, Director of Communications (InSTEDD.org), Public Relations (Kiva.org), International Coordinator (ChangeFusion.org), Social Innovation Researcher (AllDayBuffet.org)
at InSTEDD, Kiva, ChangeFusion, All Day Buffet, Lovely Day
AREWho WeChange Fusion Nepal ﬁrst “Hakuna” night on September 25, 2008.Change Fusion Nepal supports young Nepalese with the mostinnovative ideas to solve social and environmental problemsthrough a comprehensive fellowship program that serves totranslate innovative ideas into sustainable and scalable businessventures.Change Fusion Nepal was founded in Nepal on September 2008and is part of Change Fusion Thailand. It was founded in Nepal tohelp local youth direct their vision, passion and skills towardsbeneﬁting marginalized and disadvantaged people and areas intheir societies through social entrepreneurship.
What is a social entrepreneur?Change Fusion Nepal deﬁnes a social entrepreneur as:Someone who recognizes a social or environmental problem and usesentrepreneurial principles to organize, create, and manage a venturethat creates social and/or environmental change. Social entrepreneursare innovative, resourceful, and results oriented individuals who utilizethe best of the business, non-proﬁt and technology worlds to developinnovative solutions that maximize their social and/or environmentalimpacts.
DOWhat WeChange Fusion Nepal promotes youth social entrepreneurshipthrough a comprehensive social business incubation fellowshipprogram focusing in four key areas:FINANCES // MENTORSHIP // NETWORKS // KNOWLEDGEThe fellowship cycle begins with the call for proposals byannouncing an annual entrepreneurs’ competition. Immediately afterthe application deadline, we rigorously evaluate the applications andselect our fellows. Once we announce the winners of the fellowship,we work with a team of innovative partners and supporters to helpco-design, ﬁnance and incubate the vision of the young socialentrepreneurs so that we can holistically evolve their passionateideas into viable social enterprises.
“Many young people today feel frustrated because they cannot see anyworthy challenge which excites them. Almost all social and economicproblems of the world will be addressed through social businesses.The challenge is to innovate business models and apply them toproduce desired results cost effectively and efficiently. “Dr Muhammad Yunus, Noble Peace Prize Laureateon inspiring young social entrepreneurs
COMPONENTSThe FellowshipChange Fusion Nepal facilitates the growth of social enterprises by creating acomprehensive and competitive platform that empowers social innovators todevelop their social enterprises while keeping the primary focus on maximizingsocial impact. We do this by focusing on four key areas:FINANCES+ Connect the fellows with appropriate ﬁnancing and ﬁnancial management resources+ Help to identify and conduct due diligence of early-stage enterprisesMENTORSHIPFace-to-face and virtual consultations by a diverse group of paid and volunteer localmentors with focus on:+ Business planning+ Social impact assessment+ Start-up operation management+ Financial model development+ Investment readiness and fund raisingThe contracted mentor will mentor the selected fellows for a year. For the ﬁrst 3 months,the mentor will meet the fellows once a week and then once a month thereafter and willprovide a weekly report on the progress of the fellow.NETWORKSIn addition to ﬁnancing, the scalability of innovative enterprises is closely determined byits ability to engage diverse networks in the solution. We engage through our ability to:+ Connect Nepalese young social entrepreneurs with investors, mentors, other socialentrepreneurs and other interested stakeholders+ Host biannual local events, called Hakuna Nights, to spur innovation, enhancecreativity, network and present their stories to supporters, established entrepreneurs,investors, donors and international development experts+ Host monthly meetings, called Udomi Baithak, to connect with other youngchangemakers in order to build, engage and inspire creative use of the growing like-minded youth network+ Engage with an online portal for social entrepreneurs to help the ﬁnalists communicatewith the broader communityKNOWLEDGEAppropriating knowledge in the area of social enterprise and development cansigniﬁcantly improve an early-stage enterprise’s development process. We help developknowledge through the:+ Creation and translation of relevant knowledge tools such as guidebooks, publications,blogs and active point raising discussions within our networks+ Engagement in relevant research focusing on the region+ Run a “Capacity Building Workshop” to provide access to essential knowledge inrelevant areas. Business leaders and consultants are invited to the workshop to workwith the fellows and pass on their expertise on selected topics such as preparation of thebusiness plan, assessment of general startup problems and discussion on particularneeds of the participants.
