THE CREDIT & DEBT BUSINESS IS BOOMING!BY THE TOTAL EMPOWERMENT NETWORKWhere we EMPOWER people with comprehensive training to start their own business!

The Credit And Debt IndustryAccording to data from the U.S. Census Bureau, there were 159 million credit cardholders in the United States in 2000, 173 million in 2006, and that number is projected to grow to 181 million Americans by 2010. (Source: Census Bureau) Americans are lumbering under about $1 trillion in credit card debt, according to the latest available Federal Reserve figures.

Problems Facing AmericansThere are over 35 million people currently in debt!Americans now owe over 1 trillion dollars in credit card debt!The average credit card debt for low to middle-income households in America is close to $10,000.00Penalty fees from credit cards will add up to about $20.5 billion in 2009.

There are over 35 million people currently in debt!

Americans now owe over 1 trillion dollars in credit card debt!

The average credit card debt for low to middle-income households in America is close to $10,000.00

Penalty fees from credit cards will add up to about $20.5 billion in 2009.

Why NOW?This the best TIME! Everybody is talking about credit and debt these days. Foreclosures and bankruptcies both have skyrocketed in the last few years!The economy has finally taken a turn in the right direction and many people are trying to rebuild their lives.The number of people who are in need of resolving their credit and debt issues is rapidly increasing. A lot of these same people have never faced this type of devastation before and are in need of professionals to help them.A large number of people are afraid to look at their credit report because they fear the worst. Knowing that someone can assist them in re-establishing their credit and teach them how to get out of debt is the answer people are searching for.

THE NEW MODEL FOR CREDIT SCORES vs INTEREST RATES *BASED ON A 30 YEAR MORTGAGE WHAT THE NEW MODEL MEANS

THE DEMAND FOR GOOD CREDIT IS INCREASINGHousingEmploymentEducation (student loans)InsuranceMajor Purchases (car, furniture, etc.)Utilities (cable, telephone, etc.)Building WealthRetirement 700 720 750

The New Credit Score ModelA 620 credit score is now the minimum to qualify for a mortgage. Only a few years ago, this same score was considered a really good score, but now this is actually considered a low score.A 700+score is now viewed as a good credit score. In order to have a 700 or better, there can be very little derogatory credit, again very little.This means a lot of people will need help understanding how to increase their score.

Why so many people need this service?ForeclosuresJob layoff’sSalary cutsCredit overextendedSavings & Retirement funds depletedLack of informationToo much debtMisconceptions about credit

Misconceptions About CreditIf you pay off an account you should always close it.If a person has filed bankruptcy it will take 7-10 years before they will be approved for credit.If you have a recent foreclosure you can’t buy a house.As long as you are paying your bills on time, you will have a great credit rating.No credit is viewed as good credit. THIS IS WHY SO MANY PEOPLE FAIL AT REPAIRING THEIR OWN CREDIT!

If you pay off an account you should always close it.

If a person has filed bankruptcy it will take 7-10 years before they will be approved for credit.

If you have a recent foreclosure you can’t buy a house.

As long as you are paying your bills on time, you will have a great credit rating.

No credit is viewed as good credit.

What people are in need of? A professional to help them decipher and understand their credit report. Someone compassionate and willing to assist them on clearing up errors on their credit report. Someone knowledgeable in debt negotiation skills. A person who can show them how to pay down debt without altering their lifestyle. Someone who understands that bad things happen to good people. Someone willing to listen and help them set REALISTIC goals.

A professional to help them decipher and understand their credit report.

Someone compassionate and willing to assist them on clearing up errors on

Someone knowledgeable in debt negotiation skills.

A person who can show them how to pay down debt without altering their

Someone who understands that bad things happen to good people.

Someone willing to listen and help them set REALISTIC goals.

CREDIT & DEBT BUSINESSHuge Billion dollar Industry!People will always need credit and no one wants to be buried in debt!Easily A Six figure earning potential!This is a RECESSION PROOF business!You are the boss, no layoff’s, no cutbacks!Not a MLM, no recruiting, no monthly or recurring fees or trying to convince others to buy anything!Remember this will be your COMPANY!

Huge Billion dollar Industry!

People will always need credit and no one wants to be buried in debt!

Easily A Six figure earning potential!

This is a RECESSION PROOF business!

You are the boss, no layoff’s, no cutbacks!

Not a MLM, no recruiting, no monthly or recurring fees or trying to convince others to buy anything!

Why not START YOUR OWN CREDIT & DEBT BUSINESS?

Your Role As A Consultant You will be able to teach people how to re-establish their credit and thus saving them thousands of dollars. Having a higher credit score means a lower interest rate. You will able to teach people how to remove negative information from their credit report. You will able to teach people debt negotiation techniques that will reduce the amount they owe saving them a ton of money! You will be able to show people how they start saving money and replenish their retirement funds.You will be able to teach people how to GET OUT of debt using an effective system that will accelerate the process and pay off their debt in 1/3 the time.

