1. THINK before Investing
• Sir, I reveal herewith some facts and
details about all LIFE Insurance
Companies which are working in India.
• Facts & Figures are taken from IRDA’S
SITE www.irdaindia.org
• Latest Figures of 2008-09 have
been declared in March ’10.

2. ACCUMALATED LOSS UP TO 31/03/2009
(IN CRORES)
YEAR 2009 2008 2007 2006 2005 2004 2003
01.
ICICI -3776.46 -2996.76 -1601.70 -952.79 -685.70 -474.07 -252.5
Prud
02. Max
New
-1002.75 -609.74 -452.81 -392.34 -332.28 -232.61 -78.9
York
Life
03.
Birla
-1592.01 -889.87 -444.59 -304.86 -243.73 -183.12 -105.4
Sun
Life

3. YEAR 2009 2008 2007 2006 2005 2004 2003
04. ING
-912.15 -717.65 -527.13 -349.56 -225.55 -131.79 ~
Vysya
5.
HDFC -1191.31 -688.34 -442.13 -316.58 -187.82 - 98.08 -74.7
Std Life
06. Tata
-1209.85 -644.61 -305.67 -233.31 -179.40 -129.81 -71.7
AIG
07. Bajaj
-560.58 -489.90 -276.01 -204.31 -105.77 - 69.01 -42.2
Allianz

4. YEAR 2009 2008 2007 2006 2005 2004 2003
08.
Kotak -324.34 -338.68 -266.81 -155.41 -110.99 - 92.30 -52.3
Mah.
09.
-1162.55 -667.49 -465.01 -333.25 -189.39 - 98.42 -34.22
Aviva
10.
Met -1363.94 -144.20. -165.45 -153.48 - 59.74 - 6.93 +5.20
Life
11. ~
SBI -21.58 +4.73 -29.66 - 33.49 - 35.50 - 24.00
Life

5. YEAR 2009 2008 2007 2006 2005 2004 2003
12.
Relianc
e / AMP -2390.08 -1305.2 -537.10 -222 - 123.60 - 69.58 - 31.2
Sanmar
13.
Sahara
-28.73 -12.63 -15.96 - 7.84 -7.47 ~ ~
Life
14.
BHARTI -739.90 -322.44 -80.43 ~ ~ ~ ~
Axa

6. YEAR 2009 2008 2007 2006 2005 2004 2003
15.
+25.36 +17.26 +11.68 +2.18 ~ ~ ~
Sriram
16.
Future
-289.55 -33.62 -3.57 ~ ~ ~ ~
Gener
ali
17.
IDBI -135.76 -25.53 ~ ~ ~ ~ ~
Fortis

7. YEAR 2009 2008 2007 2006 2005 2004 2003
18.
-19.65 ~ ~ ~ ~ ~ ~
SUDI
19.
RELIGARE -23.79 ~ ~ ~ ~ ~ ~
AEGON
20.
-230.87 ~ ~ ~ ~ ~ ~
CANARA
21.
-44.46 ~ ~ ~ ~ ~ ~
DLF

8. PROFIT FOR THE YEAR
YEAR 2009 2007-08 2006-07 2005-06 2004-05 2003-04
LIC +18189 +16892 +13085 +14647 +10962 +9762

9. POLICIES LAPSE/FOREFEITURE
(2007-08)
COMPANY
POLICIES(%)
AVIVA %
BAJAJ ALLIANZ 19 %
BIRLA SUNLIFE 6%
HDFC STD. LIFE 4%
ICICI PRUD. 40 %
ING VYSYA 17 %
KOTAK MAH. 17 %
MAX NEWYORK 17 %

10. POLICIES LAPSE/FOREFEITURE
(2007-08)
COMPANY POLICIES(%)
MET LIFE 24%
RELIANCE LIFE 21%
SAHARA 24%
SBI LIFE 16%
SRIRAM 55%
BHARTI AXA 45%
TATA AIG 35%
LIC 6%

11. DEATH CLAIMS
(2009)
CLAIMS CLAIMS OUTSTANDING
COMPANY
PAID(%) REPUDIATED (%) CLAIMS(%)
AVIVA 72.36 20.01 7.63
BAJAJ ALLIANZ 82.08 11.23 6.69
BIRLA SUNLIFE 79.34 19.62 1.03
HDFC STD. LIFE 76.84 6.58 16.58
ICICI PRUD. 79.46 7.34 13.21
ING VYSYA 61.82 20.12 18.06
KOTAK MAH. 63.17 16.37 20.46
MAX NEWYORK 79.55 12.23 2.33

12. DEATH CLAIMS
(2009)
CLAIMS OUTSTANDING
COMPANY CLAIMS PAID(%)
REPUDIATED (%) CLAIMS(%)
MET LIFE 52.84 24.31 22.86
RELIANCE
75.74 8.84 15.42
LIFE
SAHARA 49.31 0.28 50.42
SBI LIFE 76.31 10.56 13.14
SRIRAM 37.08 30.51 32.40
BHARTI AXA 51.75 45.26 3.00
TATA AIG 64.25 11.51 24.24
LIC 93.72 1.63 3.34

13. Thanks
• Now think twice and invest your
most valuable money in proper
insurance company which can
fulfill your’s and your family’s
future needs.
• For further guidance & detail
clarifications, please call me sir.