American Family chapter 3 - Understanding Health Care
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  • Children up to the age of 26 can stay on their parents health insurance
    You can’t be discriminated against because you have a pre-existing condition.
    If you have insurance and get sick, you cannot get kicked off of your plan
    There are no more limits on lifetime benefit or on annual coverage.
    Anything that is preventative is now free
    Americans will be required to have health insurance


  • 1. Being a Health-Literate Consumer American Family Chapter 3 Learning Objective: Students will analyze how to be a health-literate consumer by examining our health care system and how to access this system to benefit overall health and wellness. FCS Standards: 06-12.1.1, 1.A, 1.B, 1.C,
  • 2. • Create a list of all of the health related products or services you have used in the past week. • Examples… o Sunscreen o Went to the dentist
  • 3. • What were some things that influenced your decisions about each product or services?
  • 4. Making Consumer Choices • Health Consumer: anyone who purchases or uses health products or services. Are you a health consumer? • Who influences these decisions? o Media: various methods of communication information. o Advertising: a written or spoken media message designed to interest consumers in purchasing a product or service. • Comparison Shopping: a method of judging the benefits of different products by comparing several factors such as quality, features, and cost.
  • 5. Activity • Find an advertisement for a health care product (medicine, toothpaste, healthy food) • Determine what technique they are using to try to persuade consumers to buy their product. • Be able to explain your reasoning to the class.
  • 6. Types of Health Services • Health Care System: all the medical care available to a nation’s people, the way they receive care, and the method of payment. Divided into two types. o General Care • Primary Care Physicians: medical doctors who provide physical checkups and general care. o Specialists: medical doctors trained to handle particular kinds of patients or medical conditions. • Preventative Care: involves actions that prevent the onset of disease or injury.
  • 7. Facilities for Health Care Services • Health Care facilities provide either inpatient or outpatient care. 1. Private Practice 2. Clinics 3. Group Practices 4. Hospitals 5. Emergency Rooms 6. Urgent Care Centers
  • 8. Some Trends in Health Care 1. Birthing Centers 2. Drug Treatment Centers 3. Continuing Care and Assisted Living Facilities 4. Hospices 5. Telemedicine Can you think of any other trends?
  • 9. Paying for Health Care • Health Insurance: a plan in which private companies or government programs pay for part or all of a person’s medical costs. ▫ To be on this plan you have to pay a premium: a regular fee paid to the insurance company. ▫ Out-of-pocket expense: is an expense the patient must pay for.  The patient is then reimbursed by the insurance company for a fixed portion of the expense, usually 80%. ▫ Deductible is the amount a member must pay in out-of-pocket expenses before the plan will reimburse for the health care services.
  • 10. How Health Insurance Works • Let’s evaluate some health insurance plans and do some comparison shopping. • With a partner, you will be assigned a case study. 1. Read about the person/family 2. Compare the two different insurance plans they are considering 3. Make a choice for the person/family 4. Present your decision to the class
  • 11. What is ObamaCare? • Also known as The Affordable Health Care Act • What ObamaCare means? o What are some of the pro’s and con’s to Americans of this new act? •—The Health Insurance Marketplace
  • 12. Government Healthcare Assistance Programs • Medicaid o To qualify you must meet income guidelines and pregnant, a child, or have a disability • Medicare o For people over 65 and some people with disabilities
  • 13. • Medical history: complete and comprehensive information about your immunizations and any health problems you have had to date. You are part of Your health care. • Be an active part in the decision making • Before you go to the doctor, write down questions or concerns • Don’t be afraid to ask questions • Tell your doctor what medicines you are taking or allergies you have.
  • 14. Problems with Health Care • Health fraud: the sale of worthless products or services that claim to prevent diseases or cure other health problems. o Products commonly associated with health fraud: weight-loss, beauty and anti-aging • Malpractice: failure by a health professional to meet accepted standards. • Who can help?-BBB, consumer advocates, local, state, and federal government agencies
  • 15. Public Health Services • Public Health: a community-wide effort to monitor and promote the welfare of the population. • Public Health Agencies occur at the local, state, national, and global level. Some examples are… o National Cancer Institute o Occupational Safety and Health Administration (OSHA) o Department of Health and Human Services o Centers for Disease Control and Prevention (CDC) • Epidemiology: scientific study of patterns of disease in a population.
  • 16. Public Health Agencies • With a partner, you will be assigned to investigate and present information on a public health agency. • Tell us… o Name of agency--acronyms? o The purpose of the agency o Three health related facts you found on their website that pertains to teens and/or families
  • 17. 3-2-1 Reflection • On a separate piece of paper… o Write down 3 things you have learned in this chapter. o Write down 2 questions you have about what we learned. o Write down 1 main idea of this lesson.