Benjamin tsang
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  • 1. ENTRY FORM YOUR DETAILS 1. Your name(s) – if this is a team effort please list all team members Benjamin Tsang 2. Contact name and email address Benjamin Tsang, benjamin.tsang@capita.co.uk 3. Cost Centre ZBKM 4. Office location Berkhamsted 5. Division Building Services PLEASE TURN OVER TO SUBMIT YOUR PROPOSITION… PLEASE ANSWER ALL QUESTIONS DEADLINE FOR ENTRIES: MONDAY 12TH JULY 2010 FOR FURTHER INFORMATION AND CONTACT DETAILS FOR YOUR CHAMPIONS VISIT ONSITE AND FOLLOW THE SPRINGBOARD LINK
  • 2. SECTION 1: SUMMARY OF YOUR IDEA Q1B. What problem / challenge are you addressing with this proposition? Q1A: Whatconstantly looking for ways to spend more time with families and pursue their interests and People are is your proposition? Successful companiesbefore the Coca retirement Google65. So far no companies have specifically enjoy early retirement like KFC, legal Cola, and age of are all common because they all have an original recipe but also developed a demand over the years in a new field. Even with the help of addressed these issues. modern technologies, no traders had produced constant return of 20% per annum for a period of 50 years, Most people are reluctant to invest for a better future. I therefore have been searching and finally developed an equity bond which is directly linked to 20 NYSE-listed stocks which has produced superior returns since 1957. For example, if one can invest £1,000 per month, according to my calculation and past performance, one could make a return of £100,000 in 55 months or 4.5 years, which would be more than enough for someone who wants to retire in places like Malaysia or the Caribbean. I also suggest that this venture should be done in a separate division and perhaps under Capita Group. Q1C. How big is the market for this / who is the customer? The market is equivalent to the working population of the UK. Q1D. Who would be the current competition? Corporate pension funds and open-ended investment companies (OEIC). PLEASE ANSWER ALL QUESTIONS DEADLINE FOR ENTRIES: MONDAY 12TH JULY 2010 FOR FURTHER INFORMATION AND CONTACT DETAILS FOR YOUR CHAMPIONS VISIT ONSITE AND FOLLOW THE SPRINGBOARD LINK
  • 3. SECTION 2: KEY FACTORS FOR SUCCESS Q2A. WHAT’S UNIQUE ABOUT THIS PROPOSSITION? WHAT’S ITS USP? The stock portfolio that I have developed generates an average of 23.9% annual return since 1957. Its USP is “Can’t Wait Nomore!” This product also allows investors to stay in the job as long as they feel comfortable to leave. Q2B. WHAT ARE THE BEST ROUTES TO MARKET? WHAT WOULD BE YOUR SALES APPROACH? Capita Hartshead currently manages £2 billion of client’s pension funds including teacher’s pension and civil servants pensions and with 3 million members. It would be a great opportunity to utilise this channel and market our savings plan. Q2C. WHAT ARE THE BARRIERS TO ENTRY TO THIS MARKET, AND HOW WILL YOU OVERCOME THEM? The barriers would be to set up an open ended investment fund and go through the FSA investment management firm registration and finally to establish trust among investors. Both Capita Hartshead and Capita Financial could assit us in fund administration, creating prospectus to satisfy the FSA requirements. SECTION 3: KEY RISKS 3A: WHAT ARE THE KEY RISKS ASSOCIATED WITH THIS PROPOSITION? The collapse of companies within the stock portfolio. PLEASE ANSWER ALL QUESTIONS DEADLINE FOR ENTRIES: MONDAY 12TH JULY 2010 FOR FURTHER INFORMATION AND CONTACT DETAILS FOR YOUR CHAMPIONS VISIT ONSITE AND FOLLOW THE SPRINGBOARD LINK
  • 4. SECTION 4: FINANCIAL INFORMATION QTR1 QTR2 QTR3 QTR4 YEAR 1 YEAR 2 YEAR 3 TOTAL (Yr 1) (Yr 1) (Yr 1) (Yr 1) (TOTAL) (TOTAL) (TOTAL) (Yrs 1-3) REVENUE £11,820,00 £20,000 £60,000 £140,000 £300,000 £520,000 £1,580,000 0 £13,920,000 COSTS £98,855 £95,855 £95,855 £95,855 £386,420 £377,420 £377,420 £1,141,260 PROFIT £11,442,58 -£78,855 -£35,855 £44,145 £204,145 £133,580 £1,202,580 0 £12,778,740 SECTION 5: KEY ASSUMPTIONS OUTLINE YOUR KEY ASSUMPTIONS IN DEVELOPING THIS PROPOSITION, INCLUDING THE LEVEL OF FUNDING REQUIRED PLEASE ANSWER ALL QUESTIONS DEADLINE FOR ENTRIES: MONDAY 12TH JULY 2010 FOR FURTHER INFORMATION AND CONTACT DETAILS FOR YOUR CHAMPIONS VISIT ONSITE AND FOLLOW THE SPRINGBOARD LINK
  • 5. I require initial funding of the following items: 1. Website hosting £5 per month 2. Website development (SEO, shopping cart, database design) £1,000 3. Website support – assumed to share existing Firstpoint support 4. Online payment company charge £30 per month, 1.24% credit card 5. Office rent – assumed to share existing Capita offices 6. Stationary - assumed to share existing Capita inventory 7. Staff - assumed to share existing Capita Financial human resources plus an additional of 15 general staff at £25,000 each. 8. FSA application fee - £2,000 The total funding required is £386,000 for the first year. It is also a chance for Capita Group to develop into the financial services industry. Although this proposition does not correlate to the core business of Capita Symonds, it does have a tremendous potential to generate a great income for Capita Group. This is probably the first early retirement product being marketed in the world. A similar American company called Financial Engines also does similar things in the US, however they are only providing investment advises to the client. This eventually requires the client to purchase financial instruments on their own. With the current climate, it is important for Capita Symonds to evolve and tap into this highly demand market with little to no competition exist in the market. PLEASE ANSWER ALL QUESTIONS DEADLINE FOR ENTRIES: MONDAY 12TH JULY 2010 FOR FURTHER INFORMATION AND CONTACT DETAILS FOR YOUR CHAMPIONS VISIT ONSITE AND FOLLOW THE SPRINGBOARD LINK