START YOUR OWN CREDIT AND DEBT CONSULTANT BUSINESS

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Learn how to earn $1,200 or more per week helping people get out of debt and re-establish their credit.

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  • Introduction: Hi and welcome tonight’s webinar on how to start your own credit and debt consultant business. I would like to first thank you all taking time out your busy schedule to attend tonight and the goal is give you more knowledge about credit and debt business and SHOW YOU why this is such a great BUSINESS opportunity and also why this is absoulety the best time to start your own credit & debt consulting business. Listen if you are really serious about changing your life and making a very lucrative income then you are on the right call. I get so excited when I talk about this business because there is such a huge demand for it and so many people are missing the boat! People are out here looking for the pie in the sky, the shortcut to wealth, or the lazy man’s guide to wealth, when you don’t have to do that , you really don’t, think about it! People who earn a lot of money are trailblazers not followers, if u really want to make a lot of money, you need to become a specialist and excel in a need that people desire. Simply put, become an expert! Become the go to person, become the person that people want and need to talk to! And let me show you how!
  • this is what I call the credit maze. It simply depicts just how much credit the average person has. Now as you can see what usually happens is that a person begins to open more and more credit and also what happens is that this then blossoms into this maze of credit and leaves the consumer searching for a way out and this is how a lot of people feel today. And with all this cards what is also attached is stack of bills right?
  • Next let’s take alook the problems facing americans See it’s more devastating than what most people realize. Americans now owe over $1 trillion dollars in credit card debt. And The average credit card debt for low to middle-income households in America is close to $10,000.00 that’s just credit card debt alone…not including their mortgages. Because of the economy this is largely due to the fact that people began to depend more heavily on their credit cards to get by…using their cards as a safety net. For most Americans it was to be a mere temporary fix ,but unfortunately no one could have predicted that the economy would have taken such a long time to recover… Matter of fact I wrote a blog comparing our economy to that of a tornado, pointing out that the aftermath of a tornado can be just as devastating as the tornado itself. ,The same holds true for the millions of people who are trying to dig their way out after dealing with an unpredicatable and turbulent economy. See there are people now who never had credit issues before. And Obviously we still have a long way to go. But, the good news is that there are signs that the economy is starting to improve. Yeah And what this also means is that a lot of people will need help re-establishing their credit as well as effective strategies to pay down their debt.
  • And what better business than credit and debt. I’m sure you’ve heard it on the news, or at the office or your friends or family, everybody is talking about it. There are millions of people trying to rebuild their lives and people need good credit to do so. It’s because you can’t get around it. Let’s take a look. Housing-Number one reason! Although we have had millions of people going thru foreclosure, those same people will eventually want to buy a house and they need to start working on their credit now and by the way people are stilling buying houses, it’s just a little harder now and that’s why they need someone to help them. The Credit score required now is 620 and a person will need a certain number of open and active credit accounts to qualify. Employers are checking credit these days as well, so if a person’s score is too low it may cause them miss out on a great opportunity. Insurance companies are basing fees on scores, and of course you need a favorable credit score for a mortgage or to rent an apartment, you certainly need good credit if you need a personal loan or even to rent a car these days. Now the last 2 things I want you to point out to your clients is building wealth and retirement, in order to build wealth, you need to have good credit somewhere down the line and when you retire you definitely need good credit in case of an emergency. See this is why it is such a great biz opp. Because people need credit, there is no getting around it, it is becoming abundundantly clear everyday that credit is so important, look at your television or when you’re on the internet, how many times do you see an advertisment pop up on do you know your credit score? Everything is revolving around credit because so many companies are basing their decisions on your credit score, like celluar phones, cable, the list goes on and on! So having good credit is important but controlling it’s important that people know how to use credit properlty and you don’t want to abuse credit. Let’s take a look at what happens when I person does
  • Answer the q’s. see this is why people need your services, so many people do not have the answers to the question. And if they are
  • So how much is that worth to a person. If you’re teaching people how to save thousands of dollars now and in the future, how much is it worth? Let’s take a look.
