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abcp abs aig balance sheet balance sheets bank of america bank runs banks bear bond market bonds capital adequacy cds central citi commercial paper congress corruption credit credit ratings crisis de dia federal federal reserve financial crisis financial institutions fitch fix fixed global banks global imbalances gse halloween income interest rates lehman lending leverage lobbying los markets mbs money markets moodys mortgages muertos netting primary dealers ratings regulation regulatory regulatory abritrage repo reserve reverse repo risk s&p sec securities lending senate shadow banking system siv spread stability street supervision tagging tags tarp trace trading treasury us treasusry wall xbrl less