Carmona Estates

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A residential subdivision located at Carmona, Cavite, Philippines.

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Carmona Estates

  1. 1. A Prime Residential Subdivision located at Carmona, Cavite, Philippines (Available through In-House, Pag-Ibig or Bank Financing) Phase 9 Oakwood BB is already opened. Also available Oaks 3 Carmona Estates Welcome To
  2. 2. <ul><li>Why buy a house and lot? </li></ul><ul><li>Why buy now, not later? </li></ul><ul><li>Some Things to Consider in Buying a House and Lot </li></ul><ul><li>Carmona Estates </li></ul><ul><li>Why buyers choose Carmona Estates? </li></ul><ul><li>Location Map </li></ul><ul><li>Amenities & Facilities </li></ul><ul><li>Pines Townhouse Model </li></ul><ul><li>House Features and House Finishes </li></ul><ul><li>Floor Plan </li></ul><ul><li>House Interior </li></ul><ul><li>Oakwood House Model </li></ul><ul><li>House Features and House Finishes </li></ul><ul><li>Floor Plan </li></ul><ul><li>House Interior </li></ul><ul><li>Financing Scheme for Buyers </li></ul><ul><li>Factors that Affect House Price </li></ul><ul><li>Sample Computation </li></ul><ul><li>Decision Time! </li></ul>Disclaimer : The informations we will present to you is our team’s effort in conform with what our developer has provided us. All the descriptions and statements represent the developer’s plan. The developer reserves the right to make further improvements and changes where appropriate during design developments.
  3. 3. <ul><li>Why buy a house & lot? </li></ul><ul><li>One of the basic needs of man - shelter </li></ul><ul><li>A place to call home, to stay and live with your love ones or family members to cherish your bonding moments or a place to stay when you retire from work </li></ul><ul><li>A tangible investment: Return of investment can be doubled, tripled or quadrupled if you plan to sell after a number of years because its value increases very significantly </li></ul><ul><li>Can be a source of income (house for rent) </li></ul><ul><li>Why buy now, not later? </li></ul><ul><li>The cost of housing units increases as demand increases and the materials used for construction increase too. </li></ul><ul><li>The cost of a house unit this month is different next month or next year, usually goes up, never will it become lower as time passes by. </li></ul><ul><li>The house unit you intend to buy later will be availed by others, FIRST COME, FIRST SERVE BASIS. </li></ul><ul><li>If you plan to buy, do it now, great savings if now rather than later. </li></ul><ul><li>If you care for your future, your family or love ones, then acquire a house & lot for you and for them to stay. </li></ul>
  4. 4. Some Things to Consider in Buying a House and Lot <ul><li>Location : Consider an ideal location that best suits your home convenience, its proximity to vital establishments when you need something or may be you need a place to live in serenity amidst the busy city life or far from the busy city like a vacation house or far from dangers of manmade and natural calamities (like floods) in order to prevent damage to your property. Safety of your property is also important when you invest in a house and lot. </li></ul><ul><li>Accessibility : Transportation is very vital and living in a place where it is very accessible to any type of transportation is very important. Also, accessible to your work place when you are employed or have business, schools for your children, hospitals in times of illness and emergency, malls when you want to shop, recreation centers when you want to relax, vital business establishments and offices where you transact important papers. </li></ul><ul><li>House Type and Size : In choosing a house unit, consider the size of your family and the type you want. Generally, a bigger family needs a bigger house unit. Choose one that fits you family size or if planning for a big family or want a spacious house, choose a house and lot that offers room for expansion. </li></ul><ul><li>House Budget : Choose a house unit that suits your budget