Nepal has recently emerged from a decade-long civil war and many youth are still feeling frustrated,disconnected and hopeless due to the still ongoing political instability and lack of opportunities.Many disadvantaged youth turn to alternative methods of survival, such as working abroad asexploited labor and many who stay feel trapped, not knowing where to turn. There are many brightNepali youth with the vision, ideas and passion to make a difference but who have neither themoney nor the knowledge to implement their ideas successfully.Young social entrepreneurs who are equipped with innovative ideas, commitment and a vision forsocial change are often left to run their ventures with little support. As a result, most of them chooseto abandon their venture after a short stint and end up returning to conventional career paths. Thereare currently only a handful of programs that support young social entrepreneurs. We believe thatdeveloping support networks through social entrepreneurs will bring a change to this mindset andgive hope to young people who ultimately will determine the future of Nepal.NEPAL?Why support
DONEWhat We’veSEPTEMBER2008DECEMBER2008Change Fusion Nepal started its journey in September 2008with our ﬁrst “Hakuna” event bringing together 20+ youngsocial entrepreneurs and their potential supporters to meet,showcase and discuss the emerging ﬁeld. The event was aunique opportunity and a platform for many young socialentrepreneurs to talk about their ideas to the public.Change Fusion Nepal announceda nation-wide competitionbeginning in December 2008. Outof the 50 applicants received, 10were selected.JULY2009OCTOBER2009Hosted the second“Hakuna”. The entrepreneurspresented their venture to acrowd of over 100 potentialsupporters.With just 1 month of fundraising, overUSD 7,000 was raised and four of thebest prepared ventures were funded.APRIL2009Change Fusion NepalFellows announced.JANUARY2010Began Udhomi Baithak meetings,which is a very close conversationbetween ﬁve social entrepreneurs andtwo experts in their own ﬁelds to talkabout solutions to overcomingproblems with the fellow’s ventures.OCTOBER2009Featured in leadingnewspapers, theKathmandu Post andthe Himalayan Times.Secured theﬁrst round ofﬁnancing.AUGUST2009Establishedpartnerships with NepalKo Yuwa, Entrepreneursfor Nepal and theUnreasonable Institute.
“For the past 6 years, throughindividual donations, I have beensheltering children of inmates.At this moment, I am trainingwomen prisoners to make Nepalihandicrafts so I can sell themand cover the costs ofeducation and feeding thechildren.”focus: empowering female inmates to care for their childrenPushpa Basnet, age 26When Pushpa was 20, she visited a jail for her social scienceclass and found that children were living in dire conditionswith their mothers (inmates) in prison. This was an eye-openerthat spurred her to research more on the plight of thesechildren and their mothers. Pushpa felt that children shouldnot be punished for their parent’s crime, but found that bylaw, if the children had no family or place to live outside theprison, they were required to live with their mothers in prison.Pushpa took immediate action and opened the “EarlyChildhood Development Centre” (ECDC) where she providedthe children with food, education and love. As her centregrew, increasing 7 fold in just 6 years, so did her expenses.Through the support of Change Fusion Nepal Fellowship, theidea to engage the incarcerated mothers in money-makingactivities to pay for the support of their children was born.In addition to supporting the ECDC’s programs, this alsoempowers the mothers with access to income generatingactivities that they can continue even after they are released.Pushpa wants to change the attitude of the society towardsthese inmates. Above all, Pushpa hopes that people will visither centre, meet the children, spend some time with themand buy the handicrafts and handmade cards.PUSHPA’S VISIONShowroom for handicrafts:Pushpa is currently producinghandmade cards using formerwomen inmates. The incomegenerated from the sales is helpingher organization become self-sufﬁcient. The children also help inthe card creation process for just 15minutes a day during their playhours. Shewants to open ashowroom so that it can display theproducts that the inmates and thechildren have made and generateawareness and income from sales.Volunteers:Pushpa hopes to collaborate with aninternational designer to blendNepali textiles with internationaldesign. She is also looking for a webdesigner to design her website.