You will be able to teach people how to re-establish their credit and thus saving them thousands of dollars. Having a higher credit score means a lower interest rate.

You will able to teach people how to remove negative information from their credit report.

You will able to teach people debt negotiation techniques that will reduce the amount they owe saving them a ton of money!

You will be able to show people how they start saving money and replenish their retirement funds.

You will be able to teach people how to GET OUT

YOU SET YOUR OWN PRICINGHow Much Can You Earn As A Credit/Debt Consultant?

EXAMPLE OF EARNING POTENTIALThe average fee for just credit repair is $700.00$700.00 x 3 clients = $2,100.00 per week! (part time)$700.00 X 5 clients = $3,500.00 per week (part time)$700.00 x 10 clients = $7,000.00 per week (full time)$600.00 x 3 clients = $1,800.00 per week! (part time)$600.00 x 5 clients = $3,000.00 per week! (full time)$600.00 x 10 clients = $6,000.00 per week! (full time)EASILYEARN SIX FIGURES!

$700.00 x 3 clients = $2,100.00 per week! (part time)

$700.00 X 5 clients = $3,500.00 per week (part time)

$700.00 x 10 clients = $7,000.00 per week (full time)

$600.00 x 3 clients = $1,800.00 per week! (part time)

$600.00 x 5 clients = $3,000.00 per week! (full time)

$600.00 x 10 clients = $6,000.00 per week! (full time)

EXAMPLE OF EARNING POTENTIALThe average fee for just credit repair is $700.00$500.00 x 3 clients = $1,500.00 per week! (part time)$500.00 X 5 clients = $2,500.00 per week (part time)$500.00 x 10 clients = $5,000.00 per week (full time)$400.00 x 3 clients = $1,200.00 per week! (part time)$400.00 x 5 clients = $2,000.00 per week! (full time)$400.00 x 10 clients = $4,000.00 per week! (full time)EASILYEARN SIX FIGURES!(suggested pricing-fees can range from $400.00 to $1,000.00)

$500.00 x 3 clients = $1,500.00 per week! (part time)

$500.00 X 5 clients = $2,500.00 per week (part time)

$500.00 x 10 clients = $5,000.00 per week (full time)

$400.00 x 3 clients = $1,200.00 per week! (part time)

$400.00 x 5 clients = $2,000.00 per week! (full time)

$400.00 x 10 clients = $4,000.00 per week! (full time)

Consultant Package/Training1). Credit & Debt Training Manual 2). Online training webinars 3). Tele-seminars 4). Personal Coaching for 60 daysTotal package value $2,00.00 FOR ONLY $299.00 (LIMITED TIME OFFER)

COMPREHENSIVE TRAININGWe teach you how credit scores are actually calculated & driven. We show you ways to boost a credit score for fast results. Learn how a person can obtain credit regardless of their credit history. We also show you how to remove negative information from a person’s credit profile. We show you how a person can pay down or pay off their debt saving them thousands of dollars in interest. Learn how to market your business and have more business than you can imagine. You will also learn how to build a lead generating referral system.

We teach you how credit scores are actually calculated & driven.

We show you ways to boost a credit score for fast results.

Learn how a person can obtain credit regardless of their credit history.

We also show you how to remove negative information from a person’s credit profile.

We show you how a person can pay down or pay off their debt saving them thousands of dollars in interest.

Learn how to market your business and have more business than you can imagine.

You will also learn how to build a lead generating referral system.

10 REASONS WHY YOU SHOULD BECOME A CREDIT AND DEBT CONSULTANT1. Over 35 million people are currently in debt and need help NOW! 2. As a CREDIT and DEBT expert, people will want to talk and listen to you!3. You only need to dedicate a FEW HOURS per day to earn over a THOUSAND DOLLARS per week!4. There is NO shortage of clients! Recession proof business!5. This is your COMPANY, you are the BOSS, no layoffs, no cutbacks!

10 REASONS WHY YOU SHOULD BECOME A CREDIT AND DEBT CONSULTANT6. CHOOSE to work when you want and decide how much MONEY you want to earn!7. Very LITTLE OVERHEAD, you only need a computer (with internet connection), a telephone and the desire to help others!8. People need Credit and no one wants to be buried in debt!9. SMALL investment, most similar business opportunities would cost thousands of dollars!10. Earn more than the cost of the program with your very first CLIENT!

Do you really want to improve your life?Can you use an extra $1,200.00 per week?

GO TO OUR WEBSITE AND ORDER TODAYSTART YOUR OWN CREDIT AND DEBT BUSINESS

Company InformationCHECK OUT OUR WEEKLY WEBINARSWEBSITE:www.totalempowermentnet.comEMAIL: www.totalempowementnet@yahoo.comTELEPHONE: (313) 574-3625