in order not to incur problems in paying for it especially if you acquire it through a housing loan. Choose one that is within your paying capacity so that interest for delayed payments will be minimized. If you are renting a house at P10,000.00 or more per month, may be it is time for you to get a house of your own with the same amount. There are available house and lot units to choose from based on your budget. </li></ul><ul><li>Check the amenities and safety measures present in the subdivision where you want to buy your house. </li></ul><ul><li>Legal : Make sure that the house and lot unit you buy has a clean title so that the money you invest will not be wasted. Always deal with a legitimate sales associate or agent of the developer of the subdivision where you want to buy a house and lot unit. </li></ul>
  5. 5. Carmona Estates <ul><li>It is a premiere community development of Pro-Friends Company of Friends, Inc. whose vision is to be a God-centered enterprise and be acclaimed globally as an industry prime mover in property development. </li></ul><ul><li>True enough, being the Top Region IV Developer, it provides its buyers affordable quality housing projects in an environment conducive to the development of community living. </li></ul><ul><li>Pro-Friends has numerous housing projects in Cavite, Philippines that are all strategically located in the areas of Central, West and East Cavite. </li></ul><ul><li>Why in Cavite? </li></ul><ul><li>Due to its strategic location, accessibility, booming economy, becoming highly urbanized like Metro Manila, very close proximity to Metro Manila and major establishments of the country. </li></ul>
  6. 6. Why buyers choose Carmona Estates? <ul><li>Accessible through Roxas Blvd., Coastal Road, Emilio Aguinaldo Highway, South Super Highway, Alabang-Zapote Road. </li></ul><ul><li>Carmona Estates is conveniently located near the Carmona Exit of the South Luzon Expressway, and just a few minutes away from the Carmona town proper and public market. It is only 30-minute drive from the Makati Central Business District and has access to schools, hospitals, churches, golf course, malls and vital business establishments in the nearby towns of Laguna and cities of Metro Manila . </li></ul><ul><li>Carmona Estates 6 was opened to the market that offers the house model PINES, which is designed with the modern family in mind as it combines form and function with a spacious lay-out and tasteful finish, typical lot area of 50 square meters and has a house area of 60 square meters with a balcony. At Carmona 6, the homeowner can enjoy the refreshing warmth of home as she/he can take a walk amidst rich pine trees, be refreshed at the pool or chill out with family and friends at the clubhouse. </li></ul><ul><li>Carmona Estates is a sprawling development almost 60 hectares composed of 9 different phases. Currently available are units in Carmona Estates 3, 4, 6 and 7. Its amenities allow you to enjoy the comforts of your community for leisure, spirituality and family fun. It offers Pines Townhouse, Pines Single Attached and Oakwood House. </li></ul>
  7. 7. Location Map
  8. 8. Amenities & Facilities <ul><li>Elegant Entrance Gate </li></ul><ul><li>24-Hour Security </li></ul><ul><li>Clubhouse </li></ul><ul><li>Swimming Pool </li></ul><ul><li>Chapel </li></ul><ul><li>Basketball Court </li></ul><ul><li>Shuttle Service </li></ul><ul><li>Concrete Road Network </li></ul><ul><li>Electricity Provided by MERALCO </li></ul><ul><li>Centralized Water System </li></ul>
  9. 9. Pines Townhouse Model 2-Storey, Townhouse, 3BR, 2T&B
  10. 10. <ul><li>House Features </li></ul><ul><li>Floor Area: 60 sqm </li></ul><ul><li>Typical Lot Area: 50 sqm </li></ul><ul><li>Two (2) Storey </li></ul><ul><li>Three (3) Bedrooms </li></ul><ul><li>Two (2) Toilet & Bath </li></ul><ul><li>Living Area </li></ul><ul><li>Dining Area </li></ul><ul><li>Kitchen Area </li></ul><ul><li>Laundry Area/Service Area </li></ul><ul><li>Provision for 2 Car Garage </li></ul><ul><li>Provision for Front Lawn </li></ul><ul><li>House Finishes </li></ul><ul><li>Pre-Painted G.I. Sheet </li></ul><ul><li>Painted Exterior & Interior </li></ul><ul><li>Tiled Kitchen Counter with Stainless Kitchen Sink </li></ul><ul><li>Tiled Toilet and Bath </li></ul><ul><li>Steel Casement Windows </li></ul><ul><li>Complete Set of Bathroom Fixtures </li></ul><ul><li>Provision for CATV, Telephone and Air-Conditioning Units </li></ul>
