According to the USDA, the average US family of four spends $852/month on a modest month. This means choosing store brand products and sticking to a list. More liberal spending plan, they are spending $1056/month. If the family includes teenagers, the price goes up to $1,200+ How much do you spend? Do you even know?
Grocery Store is the one store we have to shop at. There is no magic number. Whatever works for YOUR family! For every hour clipping coupons, shopping, unpacking = at LEAST $25/hour of savings. Buy the best quality products at the lowest prices! Save where you can, so you can spend where you want!
Too much time Remembering to use coupons Juggling coupons at grocery store No coupons for products I use Coupons aren’t worth the time Embarrassed to use coupons Private brands are less expensive without the work
Set a Monthly Budget for grocery Budget will be different for every family Doesn’t work, try a different amount The longer you coupon the less your budget due to stockpiling If you are saving money that you weren’t before, it IS working for you. Cash Envelope System
Don’t just use a coupon because you have one. Combine with a store sale, store coupon, rebates, or other promotions to maximize savings. Stockpile your most used items at the rock bottom price.
Instead of making a list each week with what we want – we shop thesale each make and build our menu based on what is in our pantry!Why Stockpile? Have needed items on hand Will spend less buying it when at lowest price Less trips to grocery storeWhen to Stockpile? Sale cycles every 12 weeks Holiday/Seasonal Sales Spreadsheet/Grocery Price book
Items you use on regular basis Ingredients for recipes in your main rotation Item you will need in future Seasonal/Holiday Items Convenience items to have on hand for easy meals Cleaning Supplies/Toiletries/Paper Products Items you can donate
Shopper A: Buys a box of cereal at $4 a box each week for 6 weeks for $24 total.Shopper B: Buys 6 boxes of cereal at the rock bottom price of $1.25 and pays only $7.50.Shopper B saved $16.50 by stocking up!
Before you shop, these are the things you need to know! Couponing Terms & Abbreviations Where to Find Coupons Coupon Fine Print Types of Coupons Store Policies Organization
$X/X – Dollars or cents GM = General Mills off when you buy X IP = Internet Printable items RR = Register Rewards $XX/$XX – Dollars off MIR = Mail in Rebate when you spend X FAR = FREE after dollars Rebate B1G1 = Buy 1, Get 1 CAT = Catalina ECB = Extra Care Bucks OOP = Out of Pocket (CVS) WYB = When You Buy SS = Smart Source Insert YMMV = Your Mileage RP = Red Plum Insert May Vary Find a complete terms list: http://bargainbriana.com/15- days-of-couponing-day-2-the-language-of-couponers- translated/
Sunday Newspapers In/On Packages › Kokomo Tribune (less In Free Samples coupons but includes Blinkies/Tearpads Red Plum Inserts), Indianapolis Star (Larger In Store Brochures selection – No Red Plum Doctor’s/Dentist Offices Inserts) Recycle Bins › Can buy “preclipped” coupons Fairs, Festivals, Conventio Internet Printables ns › Coupons.com Facebook › CouponNetwork.com Twitter › RedPlum.com Recyclebank › SmartSource.com Magazines (All You!) Search for coupons in the Bargain Briana Coupon Database: http://bargainbriana.com/coupon-database/
SS = Smart Source P&G = P&G Insert
Indicates type Unique Product Image Exp Date coupon, store or Serial No manufacturerCoupon Value Coupon Source LogoCoupon Details Other Language & Remit to Exclusions Address Bar Code for Scanning Date & Time Coupon was printed
One Coupon per Purchase/per Item Purchase › If you buy one bottle of shampoo, you can use one manufacturer’s coupon for that bottle. If you have additional coupons, you have to buy another item to be able to use that coupon. You are not allowed to use two manufacturer’s coupon per item. › Example – $1/1 Coupon – Must buy 1 item. $1/2 Coupon – Must buy 2 items, $1/3 Coupon – Must buy 3 items, etc. One Coupon per Customer/Family › This is rare but you will see this often on high value coupons. One Coupon per Transaction › You are only allowed one coupon for this item for each transaction. This is to try to limit how many you purchase in a transaction. So, just make a few transactions whether in one trip or multiple trips to get around this. Do Not Double › Language on a coupon that does not allow doubling. However, if the coupon starts with a 5 will double regardless (if the store allows doubles). If the coupon starts with a 9, it will not double. Other Coupon Language/Exclusions › Valid only in certain states, stores, etc.
Store Coupon Manufacturer’s Coupon
Cellfire Most cannot be Kroger eCoupons stacked with paper Meijer mPerks coupons Saving Star Limited to how many coupons you can Shortcuts use Upromise – Not take Convenience off your bill but “deposited” into your Upromise account
eCoupon Stores Activate Discount Can Stack with Other Coupons?Cellfire Kroger, Marsh Loyalty Register No CardKroger Kroger Loyalty Register NoeCoupons CardMeijer Meijer Cell Register Yes,mPerks Number manufacturer’s couponsSaving Star CVS, Marsh, Loyalty Deposited Yes, independent Kroger Card into Account of all other coupons.Shortcuts Kroger Loyalty Register No CardUpromise CVS, Kroger, Loyalty Deposited Yes, independent Marsh, Card into Account of all other O’Malias, coupons. and Peapod
eCoupons › Activate each month Link to Store Loyalty Cards › Earn money on selected purchases › More ways to save!
