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California First Time Home Buyers
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California First Time Home Buyers

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Transcript

  • 1. California First-time home buyers State sponsored programs to help first time home buyers.
  • 2. Benefits
    • Upto 100% financing.
    • Higher loan limit (jumbo loans eligible).
    • Down-payment assistance.
    • Below market interest rates.
    • Low Mortgage Insurance rates.
    • Mortgage protection program.
  • 3. Loan Programs
    • 30 Years Amortized.
    • 40 Years Amortized.
    • 35 Years with 5 years Interest first.
  • 4. Income Limit
    • County specific maximum income limit applies to qualify.
    • Example, for Alameda county the income limit for upto 2 persons household is $95,532.
    • For Yuba county 2 persons household limit is $61,750.
  • 5. Sale Price Limit
    • County specific maximum home value limit applies to qualify
    • Example, for Alameda county the maximum limit is $670,183 for resale homes.
    • For Yuba county the maximum limit is $382,212 for resale homes.
  • 6. Subordinate Financing
    • Down payment assistance programs are available for qualified borrowers.
    • CHAP, CHDAP, HiCAP
  • 7. Local Agencies Assistance
    • Some Cities and counties have grants available to help out qualified first time home buyers.
  • 8. Contact
    • For more information
    • please contact
    • Bilal Hasan at
    • (Tel) 510-870-2285
    • [email_address]
    • www.hasanloan.com

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