U.S. Health Care Reform: What's In? What's Out? What's Coming?
What’s Out &
Notice of Disclaimer –Cathy Miller is not an attorney or health care
provider and cannot provide legal or health care advice.
The information provided is for your general background only, and is not
intended to constitute legal or health care advice as to your specific
We recommend you review legislation with legal counsel and visit your
physician for health care issues.
Photo Credits: BigStock Photo
The following is a brief overview only (as of July 2013)
and does not include Medicare/Medicaid provisions.
The summary is from the perspective of an individual
who purchases health insurance or an employer that
sponsors health benefits.
U.S. Health Care Reform
CARE ACT SIGNED
2010 – 2018
Provisions Number in
Kaiser Family Foundation
UP TO AGE 26
(PCIP) CLOSED TO NEW APPLICANTS
FULL COVERAGE FOR CERTAIN
UNIFORM SUMMARY OF
BENEFITS & COVERAGE
REMOVED HEALTH SAVINGS PLAN
COVERAGE FOR OVER-THE-COUNTER
(UNLESS PRESCRIBED BY A PHYSICIAN)
10% TAX ON
INCREASED TAX ON NON-
QUALIFIED EXPENSES FOR
HEALTH SAVINGS PLANS
from 7.5% of adjusted gross income
PROHIBITED LIFETIME LIMITS,
CANCELLING COVERAGE & PRE-
EXISTING CONDITION EXCLUSION
THE CLASS ACT
FOR LONG-TERM CARE
* Multiple plan option delayed