In the Position box, enter 0%.Click the button next to Color, and then under Theme Colors click Teal, Accent 3, Darker 50% (sixth row, seventh option from the left).Select the last stop in the slider, and then do the following: In the Position box, enter 100%.Click the button next to Color, and then under Theme Colors click Teal, Accent 3, Darker 25% (fifth row, seventh option from the left).Select the second first-level rectangle. Under SmartArtTools, on the Format tab, in the Shape Styles group, click the arrow next to Shape Fill, point to Gradient, and then click More Gradients. In the Format Shape dialog box, in the left pane, click Fill, select Gradient fill in the Fill pane, and then do the following:In the Type list, select Linear.Click the button next to Direction, and then click Linear Up (second row, second option from the left).Under Gradient stops, click Add gradient stop or Remove gradient stop until two stops appear in the slider.Also under Gradient stops, customize the gradient stops as follows:Select the first stop in the slider,and then do the following:In the Position box, enter 0%.Click the button next to Color, and then under Theme Colors click Brown, Accent 4, Darker 50% (sixth row, eighth option from the left).Select the last stop in the slider, and then do the following: In the Position box, enter 100%.Click the button next to Color, and then under Theme Colors click Brown, Accent 4, Darker 25% (fifth row, eighth option from the left).Select the third first-level rectangle. Under SmartArtTools, on the Format tab, in the Shape Styles group, click the arrow next to Shape Fill, point to Gradient, and then click More Gradients. In the Format Shape dialog box, in the left pane, click Fill, select Gradient fill in the Fill pane, and then do the following:In the Type list, select Linear.Click the button next to Direction, and then click Linear Up (second row, second option from the left).Under Gradient stops, click Add gradient stop or Remove gradient stop until two stops appear in the slider.Also under Gradient stops, customize the gradient stops as follows:Select the first stop in the slider, and then do the following:In the Position box, enter 0%.Click the button next to Color, and then under Theme Colors click Green, Accent 5, Darker 50% (sixth row, ninth option from the left).Select the last stop in the slider, and then do the following: In the Position box, enter 100%.Click the button next to Color, and then under Theme Colors click Green, Accent 5, Darker 25% (fifth row, ninth option from the left).Select the fourth first-level rectangle. Under SmartArtTools, on the Format tab, in the Shape Styles group, click the arrow next to Shape Fill, point to Gradient, and then click More Gradients. In the Format Shape dialog box, in the left pane, click Fill, select Gradient fill in the Fill pane, and then do the following:In the Type list, select Linear.Click the button next to Direction, and then click Linear Up (second row, second option from the left).Under Gradient stops, click Add gradient stop or Remove gradient stop until two stops appear in the slider.Also under Gradient stops, customize the gradient stops as follows:Select the first stop in the slider, and then do the following:In the Position box, enter 0%.Click the button next to Color, and then under Theme Colors click Orange, Accent 6, Darker 50% (sixth row, 10th option from the left).Select the last stop in the slider, and then do the following: In the Position box, enter 100%.Click the button next to Color, and then under Theme Colors click Orange, Accent 6, Darker 20% (fifth row, 10th option from the left).To reproduce the animation effects on this slide, do the following:On the Animations tab, in the Advanced Animation group, click Add Animation, and then click MoreEntrance Effects. In the Add Entrance Effect dialog box, under Subtle, click Expand, and then click OK.On the Animations tab, in the Timing group, in the Duration box enter 1.00 seconds.Also on the Animations tab, in the Advanced Animation group, click Animation Pane. In the Animation Pane, select the animation effect. Click the arrow to the right of the animation effect, and then click EffectOptions. In the Expand dialog box, on the SmartArtAnimation tab, in the Group graphic list, select One by one, and then click OK.Also in the Animation Pane, click the double arrow under the animation effect to expand the contents of the list of effects.In the Animation Pane, press and hold CTRL, and then select all of the animation effects. On the Animations tab, in the Timing group, in the Start list, select With Previous.In the Animation Pane, press and hold CTRL, and then select the second, fourth, sixth and eighth animation effects (expand effects for the larger, second-level rectangles). On the Animations tab, in the Animation group, click More, and then under Entrance click Fade.In the Animation Pane, press and hold CTRL, and then select the third, fifth, and seventh animation effects. On the Animations tab, in the Timing group, in the Start list select On Click.To reproduce the background effects on this slide, do the following:Right-click the slide background area, and then click Format Background. In the Format Background dialog box, click Fill in the left pane, select Gradient fill in the Fill pane, and then do the following:In the Type list, select Linear.Click the button next to Direction, and then click Linear Down (first row, second option from the left).Under Gradient stops, click Add gradient stop or Remove gradient stop until two stops appear in the slider.Also under Gradient stops, customize the gradient stops that you added as follows:Select the first stop in the slider, and then do the following:In the Position box, enter 63%.Click the button next to Color, and then under Theme Colors click Black, Text 1 (first row, second option from the left).Select the last stop in the slider, and then do the following: In the Position box, enter 100%.Click the button next to Color, and then under Theme Colors clickBlack, Text 1, Lighter 50% (second row, second option from the left).