  • Now, just want to mention that if you have questions, feel free to type them on the side bar and I’ll stop and answer as we go along, and I’LL also answer questions at the end of the session. So let’s get started, My name is Cheryl Robinson President of the Total Empowerment Network where we teach people how to start their own business through innovative strategies and effective marketing in order to build wealth. And one of the classes I personally teach is How to start your own credit and debt business. Background: I GOT involved in the credit and debt business. I started doing credit re-storation back in early 80’s and back then we called credit reports TRW ‘s . TRW (now known as Experian), I had a collague that was a good friend of mine who had a lot of derogratory credit and she was trying to re-establish her credit, and so she and I would talk about it a lot and it and I wanted to help her. She wanted to eventually buy a house and was planning on selling real estate so I began to read articles and books realizing that others would probably be in the same situation and wanted to understand how I could help people. the more information I learned and shared with others, the more I found people needing help And it spiralled into a nice little biz for myself, largely due to the fact that people would refer their family and friends to me because I helped them. So, I didn’t advertise it was all word of mouth. and pretty soon, I had more clients than what I wanted, because during that time I was pursuing my real estate career. But fortunately it all worked out because my new found knowledge allowed me to help a person with credit challenges resolve their credit issues so I could sell them a house. Mortgage And the same held true when I became a branch manager for a mortgage company. I could simply look at the credit report and advise them on what needed to be done in order to get approved. I would probably on a given day review 10-15 credit reports. And over the years I looked at thousands of credit reports from no score to 350 score to 800 credit scores and this allowed me to help a ton of people re-establish their credit and get approved.
  • And the question is who will bail these people out? How will they get their lives back in order?”
  • The average price these days for just helping a person re-establish their credit is between $400.00-700.00 But, remember, this is your business, you are the boss so you decide. But let’s just take a quick example and say you decide to only charge $400.00. well With only 3 clients per week you would earn $1200.00 per week. Now, if you had 5 clients one client per day you would earn $2,000.00 per week. And 3-5 clients is considered part time. What if you decided to go full time and service just 2 clients per day ? That would earn you $4,00.00. Now, with this kind of earning potential, you can see why it’s such a great opportunity. It doesn’t require a lot of time, very little overhead, just a few office supplies and can start earning a great deal of money.
  • The average price these days for just helping a person re-establish their credit is between $400.00-700.00 But, remember, this is your business, you are the boss so you decide. But let’s just take a quick example and say you decide to only charge $400.00. well With only 3 clients per week you would earn $1200.00 per week. Now, if you had 5 clients one client per day you would earn $2,000.00 per week. And 3-5 clients is considered part time. What if you decided to go full time and service just 2 clients per day ? That would earn you $4,00.00. Now, with this kind of earning potential, you can see why it’s such a great opportunity. It doesn’t require a lot of time, very little overhead, just a few office supplies and can start earning a great deal of money.
  • let’s talk about the package we provide for you: 1). First, we provide you with a credit and debt training manual that comes with step by step instructions including pre-populated forms and letters that might need. We send you the entire manual immediately, so you get started right away. 2). Second, we provide you with online training via webinars that actual covers the entire manual. These sessions are pre-recorded and available 24 hours 7 days a week. You just need a computer with an internet connection there is no special software required. Third, we provide you with Weekly teleseminars to keep you informed on the latest regarding credit and debt. We also teach you marketing strategies and tips on how and where to find customers, where to advertise for free, you’ll learn to partner and network with others, and you will also learn how to build a very powerful referral business. For your convenience these sessions are recorded so if you can’t attend a particular session, you can listen later. Plus, as an added bonus and something most companies do not do, we give you 60 days of personal coaching. We help walk you through your first few clients to make sure you are completely comfortable with the entire process. Whatever questions you have we will be there to help. Now, the cost for the credit & debt training manual, the online training webinars, the teleseminars and personal coaching is only $200.00. and you will actually earn more than that with your very first client. Our goal is try and help as many people as possible as long as we can afford to at this price, but we know that eventually we will have to bring on additional staff and when that happens we will need to increase the price. So take advantage of the low price of $200.00.
  • So I want you to ask yourself on what really makes a great business
  • So let me ask you? Do you really want to improve your life? Can you use an extra 1200 per week? How would it change your life? Your family lives? Would it allow you to do things that you desire? Like traveling, paying for your kids education, or paying off your debt…or building wealth? This is a unique opportunity, because there is such a demand out there so you don’t have to try and convince someone that they need this service. As I mentioned earlier, there are millions of people that have suffered due to foreclosures, job layoffs, and other extenuating circumstances and they need help. And they are looking for people with the know how to help. See in this business, you don’t need to chase people down, there is no recruiting or trying to figure out a commission matrix, you set your own pricing and people are willing to pay because you are saving them money. Just think about it this is great business that is recession proof, practical and affordable. This is why this is one of the best business opportunity available today! .
  • So again, the cost of this entire package including the manual, training, weekly teleseminars and personal coaching is only $299.00. TO SIGN UP Just go to our website: www.totalempowermentnet.com or if you have any questions please feel free to call me direct at: 313 574-3625. from 9-5 Eastern time. I will be more than happy to answer your question. You can also send me an email if you would like. Again my name is Cheryl Robinson I thank you for attending and hope you will take advantage of this golden opportunity that will improve your life and the lives of others. Thank you and God Bless.
  • START YOUR OWN CREDIT AND DEBT CONSULTANT BUSINESS

    1. 1. THE TOTAL EMPOWERMENT NETWORK Where we EMPOWER people with comprehensive & innovative training to start their own business!
