An Innovative Solutions Co. Mind Your Money

INDUSTRY SNAPSHOT An Innovative Solutions Co.

Industry Snapshot Advantage India Democracy Amongst the most vibrant in the world with well established judicial system and free press. Demographic Profile Total Population below 25 years of age – 547 Million. Real Estate Market Size US$ 12 Billion and growing at 30 percent annually. 100% Foreign Direct Investment permitted in Integrated townships. An Innovative Solutions Co.

Advantage India

Democracy

Amongst the most vibrant in the world with well established judicial system and free press.

Demographic Profile

Total Population below 25 years of age – 547 Million.

Real Estate Market Size

US$ 12 Billion and growing at 30 percent annually.

100% Foreign Direct Investment permitted in Integrated townships.

Industry Snapshot India Strengths and Weakness Strengths After United States, India is home to largest English speaking manpower. The Indian Economy is now ranked 12th in the world in terms of GDP. Large and growing domestic Market; increasing purchasing power and consumerism. Provides opportunities for competitive advantage (low cost sourcing of products and services, exceptional quality, intellectual skills, etc.) Surveys by leading organizations rate India among the top three investment hot spots and one of the fastest growing economies in the world. Cost-effective and highly skilled labor. Abundance of natural resources Weakness Bureaucratic hurdles and government processes resulting in a difficult operating environment. Low average disposable income, a highly dispersed population and distinct tastes from the rest of the world. Weak infrastructure in terms of roads, power, and port facilities. An Innovative Solutions Co.

India Strengths and Weakness

Strengths

After United States, India is home to largest English speaking manpower.

The Indian Economy is now ranked 12th in the world in terms of GDP.

Large and growing domestic Market; increasing purchasing power and

consumerism.

Provides opportunities for competitive advantage (low cost sourcing of products and services, exceptional quality, intellectual skills, etc.)

Surveys by leading organizations rate India among the top three investment hot spots and one of the fastest growing economies in the world.

Cost-effective and highly skilled labor.

Abundance of natural resources

Weakness

Bureaucratic hurdles and government processes resulting in a difficult operating environment.

Low average disposable income, a highly dispersed population and distinct tastes from the rest of the world.

Weak infrastructure in terms of roads, power, and port facilities.

Industry Snapshot Real Estate in India Real Estate Second largest employer next only to agriculture US $ 12 billion industry Growing at about 30% per annum Housing sector contributes to 5%of the country’s GDP FDI Inflows: (from 1991 to June 2007) Housing & Real Estate:US$1123 million Construction Activities (Including Roads & Highways):US$1875 million An Innovative Solutions Co.

Real Estate in India

Real Estate

Second largest employer next only to agriculture

US $ 12 billion industry

Growing at about 30% per annum

Housing sector contributes to 5%of the country’s GDP

FDI Inflows: (from 1991 to June 2007)

Housing & Real Estate:US$1123 million

Construction Activities (Including Roads & Highways):US$1875 million

Industry Snapshot Indian Real Estate – Catalyst for Growth Future Prospects With Indian economy growing strongly, requirements of housing, commercial and industrial infrastructure bound to rise. More than 367 Million Sq. Ft. of additional office space needed by 2012-13 ( Estimated by Ernst & young) 4.7 million housing units would have to be completed by 2030 ( Estimated by Deutsche Bank) Asian Development Bank estimates requirements of 10 million units by 2030 Indian Ministry of Tourism forecasted requirements of 2.9 and 6.6 Million hotel rooms to meet the tourism and business by 2010 and 2020. Fast growing Medical tourism will become US$2 billion industry by 2012 and will require huge investment in Health Services sector. Booming retail trade sector needs 13 Million sq. Ft. of space by 2008 end in top eight large cities in India. An Innovative Solutions Co.

Indian Real Estate – Catalyst for Growth

Future Prospects

With Indian economy growing strongly, requirements of housing, commercial and industrial infrastructure bound to rise.

More than 367 Million Sq. Ft. of additional office space needed by 2012-13

( Estimated by Ernst & young)

4.7 million housing units would have to be completed by 2030 ( Estimated by Deutsche Bank)

Asian Development Bank estimates requirements of 10 million units by 2030

Indian Ministry of Tourism forecasted requirements of 2.9 and 6.6 Million hotel rooms to meet the tourism and business by 2010 and 2020.

Fast growing Medical tourism will become US$2 billion industry by 2012 and will require huge investment in Health Services sector.