  • Animated upward process arrow with colored bullets(Basic)To reproduce the SmartArt effects on this slide, do the following:On the Home tab, in the Slides group, click Layout, and then clickBlank. On the Insert tab, in the Illustrations group, click SmartArt. In the Choose a SmartArt Graphic dialog box, in the left pane, click Process. In the Process pane, click Upward Arrow (eighth row, third option from the left), and then click OK to insert the graphic into the slide.Select the graphic, and then click one of the arrows on the left border. In the Type your text here dialog box, enter text. (Note: To create a bulleted list below each heading, select the heading text box in the Type your text here dialog box, and then under SmartArtTools, on the Design tab, in the CreateGraphic group, click AddBullet. Enter text into the new bullet text box.)On the slide, select the graphic. Under SmartArtTools, on the Design tab, in the SmartArtStyles group, do the following:Click ChangeColors, and then under Colorful click Colorful Range - Accent Colors 3 to 4 (third option from the left).Click More, and then under Best Match for Document click Intense Effect (fifth option from the left).On the Home tab, in the Font group, select Calibri from the Font list, and then select 24 from the Font Size list.Select the text in the first text box from the left. Under SmartArtTools, on the Format tab, in the WordArtStyles group, click the arrow next to TextFill, and then under Theme Colors clickOliveGreen, Accent 3, Darker 25% (fifth row, seventh option from the left).Select the text in the second text box from the left. Under SmartArtTools, on the Format tab, in the WordArtStyles group, click the arrow next to TextFill, and then under Theme Colors clickAqua, Accent 5, Darker 25% (fifth row, ninth option from the left).Select the text in the third text box from the left. Under SmartArtTools, on the Format tab, in the WordArtStyles group, click the arrow next to TextFill, and then under Theme Colors clickPurple, Accent 4, Darker 25% (fifth row, eighth option from the left).To reproduce the animation effects on this slide, do the following:On the Animations tab, in the Advanced Animations group, click Animation Pane.On the slide, select the graphic. On the Animations tab, in the Animation group, click the More arrow at the side of the Effects Gallery, and under Entrance, click Wipe.In the Animation group, click Effect Options and do the following:under Direction, click From Left.Under Sequence, click One by One.In the Timing group, do the following:In the Duration list, click 01.00.In the Start list, click With Previous.In the Animation Pane, click the double arrow under the wipe effect to expand the contents of the list of effects.Also in the Animation Pane, select the second wipe effect and then on the Animations tab, do the following:In the Animation group, click More, then click More Entrance Effects. In the Change Entrance Effect dialog box, under Exciting, click Curve Up, and then click OK.In the Timing group,in the Start list, select On Click. In the Timing group,in the Duration list, select 00.50.Also in the Animation Pane, select the third wipe effect and then on the Animations tab, do the following:In the Animation group, click More, then click More Entrance Effects. In the Change Entrance Effect dialog box, under Moderate, click Peek In, and then click OK.In the Animation group, click Effect Options and under Direction, click From Top.In the Timing group,do the following:In the Start list, select With Previous. In the Timing group,in the Duration list, select 00.50.In the Delay list, enter 00.50.Also in the Animation Pane, select the fourth wipe effect, and then on the Animations tab, do the following:In the Animation group, click More, then click More Entrance Effects. In the Change Entrance Effect dialog box, under Exciting, click Curve Up, and then click OK.In the Timing group,in the Start list, select On Click. In the Timing group,in the Duration list, select 00.50.Also in the Animation