Answer the q’s. see this is why people need your services, so many people do not have the answers to the question. And if they are
So how much is that worth to a person. If you’re teaching people how to save thousands of dollars now and in the future, how much is it worth? Let’s take a look.
Get Out Of Debt & Have Healthy Credit
LEARN HOW TO GET OUT OF DEBT & HAVE EXCELLENT CREDIT ?<br /> BY THE TOTAL EMPOWERMENT NETWORK<br />THE REAL APPROACH TO HEALTHY CREDIT & ELIMINATING DEBT<br />
ARE YOU FACING any of THESE ISSUES?<br />Debt overload?<br />Credit problems?<br />Job loss or layoff?<br />Salary cut?<br />Credit overextended?<br />Savings & Retirement funds depleted?<br />Foreclosure, eviction, repossession?<br />Judgments, garnishment?<br />You Are Not Alone<br />
Problems Facing Americans<br /><ul><li>There are over 35 million people currently in debt!
Americans now owe over 1 trillion dollars in credit card debt!
The average credit card debt for low to middle-income households in America is close to $10,000.00!</li></li></ul><li>Credit Card Fees<br /><ul><li>1 out of 5 people pay over 20% interest on their credit cards!
Americans are lumbering under about 1 trillion dollars in CREDIT CARD debt alone! </li></ul> No wonder credit card companies <br /> will earn over 20 billion dollars <br /> in just penalty fees this year.<br />
THE NEW MODEL FOR CREDIT SCORES vs INTEREST RATES<br />*BASED ON A 30 YEAR MORTGAGE<br />WHAT THE NEW MODEL MEANS<br />
The New Credit Score Model<br />A 620 credit score is now the minimum to qualify for a mortgage. Only a few years ago, this same score was considered good, but now this is actually considered a low score.<br />A 700+score is now viewed as a good credit score. <br />In order to have a 700 or better, there can be very little derogatory credit, again very little.<br />This means you need to understand what it takes to have a good credit score or it will cost you a LOT of money.<br />
THE DEMAND FOR GOOD CREDIT IS INCREASING<br />Housing<br />Employment<br />Education (student loans)<br />Insurance<br />Major Purchases (car, furniture, etc.)<br />Utilities (cable, telephone, etc.)<br />Building Wealth<br />Retirement<br /> 700<br /> 720<br /> 750<br />
Misconceptions About Credit<br />If you pay off an account you should always close it. <br />If a person has filed bankruptcy it will take 7-10 years before they will be approved for credit.<br />If you have a recent foreclosure you can’t buy a house.<br />As long as you are paying your bills on time, you will have a great credit rating.<br />No credit is viewed as good credit.<br /> We can help you regardless of your current situation!<br />
Our Services<br /><ul><li>We teach you how credit scores are actually calculated & driven.
We know where you can obtain credit regardless of YOUR credit history.
We also help you remove negative information from YOUR credit </li></ul> profile.<br /><ul><li> We show you how to pay down or pay off YOUR debt and save thousands of dollars in INTEREST.
Pay off your DEBT with making little or no changes to your current lifestyle.
You will learn how to leverage your money and make it work for you.
Learn how the banks and other creditors keep you in DEBT. Learn how to beat them at their game!</li></li></ul><li>LEARN HOW TO KEEP MORE OF YOUR MONEY & BUILD WEALTH!<br />
LEARNING HOW TO BECOME DEBT FREE<br /><ul><li>We will teach you how to pay off your debt saving you thousands of dollars in interest.
Our system will not require you to change your lifestyle or adhere to a stringent budget. We teach you simple methods to utilize in order to leverage your money properly.
We will teach you debt negotiation techniques that will reduce the amount you owe saving you a ton of money!
You will learn how to take control over your life and take the power away from your creditors.
You will be able to save money, build wealth, and put money away for your retirement funds.</li></li></ul><li>Debt Management Companies<br />Beware of any company requesting you to allow all of your debts to go into a collection status in order to settle them. This will ruin your credit!<br />Beware of companies that require you to send them money to pay your bills!<br />Don’t be fooled by “Non-profit” companies. These companies earn millions, their status only exempts them from paying taxes!<br />
We Are Here To Help You<br /><ul><li>Complete one on one consultation including reviewing and analyzing your credit </li></ul> report, debt analysis, and financial goals.<br /><ul><li> Compassionate and thorough service focusing on clearing up errors and removing </li></ul> derogatory information. <br /><ul><li> We have a powerful system that will teach you how to pay down your debt without </li></ul> altering your lifestyle!<br /><ul><li> We are compassionate professionals who understand that bad things happen to good </li></ul> people.<br /><ul><li> We are here to help you achieve your goals and to empower you with inside secrets </li></ul> that banks hope you never find out. <br />MORE THAN A CREDIT REPAIR COMPANY!<br />