Booming retail trade sector needs 13 Million sq. Ft. of space by 2008 end in top eight large cities in India.

Industry Snapshot Indian Real Estate – Development Incentives Tax Holidays Exemption from tax on 100% for profits derived by an undertaking engaged in developing/operating/maintaining an Industrial Park. Exemption from tax on 100% for profits derived by an undertaking engaged in developing and building housing projects. Exemption from tax on 100% for profits derived by an undertaking engaged Development, operation and maintenance of an SEZ. An Innovative Solutions Co.

Indian Real Estate – Development Incentives

Tax Holidays

Exemption from tax on 100% for profits derived by an undertaking engaged in developing/operating/maintaining an Industrial Park.

Exemption from tax on 100% for profits derived by an undertaking engaged in developing and building housing projects.

Exemption from tax on 100% for profits derived by an undertaking engaged Development, operation and maintenance of an SEZ.

Industry Snapshot Rapidly expanding Real Estate Sectors An Innovative Solutions Co. 30% + annual growth absorption 150 malls in 2006 to 240 malls in 2010 4.5 millions units required per year 125,000 extra rooms needed over next decade Offices Retail Residential Hotels Source: National Bureau of Statistics The Indian real estate industry is expected to grow by over 25% p.a

Rapidly expanding Real Estate Sectors

Offices

Retail

Residential

Hotels

Industry Snapshot Property Consultants in India Consultants Most buyers and sellers both talk to several brokers with regard to their intention. There is no recognized professional system in spite of being technologically advanced. The brokers in countries like USA need to have a license to practice - in India we have no such law. Brokers in India are not qualified to handle government documentations etc. and depend on a solicitor / lawyer. If there is more than one agent involved (which is in most cases) commission is shared on mutually agreeable terms. An Innovative Solutions Co.

Property Consultants in India

Consultants

Most buyers and sellers both talk to several brokers with regard to their intention.

There is no recognized professional system in spite of being technologically advanced.

The brokers in countries like USA need to have a license to practice - in India we have no such law.

Brokers in India are not qualified to handle government documentations etc. and depend on a solicitor / lawyer.

If there is more than one agent involved (which is in most cases) commission is shared on mutually agreeable terms.

Industry Snapshot FDI Policy and Conditions in India Real Estate FDI is not permitted in the business of buying and selling of property FDI up to 100% under the automatic route in townships, housing, built-up infrastructure and construction-development projects including housing, commercial premises, hotels, resorts, hospitals, educational institutions, recreational facilities, city and regional level infrastructure) subject to following conditions: Minimum area to be developed under each project would be 10 hectares for development of serviced housing plots and 50,000 sq.mts in case of construction-development projects. Minimum capitalization of US$10 million for wholly owned subsidiaries and US$ 5 million for joint ventures with Indian partners. Original investment cannot be repatriated before a period of three years An Innovative Solutions Co.

FDI Policy and Conditions in India

Real Estate

FDI is not permitted in the business of buying and selling of property

FDI up to 100% under the automatic route in townships, housing, built-up infrastructure and construction-development projects including housing, commercial premises, hotels, resorts, hospitals, educational institutions, recreational facilities, city and regional level infrastructure) subject to following conditions:

Minimum area to be developed under each project would be 10 hectares for development of serviced housing plots and 50,000 sq.mts in case of construction-development projects.

Minimum capitalization of US$10 million for wholly owned subsidiaries and US$ 5 million for joint ventures with Indian partners.

Original investment cannot be repatriated before a period of three years

Industry Snapshot FDI Inflows An Innovative Solutions Co.

FDI Inflows

Industry Snapshot FDI Country wise An Innovative Solutions Co. Mauritius continues to lead USA retains its position as 2 nd most important source country Spurt in FDI from Singapore

FDI Country wise

Industry Snapshot FDI Sector wise An Innovative Solutions Co. Electrical equipment including software moves to over all 2nd position in Nov 2006. Services sector shows spurt in growth and the top sector attracting FDI – moving up from the third position. Spurt in FDI in Real Estate causes the construction sector to the third position in Nov 2006.

FDI Sector wise

Industry Snapshot India – Investment Agreements Important features of Bilateral Investment Promotion Agreement (BIPA) : National Treatment for foreign investment; MFN treatment for foreign investment and investors; Free repatriation/ transfer of returns on investment; Recourse to domestic disputes resolution and international arbitration for investor-State and State-State disputes; Nationalization / expropriation only in public interest on a non-discriminatory basis and against compensation etc. An Innovative Solutions Co.