Pane, select the fifth wipe effect, and then on the Animations tab, do the following:In the Animation group, click the More arrow on the Effects Gallery, then click More Entrance Effects. In the Change Entrance Effect dialog box, under Moderate, click Peek In, and then click OK.In the Animation group, click Effect Options and under Direction, click From Top.In the Timing group,do the following:In the Start list, select With Previous. In the Timing group,in the Duration list, select 00.50.In the Delay list, enter 00.50.Also in the Animation Pane, select the sixth wipe effect, and then on the Animations tab, do the following:In the Animation group, click the More arrow on the Effects Gallery, then click More Entrance Effects. In the Change Entrance Effect dialog box, under Exciting, click Curve Up, and then click OK.In the Timing group,in the Start list, select On Click. In the Timing group,in the Duration list, select 00.50.Also in the Animation Pane, select the seventh wipe effect, and then on the Animations tab, do the following:In the Animation group, click the More arrow on the Effects Gallery, then click More Entrance Effects. In the Change Entrance Effect dialog box, under Moderate, click Peek In, and then click OK.In the Animation group, click Effect Options and under Direction, click From Top.In the Timing group,do the following:In the Start list, select With Previous. In the Timing group,in the Duration list, select 00.50.In the Delay list, enter 00.50.To reproduce the background effects on this slide, do the following:Right-click the slide background area, and then click Format Background. In the Format Background dialog box, click Fill in the left pane, select Gradient fill in the Fill pane, and then do the following:In the Type list, select Linear.In the Direction list, click Linear Right (first row, fourth option from the left).Under Gradient stops, click Add gradient stop or Remove gradient stop until two stops appear on the slider, then customize the gradient stops as follows:Select the first stop on the slider, and do the following:In the Position box, enter 39%.Click the button next to Color, and then under Theme Colors click White, Background 1 (first row, first option from the left).Selectthe last stop on the slider, and do the following: In the Position box, enter 100%.Click the button next to Color, and then under Theme Colors click Olive Green, Accent 3, Lighter 60%(third row, seventh option from the left).To increase the size of the SmartArt graphic so that it spans the entire slide, do the following:On the slide, select the graphic. Point to the top right corner of the graphic border, until a two-headed arrow appears. Drag the top right corner of the graphic border into the top right corner of the slide. Point to the bottom left corner of the graphic border, until a two-headed arrow appears. Drag the bottom left corner of the graphic border into the bottom left corner of the slide.
  • Key words: 4 , four stages, movement, timeline, years, period, ahead, steps, aspects
  • Transcript

    • 1. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 1 JOIN. ENGAGE. LEAD. TEN REASONSTO GET CREDIT RISK CERTIFIED (CRC) The Risk Management Association (RMA)
    • 2. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 2 JOIN. ENGAGE. LEAD. RMA CRC holders demonstrate leadership. The RMA-CRC designation validates your knowledge of lending and your professional experience. More and more, banks are making RMA’s Credit Risk Certification a part of their credit curriculum. ENTERPRISING LENDERS GET CERTIFIED
    • 3. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 3 JOIN. ENGAGE. LEAD. EMPOWER YOURSELF: BE PROACTIVE Amp up your professional skills. Stand out as a quality performer. Bolster your confidence
    • 4. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 4 JOIN. ENGAGE. LEAD. PROVE YOUR EVALUATION SKILLS. Credit Risk Certification will attest to the fact that you have the skills and experience to evaluate the client's industry, markets, and competitors.