“There is a remote, poverty-strickenarea in Nepal called Bajura where thelocal soil cannot sustain anyagriculture. I want to start a ventureby extracting oils from olives andtraining the local community so I canreduce poverty and increase employmentin Bajura.”Sambhu Poudel, age 25focus: high altitude agriculture for poverty & hunger alleviationSambhu, a young Forestry student, never in his wildestdreams thought that a trip to Bajura would change his lifeforever. One day, a foreign friend asked him about thepossibility of olive production in Nepal. Curious to ﬁnd out forhimself, he contacted ofﬁcials and researched the databaseof the Department of Forestry and found insufﬁcient dataabout wild olives in Nepal. Digging deeper, he learned abouta place called Bajura, where wild olives were known to grow.Bajura lies in a remote rural area Nepal at an altitude of 2,192meters. Sambhu found that the land is infertile and the localcommunities were struggling to make ends meet. Many,particularly the youth, are leaving their communities andmigrating, mostly to India, so they can make a better living.Sambhu found that in this area, there was a species ofparticularly resilient wild olives, called Olea cuspidate, thatwere successfully growing in marginal wastelands. In Bajura,these trees were only being used for animal fodder orconstruction, and its potential for olive oil creation had notbeen utilized.Seeing the huge potential for both an olive oil venture and asustainable job market for the the local community, Sambhuand his friend decided to stay in Bajura. Through a researchgrant they received from National Trust for NationalConservation (NTNC), they spent 6 months investigating these wild olives and found that roughly 19 tones ofolives are being wasted (rotting and spoiling) every year. Sambhu has been in contact with olive oil expertsfrom Italy who are helping him learn how to build a successful venture through olive production. With thesupport of Change Fusion Nepal, Sambhu is beginning to take action to help alleviate poverty and hunger inthe region.SAMBHU’S VISION:Income generation to alleviatepoverty: Sambhu hopes to test thepotential of olive trees and its oiland plant more trees in the region.(According to the Food andAgricultural Organization (FAO),approximately 300 trees per hectorcan be planted on marginalizedwasteland). This will bring moreincome to communities from salesof oil and help halt migration of theyouth. They have already talked tothe community and they haveshown their full support.Equipment: An efﬁcient machine isneeded to abstract oils from thesefruits.
“Rural farmers are beingexploited by middlemen andas such have difficulties ineven covering theirinvestments. I aim to givenot just fair price for theirproduction but also newtechnology for organicfarming.”Sabina Shrestha, age 29focus: Empower rural farmers through technology and organic farmingDolakha, a district in central Nepal, is very famous for its potatoes.Many drive ﬁve hours from Kathmandu just to have a taste of thesepotatoes. Sumina, along with her friends, did just that three yearsago. She was overwhelmed by the beauty of the place, but felt thatthe farmers were not happy. When she asked the farmers why thegloomy face, the farmers explained how they were stuck in a cycleof poverty because they didn’t have the necessary marketing andnetworking skills to become independent of the middlemen whotook all the proﬁts.After Subina reached home, the farmers’ plight continued to haunther. She talked to her team members at Rural CommunityDevelopment Society (RCDC), an organization that promoteslivelihood and employment opportunities for the rural farmers. Theywent back to the village to ﬁnd out more and noticed thatinsufﬁcient income from farming had led to social chaos anddisorder due to unemployment and poverty, and farmers wereeither committing suicide or migrating to escape their suffering.Sabina and her team set up a cooperative in Dolakha that providestraining and networking to the farmers. Through her venture, shehopes the farmers, who form a majority of the population, can geta fair price for their products and discourage the presence ofproﬁt-seeking middlemen. The team is also trying to promoteorganic farming to maintain the nutrient value of the products andhealthy farming techniques. The team collects rural food productsfrom the producers’ cooperative and delivers them to hotels,retailers, individual consumers and individual vendors. The resultswere positive due to the good quality, taste and fair price of thepotatoes.SABINA’S VISION:Expansion: Currently limited tojust two adjoining districts ofSindhupalchowk and Dolakha, theteam has generated interest inother parts of the country toexpand and involve more farmersand rural people. They hope toserve at least 1,000 farmers in thenear future and expand as muchas possible. Current customertarget is of 25,000 which will beexpanded with the product rangeand the quantity of the products.Potato shop: If they get ﬁnancialassistance, they hope to set up apotato shop so they can sell thepotatoes.Transportation: Lots of revenueis been spent on transportationalone, because they don’t owntheir own vehicle. Sabina ishoping for ﬁnancial assistance sothey can own their own vehicleand thus cut their costs.
