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Savings and Storytelling:
Designing Empowering Personal Finance Tools
Michael Fryar, Centre College
Silicon Valley to Global Cities in Latin America
Juntos (“HOON-tos”) means
“together” in Spanish. Juntos
designs and implements
empowering personal finance tools
for cash-based households.
Accessible on any phone via
SMS, their products help families
increase their savings and feel
financial confidence and control.
The Juntos Savings Tool