    • 5. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 5 JOIN. ENGAGE. LEAD. SHOW YOUR EXPERTISE IN ASSESSING YOUR CUSTOMER • Assessing management's ability to formulate business and financial strategies and to execute them are key skills every lender needs to have. • As a CRC holder, you prove that you have these skills.
    • 6. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 6 JOIN. ENGAGE. LEAD. CONFIRM YOUR KNOWLEDGE OF FINANCIAL ASSESSMENTS Holding a CRC shows that you know the importance of—and how to complete—accurate, ongoing, and timely financial assessments of the client and its other credit sponsors.
    • 7. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 7 JOIN. ENGAGE. LEAD. VALIDATE YOUR CASH FLOW SKILLS The CRC designation proves that you possess the skills to assess the strengths and quality of client/sponsor cash flow.
    • 8. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 8 JOIN. ENGAGE. LEAD. AFFIRM YOUR ABILITY TO EVALUATE COLLATERAL Holding the CRC designation shows that you have the skills to evaluate collateral values and conduct periodic inspections of collateral.
    • 9. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 9 JOIN. ENGAGE. LEAD. PROVE YOUR LOAN ACUMEN Holding the CRC shows that you can identify repayment sources and appropriately structure and document credit exposures for the intended purpose.
    • 10. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 10 JOIN. ENGAGE. LEAD. VERIFY YOUR ABILITY TO SPOT AND MANAGE PROBLEM LOANS With the CRC designation, you show that you have the skills to recognize problem loans and can formulated the needed actions.
    • 11. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 11 JOIN. ENGAGE. LEAD. Prove you have the experience and the skills and the knowledge to excel. Differentiate yourself as a quality performer. Join the elite group of lenders who are recognized for excellence. SET YOURSELF APART
    • 12. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 12 JOIN. ENGAGE. LEAD. Body of Knowledge Credit Glossary Ratios Attend Web seminars Take a practice exam Learn more at www.rmahq.org/CRC STUDY AND PARTICIPATE
    • 13. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 13 JOIN. ENGAGE. LEAD. UPCOMING EXAM DATES October 13, 2014—November 14, 2014 March 9, 2015—April 18, 2015
    • 14. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 14 JOIN. ENGAGE. LEAD. APPLICATION DEADLINES For the fall 2014 window: August 31, 2014 For the spring 2015 window: January 31, 2015
    • 15. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 15 JOIN. ENGAGE. LEAD. REQUIREMENTS You must be a commer- cial lender. You must have 5 years of credit risk experience. You must have mastered the seven CRC skill sets (see next slide). You must be committed to learn by participating in approved activities over a three-year period. You must obtain a passing score on the CRC exam.
    • 16. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 16 JOIN. ENGAGE. LEAD. REQUIREMENTS (CONT.) The Seven Skill Sets • Evaluating a client's industry, markets, and competitors. • Assessing a client's management ability. • Completing accurate, ongoing, and timely client financial assessments. • Assessing the strength and quality of client/sponsor cash flow. • Evaluating collateral values, including collateral inspections. • Identifying repayment sources, and structuring and documenting credit exposures. • Dealing with problem loans and taking appropriate actions.
    • 17. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 17 JOIN. ENGAGE. LEAD. Calculate Fees •Calculate the required fees carefully (see fee schedule). •Full payment—by credit card only— must be submitted at the time of registration. Register Online •Applications must be completed and submitted online. •Online registration is accessible only during the open enrollment period. 1 32 ONLINE ENROLLMENT PROCESS What to Expect •RMA will process your application within 10– 14 business days of receipt. •Within three weeks of receiving your application, RMA will notify you of the results
    • 18. Enterprise Risk · Credit Risk · Market Risk · Operational Risk · Regulatory Compliance · Securities Lending 18 JOIN. ENGAGE. LEAD. SHARE THIS PRESENTATION Learn more at www.rmahq.org/CRC Visit our blog at http://rmablog.rmahq.org/ RMA is a member-driven professional association whose sole purpose is to advance sound risk principles in the financial services industry. RMA helps its members use sound risk principles to improve institutional performance and financial stability, and enhance the risk competency of individuals through information, education, peer sharing, and networking. Become a member today.