India – Investment Agreements

Important features of Bilateral Investment Promotion Agreement (BIPA) :

National Treatment for foreign investment;

MFN treatment for foreign investment and investors;

Free repatriation/ transfer of returns on investment;

Recourse to domestic disputes resolution and international arbitration for investor-State and State-State disputes;

Nationalization / expropriation only in public interest on a non-discriminatory basis and against compensation etc.

Industry Snapshot India – Investment Agreements Government of India have, so far, signed BIPAs with 68 countries out of which 50 BIPAs have already come into force. To name a few; Australia, Austria, Belgium, Denmark, France, Germany, Israel , Kuwait, Malaysia, Mauritius, Netherlands, S. Korea, Switzerland, Thailand, UK and like. Countries with whom BIPA has been signed and will come in force shortly: Turkey, S. Arabia, Bahrain, S. Arabia, China, Mexico etc. Countries with whom negotiations are on: Brazil, Colombia, Japan, Canada etc. India has signed Comprehensive Economic Co-operation Agreement (CECA) with Singapore only, which is an integrated package comprising a free trade agreement, a bilateral agreement on investment promotion and protection, an improved double taxation avoidance agreement and a work programme for cooperation in healthcare, education, media, tourism, customs, e-commerce, intellectual property, and science and technology. An Innovative Solutions Co.

India – Investment Agreements

Government of India have, so far, signed BIPAs with 68 countries out of which 50 BIPAs have already come into force.

To name a few; Australia, Austria, Belgium, Denmark, France, Germany, Israel , Kuwait, Malaysia, Mauritius, Netherlands, S. Korea, Switzerland, Thailand, UK and like.

Countries with whom BIPA has been signed and will come in force shortly: Turkey, S. Arabia, Bahrain, S. Arabia, China, Mexico etc.

Countries with whom negotiations are on: Brazil, Colombia, Japan, Canada etc.

India has signed Comprehensive Economic Co-operation Agreement (CECA) with Singapore only, which is an integrated package comprising a free trade agreement, a bilateral agreement on investment promotion and protection, an improved double taxation avoidance agreement and a work programme for cooperation in healthcare, education, media, tourism, customs, e-commerce, intellectual property, and science and technology.

INVESTMIND An Innovative Solutions Co.

Investmind About the Company Started in June 2006. Located in Cochin. Started with a vision to bring professional and ethical business dealings in service sector and there by grow the organization with a steady client support Our values and principles Professionalism Dedication Trustworthiness Transparent dealings and Competitive Pricing An Innovative Solutions Co.

About the Company

Started in June 2006.

Located in Cochin.

Started with a vision to bring professional and ethical business dealings in service sector and there by grow the organization with a steady client support

Our values and principles

Professionalism

Dedication

Trustworthiness

Transparent dealings and

Competitive Pricing

Investmind Our Core Competency People with high experience and proven track records on board. Good network with Property Consultants. Good network with Builders and Developers. Public Relations with Govt. officials and departments. Database of eminent properties available across the state. Legal proficiency in documentation and other paper works. We value better client relationships through transparent deals. An Innovative Solutions Co.

Our Core Competency

People with high experience and proven track records on board.

Good network with Property Consultants.

Good network with Builders and Developers.

Public Relations with Govt. officials and departments.

Database of eminent properties available across the state.

Legal proficiency in documentation and other paper works.

We value better client relationships through transparent deals.

Investmind Our Services Real estate broking Negotiation part Verification of documents Processing documentation up to registration Liaison with government bodies Real estate hospitality Service apartments Renting out services Tourism Conducting package tours Home stay chains Wealth management Managing real assets of NRIs and HNIs Stock trading Mutual funds Insurance An Innovative Solutions Co.

Our Services

Real estate broking

Negotiation part

Verification of documents

Processing documentation up to registration

Liaison with government bodies

Real estate hospitality

Service apartments

Renting out services

Tourism

Conducting package tours

Home stay chains

Wealth management

Managing real assets of NRIs and HNIs

Stock trading

Mutual funds

Insurance

Investmind Contact Us Investmind 5A, RDS Retreat, Kacherippady, Cochin -18, Kerala, India Phone: +91-9846598191, +91-9744336333 E-mail: [email_address] : [email_address] An Innovative Solutions Co.

Contact Us

Investmind

5A, RDS Retreat,

Kacherippady,

Cochin -18, Kerala,

India

Phone: +91-9846598191, +91-9744336333

E-mail: [email_address]

: [email_address]

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