  11. 11. Floor Plan
  12. 12. <ul><li>Furnishing of your house interior is based on your style or how it looks like. The furnished interior shown below is just a sample. </li></ul>House Interior
  13. 13. Oakwood House Model 2-Storey, Single Attached, 3BR, 2T&B
  14. 14. <ul><li>House Features </li></ul><ul><li>Floor Area: 104 sq. m. </li></ul><ul><li>Lot Area: 88 sq. m. </li></ul><ul><li>Four (4) Bedrooms </li></ul><ul><li>2 Toilet and Bath </li></ul><ul><li>Living Area </li></ul><ul><li>Kitchen Area </li></ul><ul><li>Dining Area </li></ul><ul><li>Laundry / Service Area </li></ul><ul><li>Provision for 2 Car Garage </li></ul><ul><li>Provision for Front Lawn </li></ul><ul><li>House Finishes </li></ul><ul><li>Pre-painted Long Span Roofing </li></ul><ul><li>Painted Exterior and Interior Walls </li></ul><ul><li>Tiled Kitchen Counter with Stainless Kitchen Sink </li></ul><ul><li>Tiled Toilet and Bath </li></ul><ul><li>Ceramic Bathroom Fixtures </li></ul><ul><li>Provision for CATV, </li></ul><ul><li>Telephone and Air-conditioning Unit </li></ul>
  15. 15. Floor Plan Ground Floor Second Floor
  16. 16. <ul><li>Furnishing of your house interior is based on your style or how it looks like. The furnished interior shown below is just a sample. </li></ul><ul><li>The interior of the actual turnover is painted white. </li></ul>House Interior
  17. 17. Financing Scheme for Buyers <ul><li>You can acquire a house unit through any of the following mode of payments: </li></ul><ul><li>1. Cash : 7 days from the date of reservation to 90 days </li></ul><ul><li>Discount : 8.5% to 10% of the selling price </li></ul><ul><li>2. Deferred cash : 1 month to 12 months from the date of reservation at 0% interest </li></ul><ul><li>Discount : 4% to 9.5% of the selling price </li></ul><ul><li>3. Through a housing loan payable in easy installment plan </li></ul><ul><li>Down Payment Discount if paid in cash: 5% to 7.5% </li></ul><ul><li>In-house financing : 5 years or 10 years to pay </li></ul><ul><li>Pag-Ibig financing : 5, 10, 15, 20, 25 or 30 years to pay </li></ul><ul><li>Bank financing : 5, 10, 15, 20 or 25 years to pay </li></ul><ul><li>Please see sample computation provided. </li></ul><ul><li>NOTE on Discount : Reservation fee & Legal and Miscellaneous fees are not included in the computation of discount. </li></ul>
  18. 18. Factors that Affect House Price <ul><li>1. Location </li></ul><ul><li>a. Lots facing East versus lots facing West </li></ul><ul><li>b. Lots closer to the gate, amenities, main roads versus farther lots </li></ul><ul><li>c. Block location </li></ul><ul><li>d. Proximity to vital or major establishments and Metro Manila </li></ul><ul><li>2. House Size </li></ul><ul><li>a. Lot Area: Larger lot area (e.g. corner lots, end units) versus smaller lot area (inner units) </li></ul><ul><li>b. Floor Area: Larger floor area versus smaller floor area </li></ul><ul><li>3. House Type: 1-Storey, 2-Storey, 3-Storey, rowhouse, Townhouse, Single Attached, Single Detached </li></ul><ul><li>4. Availability of the House Unit : House units in newly opened subdivisions (or new Phase) or Pre-Selling house units are generally lower compared to Ready for Occupancy House units or those in subdivisions that are already developed with full amenities and almost all house units are sold out. </li></ul><ul><li>5. Other factors include increase of material cost and inflation. </li></ul><ul><li>* Take advantage of newly opened Phase 9, also available at the Oaks. </li></ul>