“I was saddened by the extremepoverty that is faced byrickshaw pullers and theirfamilies. And on top of that, therickshaw owners exploited themin different ways. With myventure, I want to bring moreincome and encourage self-respect among rickshawpullers.”Ranjit Kaushawa, age 30focus: improving living standards & social status of rickshaw puller communitiesRanjit is a normal man with extraordinary vision. On a regularjourney in a rickshaw, a normal conversation with therickshaw puller changed Ranjit’s focus in life. On inquiringabout the rickshaw puller’s way of living, Ranjit was shockedat the appalling state of affairs. Rickshaw pullers suffer fromextreme poverty due to exploitation from rickshaw owners.They also suffer from bias on the basis of castes as most ofthem are Dalits (untouchables in the Nepali caste system).This has serious health impact on the rickshaw pullers andthey have an average life expectancy of 45-47 years.(Theaverage life expectancy of people in the region is 60 years).Upon hearing the same story from many different pullers andconsulting with his friends, he decided to do something aboutit. He says he wants to do something for the community. Bygiving the “untouchables” a platform to establish themselvesby getting rid of the vicious circle, Ranjit says other exploitedgroups can follow the same example and the society as awhole can gain.Ranji decided to get his friends involved in coming up with asolution, which was to provide the pullers with their ownrickshaws (with colors indicating they own it) and a ﬁrst aidbox. His venture will allow these puller to pay a minimal dailyamount of about NRS. 20-25 (instead of the current NRS.60-70) to his cooperatives with a ﬂexible payback plan ranging from 1.5 years to 2.5 years. After they payoff the whole amount, the pullers will own their own rickshaws, which will break the vicious cycles of beingexploited by rickshaw owners and invest the proﬁt in improving the livelihood of their families.RANJIT’S VISION:A Rickshaw cooperative: Ranjitand his team of 17 volunteers haveset up a cooperative run byrickshaw pullers for the bettermentof their lives. This cooperativeprovides them with social identity,health checkups and networkingfor these rickshaw workers.50 Rickshaws: One rickshawcosts NRS. 25,000 ($300). Ranjithas applied for ChangeFusionNepal grants to buy 50 rickshawsfor one district in Bara.Education: A school for chidren ofrickshaw pullers where they will getthe much-needed education andthus, opportunities to turn their lifearound.
“Having been born as a Newar with itsrich culture and heritage, I wassaddened by how the values of theculture were diminishing andtraditional craft makers were losingtheir jobs. Now, I am not only savingmy culture, I am fulfilling my life-long dream of having my ownbusiness.”Urmila Malakar Shrestha, age 32focus: cultural preservation, education & artisan empowermentNewars, the indigenous people of Kathmandu, are thesixth largest ethnic group in Nepal. They are credited withdesigning the multi-tiered pagoda architectures that havereceived world-wide attention. Urmila, born and bred as aNewar, noticed that the Newari culture, arts and craftswere diminishing due to crude republication. What reallyhit home was her recent trip to Pyon Gaun where she meta one time famed craftsman, Purna Bahadur Maharjan,who conﬁded in her that 10 years ago, he was able toprovide a comfortable life for his family through hishandicrafts but now he had difﬁculty feeding himself. Dueto such hardships, his sons abandoned their father’slegacy to pursue other work. Urmila felt that somethinghad to be done now otherwise the culture would be lost tothe new generation who would never understanding theirown history and culture.Urmila left her job in an advertising ﬁrm, applied to ChangeFusion Nepal and organized a team of equally passionateyoung Newars to co-lead this venture. With the ﬁrstinstallment of seed funding from Change Fusion Nepal inaddition to her own personal investment, Urmila openedNewa Decor, a shop in Mangal bazar, Patan which aims topromote Newari culture, tradition and arts while givingcraft makers the opportunity to sustain themselvesthrough the employment.URMILA’S VISION:Newa Decor: Urmila and her teamhave opened a showroom called NewaDecor exhibiting and selling Newarihandicrafts made by traditional craftsmakers. The team is also available toconsult with you on how to decorateyour home in Newari style and decor.Newa Mini Museum: Urmila isplanning to open a mini museumshowcasing Newari crafts. Her team willgive a tour on the history of Newariculture, traditions and heritage tovisitors.Newa Homestay: Urmila is planning toopen a Newari home stay where guestscan stay and enjoy Newari hospitality.The guest will have the opportunity tospend time with Urmila’s team andfamily and learn about Newari cultureand taste Newari food. If they are lucky,they can also celebrate Newari festivalsif it happens to be on the time of theirstay. Through this home stay, Urmilahopes to promote Newari culture andtradition.