    2. 3. <ul><li>Why not START YOUR OWN CREDIT & DEBT </li></ul><ul><li>BUSINESS? </li></ul>
    3. 5. <ul><li>There are over 35 million people currently in debt! </li></ul><ul><li>Americans now owe over 1 trillion dollars in credit card debt! </li></ul><ul><li>The average credit card debt for low to middle-income households in America is close to $10,000.00 </li></ul><ul><li>Penalty fees from credit cards will add up to about $20.5 billion in 2009. </li></ul>
    4. 6. <ul><li>Housing </li></ul><ul><li>Employment </li></ul><ul><li>Education (student loans) </li></ul><ul><li>Insurance </li></ul><ul><li>Major Purchases (car, furniture, etc.) </li></ul><ul><li>Utilities (cable, telephone, etc.) </li></ul><ul><li>Building Wealth </li></ul><ul><li>Retirement </li></ul><ul><li>Remember everybody needs good credit! </li></ul>
    5. 7. <ul><li>Foreclosures </li></ul><ul><li>Job layoff’s </li></ul><ul><li>Salary cuts </li></ul><ul><li>Credit overextended </li></ul><ul><li>Savings & Retirement funds depleted </li></ul><ul><li>Lack of information </li></ul><ul><li>Too much debt </li></ul><ul><li>Misconceptions about credit </li></ul>
    6. 8. <ul><li>If you pay off an account you should always close it. </li></ul><ul><li>If a person has filed bankruptcy it will take 7-10 years before they will be approved for credit. </li></ul><ul><li>If you have a recent foreclosure you can’t buy a house. </li></ul><ul><li>As long as you are paying your bills on time, you will have a great credit rating. </li></ul><ul><li>No credit is viewed as good credit. </li></ul>
    7. 9. <ul><li>You will be able to teach people how to re-establish their credit and thus saving them thousands of dollars. Having a higher credit score means a lower interest rate. </li></ul><ul><li>You will able to teach people how to remove negative information from their credit report. </li></ul><ul><li>You will able to teach people debt negotiation techniques that will reduce the amount they owe saving them a ton of money! </li></ul><ul><li>You will be able to show people how they start saving money and replenish their retirement funds . </li></ul><ul><li>You will be able to teach people how to GET OUT </li></ul><ul><li>of debt using an effective system that will </li></ul><ul><li>accelerate the process and pay off their debt in 1/3 the </li></ul><ul><li>time. </li></ul>
    8. 10. <ul><li>Huge Billion dollar Industry! </li></ul><ul><li>People will always need credit and no one wants to be buried in debt! </li></ul><ul><li>Easily six figure earning potential! </li></ul><ul><li>This is a RECESSION PROOF business! </li></ul><ul><li>You are the boss, no layoff’s, no cutbacks! </li></ul><ul><li>Not a MLM, no recruiting, no monthly or recurring fees or trying to convince others to buy anything! </li></ul><ul><li>Remember this will be your COMPANY! </li></ul>
    9. 11. Service Credit Repair Companies Debt Management Companies Credit & Debt Management (our program) REMOVING NEGATIVE INFO   FOCUS ON CREDIT RE-ESTABLISHMENT  FOCUS ON REDUCING DEBT   EDUCATING & EMPOWERING CLIENTS  WORK ON BOTH CREDIT AND DEBT 
    10. 13. <ul><li>The average fee for just credit repair is $700.00 </li></ul><ul><li>$700.00 x 3 clients = $2,100.00 per week! (part time) </li></ul><ul><li>$700.00 X 5 clients = $3,500.00 per week! (part time) </li></ul><ul><li>$700.00 x 10 clients = $7,000.00 per week! (full time) </li></ul><ul><li>$600.00 x 3 clients = $1,800.00 per week! (part time) </li></ul><ul><li>$600.00 x 5 clients = $3,000.00 per week! (part time) </li></ul><ul><li>$600.00 x 10 clients = $6,000.00 per week! (full time) </li></ul><ul><li>EASILY EARN SIX FIGURES! </li></ul>EXAMPLE OF EARNING POTENTIAL
    11. 14. <ul><li>Even the most conservative numbers will earn a huge profit </li></ul><ul><li>$500.00 x 3 clients = $1,500.00 per week! (part time) </li></ul><ul><li>$500.00 X 5 clients = $2,500.00 per week! (part time) </li></ul><ul><li>$500.00 x 10 clients = $5,000.00 per week! (full time) </li></ul><ul><li>$400.00 x 3 clients = $1,200.00 per week! (part time) </li></ul><ul><li>$400.00 x 5 clients = $2,000.00 per week! (part time) </li></ul><ul><li>$400.00 x 10 clients = $4,000.00 per week! (full time) </li></ul><ul><li>EASILY EARN SIX FIGURES! </li></ul><ul><li>(suggested pricing-fees can range from $400.00 to $1,000.00) </li></ul>EXAMPLE OF EARNING POTENTIAL