  19. 19. Pines Townhouse Sample Computation (Pag-Ibig Financing) P 9,907.82 30 Years to Pay P 10,262.52 25 Years to Pay P 9,966.67 Monthly Down Payment payable in 12 months Monthly Amortization of Pag-Ibig loanable amount (including MRI/Fire insurance) P 10,893.62 20 Years to Pay P 119,600.00 Net DP (TDP less RF payable in cash with discount or in equal installment at 0% interest) P 10,000.00 Less: Reservation Fee (RF) P 129,600.00 Total Down Payment (TDP) TCP less Pag-Ibig loanable amount) P 1,080,000.00 Maximum Loanable Amount through Pag-Ibig P 1,209,600.00 Total Contract Price (TCP)
  20. 20. Pines Townhouse Sample Computation (In-House Financing) P 22,431.97 5 years to pay with 18% interest P 17,766.14 10 years to pay with 21% interest Monthly Amortization of In-House loanable Amount (including MRI/Fire insurance) P 21,216.67 Monthly Down Payment payable in 12 months P 254,600.00 Net DP (TDP less RF, payable in cash with discount or in equal installment at 0% interest) P 10,000.00 Less: Reservation Fee (RF) P 264,600.00 Total Down Payment (TDP) TCP less In-House Loanable Amount P 864,000.00 In-House Loanable Amount (payable in 5 or 10 years) P 1,128,600.00 Total Contract Price (TCP)
  21. 21. Pines Townhouse Sample Computation (Bank Financing) P 10,013.05 20 years to pay P 11,030.16 15 years to pay Monthly Amortization of Bank loanable amount (including MRI/Fire insurance) P 13,348.67 10 years to pay P 20,952.25 5 years to pay P 17,166.67 Monthly Down Payment payable in 12 months P 206,000.00 Net DP (TDP less RF, payable in cash with discount or in equal installment at 0% interest) P 10,000.00 Less: Reservation Fee (RF) P 216,000.00 Total Down Payment (TDP) TCP less Bank loanable amt P 950,400.00 Bank Loanable Amount (payable in 5 to 25 years) P 1,166,400.00 Total Contract Price (TCP)
  22. 22. Oak BB House Sample Computation (In-House Financing) P 35,139.67 5 years to pay with 18% interest P 27,816.91 10 years to pay with 21% interest Monthly Amortization of In-House loanable Amount (including MRI/Fire insurance) P 26,351.67 Monthly Down Payment payable in 15 months P 395,275.00 Net DP (TDP less RF, payable in cash with discount or in equal installment at 0% interest) P 20,000.00 Less: Reservation Fee (RF) P 415,275.00 Total Down Payment (TDP) TCP less In-House Loanable Amount P 1,356.000.00 In-House Loanable Amount (payable in 5 or 10 years) P 1,771,275.00 Total Contract Price (TCP)
  23. 23. Oak BB House Sample Computation (Bank Financing) P 15,648.16 20 years to pay P 17,245.16 15 years to pay Monthly Amortization of Bank loanable amount (including MRI/Fire insurance) P 20,883.93 10 years to pay P 32,817.33 5 years to pay P 21,266.67 Monthly Down Payment payable in 15 months P 319,000.00 Net DP (TDP less RF, payable in cash with discount or in equal installment at 0% interest) P 20,000.00 Less: Reservation Fee (RF) P 339,000.00 Total Down Payment (TDP) TCP less Bank loanable amt P 1,491,600.00 Bank Loanable Amount (payable in 5 to 25 years) P 1,830,600.00 Total Contract Price (TCP)
  24. 24. Decision Time! <ul><li>With the mentioned features and amenities, affordable price through cash or easy installment housing loan, you can own a house and lot at Carmona Estates. Do not let this opportunity pass by. </li></ul><ul><li>What we suggest is that you do it now! </li></ul><ul><li>Contact us for a FREE tripping of the site. </li></ul><ul><li>Reserve after tripping the unit (Pines Townhouse or Oakwood House) that you want to buy by paying the reservation fee so that others will not avail it (first come first served basis). </li></ul><ul><li>Payment of the reservation fee is made at the Developer’s office. A receipt is issued as proof of payment. </li></ul><ul><li>Accomplish the needed requirements and then submit for processing. </li></ul>
  25. 25. Owning a house and lot is worth an investment and accomplishment for you and for your family. If you are renting, now is the time to own a house. The money that you use for your rent, use it to pay for your monthly amortization. Contact us today for inquiries and a FREE tripping! E-mail: [email_address] or [email_address] Mobile unit: (Smart/TNT): +639094725209 (Globe/TM): +639152862637 (Sun): +639325455692 Website: http://vcbsmarthomes.weebly.com Thank You! So, act now before it’s too late!

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