FUNDINGAction throughPusha used the funds received from Change Fusion Nepal togenerate employment opportunities for women released fromprison through the production of the handicrafts. With theincome from these sales, Pushpa has been able to supportsome of the basic food and education costs associated withcaring for the children of incarcerated mothers.Sambhu used the funds received from Change Fusion Nepal todo extensive research on the viability of the production of oliveoil in Bajura. In April 2010, Sambhu will pick the fruits andextract the olive oil by employing the rural people.Urmila used the funds received from Change Fusion Nepal toopen a small show room in Mangal Bazar, called NewaDécor, where she is showcasing and selling different Newariproducts made by traditional Newari artisans who are in pooreconomic conditions.Sabina used the funds received from Change Fusion Nepal torented a small shop in Boudha, to store the potatoes fromDolakha, She also started marketing and selling the potatoesto a variety of buyers, including hotels, restaurants, vendorsand more.
“By helping to create successfulentrepreneurial stories that impact thedaily lives of the underprivileged in Nepal, wesupport role models who prove thatpositive change is indeed possible.”Luna Shrestha Thakur,Change Fusion Nepal Director
As much as it is important to raise funds to support the ventures, it is equallyas important to manage and grow the ventures that we are currentlysupporting. In order to do this, Change Fusion Nepal is looking for differentways to support these four ventures in terms of networks, markets andcapacity building. Change Fusion Nepal will organize separate events incollaboration with Youth Asia and Entrepreneurs for Nepal for these purposes.With the support of Youth Asia, Change Fusion Nepal will organize additionalmonthly events, called, ”Udhyomi Baithak”, where the entrepreneurs willinteract with handpicked experts and discuss ways to develop the ventures.ChangeFusion will continue to look for supporters and help the ventures withtheir marketing, networking and ﬁnances.Change Fusion Nepal will be hosting another Capacity Building Workshop forMarch 2010. We have already been in touch with a variety of professionalswho have expressed interest in participating in the workshop to support theemerging entrepreneurs.:Change Fusion Nepal will be raising more funds in order to support anadditional batch of ventures in 2010. Our team is currently working on acomprehensive investor brochure in order to clearly specify how interestedﬁnancial supporters can contribute and what their contribution will mean.Once completed, the investor brochure will be send both locally andinternationally.In order to gain international recognition, support and expertise, we are in theprocess of establishing a branch ofﬁce that will operate as a non-proﬁt501(c)3 , which will allow us to accept tax deductible donations from peopleliving in the United States.Along with the next Capacity Building Workshop, Change Fusion Nepal willannounce a new nation-wide competition for young social entrepreneursbeginning in May 2010 to select the fellows for 2010. In order to attract themost qualiﬁed and passionate young people, we will be embarking on a nationwide awareness program this April so that we can spread information aboutthis opportunity all across Nepal. This on the road program is being supportedby local communities and clubs of the targeted districts.These plans culminate in September 2010 with the 3rd “Hakuna” where theventures associated with Change Fusion Nepal will talk about their activities. Inaddition, the fellows of 2009 describing their activities of the previous year andthe selected ventures of 2010 showcasing their ideas.What isNEXTNEPALSUPPORTCAPACITYBUILDINGFUNDRAISINGUNITEDSTATESFELLOWSHIP2010
Your uniqueCONTRIBUTIONFUNDINGWithout supportive funding from philanthropic investors, none of this wouldbe possible. Your ﬁnancial support will act as seed money to help start theseventures as well as help fund the capacity building and mentorship neededto help our ventures be ﬁnancial sustainable while having a tremendoussocial impact in the communities they operate in. Any contribution, fromUSD$ 100 to USD$ 100,000 will make an impact.We hope that you will be able to support one or more of the following:With just $3000, Pushpa can open a small show room forher products and train more inmates from outsideKathmandu. Pushpa has started producing handicrafts, soplease visit her Early Childhood Ofﬁce in Budhanilkantha tobuy her products.With just $3000,, Urmila can open her Newari Home Stay.Urmila has already opened her show room, Newa Décor.You can buy any one of the three beautiful Newari cornersthere. Please visit her show room in Patan Darbae Square.With just $3000, Sabina can open a mini market where shecan sell the fresh products from different farmers. If you likepotatoes, please order her potatoes from Sindhupalchok.With just $3000, Sambu can start picking the fruits ofolives and start processing to make oil of it.With just $3000, Ranjit can buy 10 rickshaws which willbring him to a total of 30 purchased rickshaws - enough tohave a critical mass of independent rickshaw pullers. You canalso sponsor to buy one rickshaw for just USD 300.We ﬁrmly believe that everyone has something theycontribute. In order to engage as many people as possible inhelping empower and support these ventures, we havedeveloped a number of ways for you to help turn these ideasinto a reality.
