MCCU Golden Harvest Savings Plan

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MCCU Golden Harvest Savings Plan

  1. 1. GOLDEN HARVEST SAVINGS PLAN<br />
  2. 2. A savings plan that enables you to:<br />Save for a specific goal<br />Save for a specific period of time<br />Have funds to achieve your dreams<br /> It also has an insurance component that enables you to achieve your saving goal even if you die or become disabled before you reach your goal<br />WHAT IS IT?<br />
  3. 3. Identify a goal<br />Buy a house<br />Buy a car<br />Go on a cruise<br />Education for self or child<br />Retirement<br />Set your savings target<br />HOW DOES IT WORK?<br />
  4. 4. Set the timeframe to achieve your target – Between 1 and 10 years<br />Sign the contract<br />Start paying your monthly installments<br />HOW DOES IT WORK?<br />
  5. 5. The Credit Union insures the unsaved portion of your goal<br />If you should die or become permanently disabled before you reach your goal, you or your beneficiary will get the total saving goal<br />HOW DOES IT WORK?<br />
  6. 6. Helps you climb the ladder to financial success<br />It ensures your goal is met even if you are unable to save towards your goal because of death or permanent disability<br />Insurance on the unsaved portion of your goal is at no direct cost to you.*<br />* Conditions apply<br />BENEFITS<br />
  7. 7. Interest rate is 10% per annum<br />No minimum savings goal<br />No minimum monthly savings<br />Maximum savings goal determined by the contract the credit union has with the insurers<br />BENEFITS<br />
  8. 8. IT’S TIME TO REALIZE YOUR DREAMS. OPEN YOUR GOLDEN HARVEST SAVINGS PLAN FIRST THING TOMORROW MORNING.<br />

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