Filer Method File each week’s insert in an accordion file Only clip coupons when needed http://bargainbriana.com/couponizer
I now use the filer method and supplement with the Couponizer.
Use in conjunction with the filing method Great for “loose” coupons such as printable, home mailers, etc. Easy to transport Durable Fits in medium size purse
Binder Method File Box Other ?What works for YOU?
Know the coupon and policies of the stores you are shopping Keep copy of the official coupon policy with you while shopping Coupon Policies can change often so look for updates
Drug Stores such as CVS and Walgreens offer rich customer loyalty programs. Stack coupons with Register Rewards/Extra Bucks to maximize your coupon “Roll” Register Rewards and Extra Bucks to minimize your out of pocket costs Stack with Store coupons
CVS (BB Preferred) WalgreensSunday – Saturday Ad Sunday – Saturday Ad Extra Care Bucks with loyalty card Register Rewards Limits on ECBs Rewards Register Rewards are limited per Clip Free Coupons transaction Stacking Allowed Stacking Allowed Coupon Center Weekly Ad Coupons › Tip: Keep scanning card until it IVC = Instant Value Coupons tells you no more coupons! AARP Discount Card CRT = Customer Receipt Tape If you use 10 coupons at Coupons Walgreens, must have 10 items to Saving Star use all coupons. Use cheap filler CVS Beauty Club, Diaper Loyalty items to get to your number. CVS Advisor/Surveys for ECBs CVS Green Tag: $1 every 4th Visit!
Transaction #1 Transaction #2 › Buy (5) Honest Tea @ $1 › Buy (1) Refresh Tampons @ › Use (5) $1/1 Printable $6.79 Coupons from Recyclebank › Use $1/1 Printable Coupon › http://bargainbriana.com/recyclebank › Use $2 Extra Bucks from › Pay $0 out of pocket Transaction #1 › Spend $3.79 out of pocket › Earn $2 Extra Bucks to use on next purchase! › Earn $6.79 Extra Bucks to use on next purchase! Spent $3.79 for $11.79 worth of products! Use the FREE CVS Transaction Planner to plan your trips precisely: http://bargainbriana.com/cvs-transaction-planner
Transaction #1 Transaction #2 › Gold Emblem Candy › Pumpkin Masters Carving Corn, Autumn Mix, or Tools - $2.49 Pumpkins (8 oz) - $0.99 › Use $0.99 Extra Bucks from › Spend $0.99 out of pocket Transaction #1 › Spend $1.50 out of pocket Earn $0.99 Extra Bucks to use on next purchase! Earn $2.49 Extra Bucks to use on next purchase!Purchased together in one transaction would have cost you $3.48 out of pocket.Instead you saved the $1 by doing two separate transactions. (This is a VERY simpleexample.) Other times you will save much more by doing separate transactions)When doing multiple transaction, be aware of people around you. Mostcashiers are okay with 2 transactions at a time. If it is busy, you may want togo to your car and come back in or come back in on another day.
Kroger MeijerThurs – Weds Ad Sunday – Saturday Ad (Kokomo Loyalty Card area) Doubles up to $0.50 Thurs – Weds Ad (Indy) Limits two identical coupons No loyalty card required for doubling Doubles up to $0.50 Accepts Printable Limits two identical coupons › Accepts Free Product for doubling Printables Accepts Printables › Major Limitations on Product Stacking Allowed Printable Coupons Meijer Mealbox Coupons eCoupons: Kroger, Cellfire, (STORE COUPON) SavingStar mPerks (Store eCoupon) Fuel Rewards New Coupon Policy: http://bargainbriana.com/ne w-kroger-coupon-policy- central
Marsh Supermarkets Thurs – Weds Ad Fresh Idea Card for Savings & Doubling Doubles up to $0.50 Limits two identical coupons for doubling Accepts Printable Coupons › No Free Product Printable Coupons Accepted eCoupons: SavingStar & Upromise New Catalina Machines Triple Coupon Events (Check Marsh FB or Blog for updates)
Walmart TargetAds are sporadic Sunday – Saturday Ad Price Matching (limits) No doubling No Doubling (Some Test Stacking Allowed Markets) Accepts Printables Accepts Printable Coupons Target Printable Coupons Accepts Competitor Target Mobile Coupons Coupons Buy X, Get GC promotions Accepts Catalinas Official Target Coupon Walmart Coupon Policy: Policy: http://walmartstores.com/ http://bargainbriana.com/ download/4730.pdf updated-target-coupon- policy
To Begin: Focus on 1-2 Stores Save Inserts on Sunday Go to BargainBriana.com › Grocery lists for Aldi, CVS, Kmart, Kroger, Marsh, Meijer, Target, W algreens, Walmart, and more! Print List Clip & Print Coupons Go Shopping Save $$$$$
Select Your Items Click “Add to My Coupon List”Click Print Icon to Print List Disable Pop Up if needed
Do unto others Do no clear shelves Coupon Ethically Use coupons as intended Keep calm HAVE FUN!
Use Stockpile & Plan Your Meals Accordingly! 5dollardinners.com Onceamonthmom.com crockpot365.blogspot.com
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