    12. 15. <ul><li>1). Credit & Debt Training Manual </li></ul><ul><li>2). Online training webinars </li></ul><ul><li>3). Tele-seminars </li></ul><ul><li>4). Personal Coaching for 60 days </li></ul><ul><li>Total package value $2,00.00 </li></ul><ul><li>FOR ONLY $299.00 </li></ul><ul><li>(LIMITED TIME OFFER) </li></ul>
    13. 16. <ul><li>We teach you how credit scores are actually calculated & driven. </li></ul><ul><li>We show you ways to boost a credit score for fast results. </li></ul><ul><li>Learn how a person can obtain credit regardless of their credit history. </li></ul><ul><li>We also show you how to remove negative information from a person’s </li></ul><ul><li>credit profile. </li></ul><ul><li>We show you how a person can pay down or pay off their debt saving them </li></ul><ul><li>thousands of dollars in interest. </li></ul><ul><li>Learn how to market your business and have more business than you can </li></ul><ul><li>imagine. </li></ul><ul><li>You will also learn how to build a lead generating referral system. </li></ul>
    14. 17. <ul><li>Section I </li></ul><ul><li>Understanding Credit & The FICO® Scoring System </li></ul><ul><li>How Credit Affects Our Lives </li></ul><ul><li>The Credit Cycle </li></ul><ul><li>The Fair Credit Reporting Act (FCRA) </li></ul><ul><li>Understanding Interest Rates & Credit </li></ul><ul><li>Section II </li></ul><ul><li>Understanding A Credit Report </li></ul><ul><li>How To Read A Credit Report </li></ul><ul><li>Credit Terms & Definitions </li></ul><ul><li>Analyzing A Credit Report </li></ul><ul><li>Removing Negative Information </li></ul><ul><li>  </li></ul>
    15. 18. <ul><li>Section III </li></ul><ul><li>Debt Reduction & Rebuilding Credit </li></ul><ul><li>Spending Analysis & Debt Reduction System </li></ul><ul><li>Setting Financial Goals </li></ul><ul><li>Debt Reduction Methods </li></ul><ul><li>Rebuilding Credit </li></ul><ul><li>Credit Maintenance </li></ul><ul><li>Section IV </li></ul><ul><li>Becoming A Credit/Debt Consultant </li></ul><ul><li>Services You Can Offer </li></ul><ul><li>Establishing Your Business </li></ul><ul><li>Step-by-Step Consultant Services </li></ul><ul><li>Setting Appointments </li></ul><ul><li>Customer Service </li></ul><ul><li>Twenty Sure-Fire Ways to Grow Your Business </li></ul><ul><li>Earning Potential </li></ul><ul><li>Dispute Letters </li></ul><ul><li>Reference Section PLUS MUCH, MUCH MORE! </li></ul>
    16. 19. <ul><li>1. Over 35 million people are currently in debt and need help </li></ul><ul><li>NOW! </li></ul><ul><li>2. As a CREDIT and DEBT expert, people will want to talk and </li></ul><ul><li>listen to you! </li></ul><ul><li>3. You only need to dedicate a FEW HOURS per day to earn over a THOUSAND DOLLARS per week! </li></ul><ul><li>4. There is NO shortage of clients! Recession proof business! </li></ul><ul><li>5. This is your COMPANY, you are the BOSS, no layoffs, no </li></ul><ul><li>cutbacks! </li></ul>
    17. 20. <ul><li>6. CHOOSE to work when you want and decide how much MONEY you want to earn! </li></ul><ul><li>7. Very LITTLE OVERHEAD, you only need a computer (with internet connection), a telephone and the desire to help others! </li></ul><ul><li>8. People need Credit and no one wants to be buried in debt! </li></ul><ul><li>9. SMALL investment, most similar business opportunities would cost thousands of dollars! </li></ul><ul><li>10. Earn more than the cost of the program with your very first </li></ul><ul><li>CLIENT! </li></ul>
    18. 21. 1). Does it answer a NEED? Is it a solution to a problem? 2). Is it recession proof? 3). Is it rewarding? Will you feel you have helped someone? 4). Will you be able to earn a big profit with very little overhead? 5). Is a business that will be around for a long time?
    19. 22. Do you really want to improve your life?
    20. 23. START YOUR OWN CREDIT AND DEBT BUSINESS
    21. 24. <ul><li>WEBSITE: www.totalempowermentnet.com </li></ul><ul><li>EMAIL: </li></ul><ul><li>[email_address] </li></ul><ul><li>TELEPHONE: </li></ul><ul><li>(313) 574-3625 </li></ul>CHECK OUT OUR WEEKLY WEBINARS

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