Your uniqueCONTRIBUTIONMENTORSHIPChange Fusion Nepal provides crucial capacity building support throughour mentorship component of the fellowship. THe mentorship providedensures that the most innovative ventures stay aﬂoat and can overcomethe challenged that come their way. If you have any interest in helping tomentor a young social entrepreneur to make an important impact throughtheir venture, we strongly encourage you to reach out to us so we candiscuss your involvement. We encourage you to provide either on or off-site time and expertise towards mentoring young social entrepreneurs andassist them in their business development. Our mentorship program isvery ﬂexible and we are looking forward to working with you to determinewhat time commitment is appropriate for your schedule and expertise. Ifyou are unable to commit your time, we would be honored to have youﬁnancial support which would cover the fellow’s mentor costs ($3000annually per mentor). For more information, please email@example.com.KNOWLEDGEChange Fusion Nepal collects and develops knowledge content that areavailable both online and ofﬂine that helps educate the young socialentrepreneurs about how to successfully run their social ventures. If youhave resources that you think would be valuable, please send us an emailor give us a call to let us know. We are continually updating and evolvingour knowledge resources, so please do help us expand. If you are abroadand if you know any organizations that are supporting socialentrepreneur’s products through online shops or direct market, please letus know. This sort of information can make all the difference in the worldto us. Additionally, you can Provide ﬁnancial support to ChangeFusionNepal to host capacity building workshop. For a three day workshop, thetotal cost is just USD$ 3000. Give your valuable time as a trainer to shareyour ﬁnancial and business expertise.
Your uniqueCONTRIBUTIONNETWORKSThe age old saying, “it’s all about who you know” has not lost any of it’struth along the way. In order to succeed in business, it’s important tohave an extensive network of diverse contacts to help you along theway. The same is true for these young social entrepreneurs. You canprovide tremendous help by inviting Change Fusion and/or our fellowsto events, conferences, parties, workshops or any other gathering sothat we can enter into valuable networks that are essential for futuresuccess.Additionally, you can provide ﬁnancial support for events such asHakuna and our monthly change makers events that help young socialentrepreneurs network and ﬁnd partners for their social ventures. OneHakuna event will cost around USD$ 1000.We also need people to help provide logistical support such as use ofspace and refreshments for the networking events.PROVIDE US WITH YOUR INVALUABLE ADVICEAny form of support you provide will contribute towards providing youngsocial entrepreneurs with much needed opportunities to improve theirbusiness development and add to the community. We look forward toworking with you. For more detail information on how to be involved,please write to firstname.lastname@example.orgIf you are ready to send funds, please send to the following account.Account name: Change Fusion NepalAccount number: 3101017500088Bank details: Nabil Bank Limited, Baneswor Branch, Kathmandu, NepalSwift Code: NARBNPKAFor more detailed information, please contact email@example.com
Showing ourGRATITUDEIf you are able to support Change Fusion through ﬁnancing,mentorship, knowledge and/or networking, we would behonored to show our appreciation through the following:WEBSITEWith you permission, we would post your name and/orbusiness or organization as a Change Fusion Nepal supporteron our website.STAY UP TO DATEYou will get information every month about the progress of thefellows whom you have supported.MEET THE ENTREPRENEURSIf you are in Nepal, we will make an opportunity for you to meetour fellows and to see their ventures in action.If you are ready to send funds, please send to the following account.Account name: Change Fusion NepalAccount number: 3101017500088Bank details: Nabil Bank Limited, Baneswor Branch, Kathmandu, NepalSwift Code: NARBNPKAFor more detailed information, please contact firstname.lastname@example.org
“If we can spendthe early decades ofthe 21st centuryfinding approachesthat meet the needsof the poor in waysthat generate profitsfor business, wewill have found asustainable way toreduce poverty in theworld."- Bill Gates, Microsoft