According to the USDA, the average US family of four spends $771/month on a modest month. This means choosing store brand products and sticking to a list. More liberal spending plan, they are spending $994/month. If the family includes teenagers, the price goes up to $1,100 + How much do you spend? Do you even know?
Grocery Store is the one store we have to shop at. There is no magic number. Whatever works for YOUR family! For every hour clipping coupons, shopping, unpacking = $25/hour of savings. Buy the best quality products at the lowest prices! Save where you can, so you can spend where you want!
Too much time Remembering to use coupons Juggling coupons at grocery store No coupons for products I use Coupons aren’t worth the time Embarrassed to use coupons Private brands are less expensive without the work
Set a Monthly Budget for grocery Budget will be different for every family Doesn’t work, try a different amount The longer you coupon the less your budget due to stockpiling If you are saving money that you weren’t before, it IS working for you. Cash Envelope System
Don’t just use a coupon because you have one. Combine with a store sale, store coupon, rebates, or other promotions to maximize savings. Stockpile your most used items at the rock bottom price.
Shopper A: Buys a box of cereal at $4 a box each week for $24 total.Shopper B: Buys 6 boxes of cereal at the rock bottom price of $1.25 and pays only $7.50.Shopper B saved $16.50 by stocking up!
Why Stockpile? Have needed items on hand Will spend less buying it when at lowest price Less trips to grocery storeWhen to Stockpile? Sale cycles every 12 weeks Holiday/Seasonal Sales Spreadsheet/Grocery Price book
Items you use on regular basis Ingredients for recipes in your main rotation Item you will need in future Seasonal/Holiday Items Convenience items to have on hand for easy meals Cleaning Supplies/Toiletries/Paper Products Items you can donate
Couponing Terms & Abbreviations Where to Find Coupons Coupon Fine Print Types of Coupons Store Policies Organization
B1G1 = Buy 1, Get 1 MIR = Mail in Rebate ECB = Extra Care FAR = FREE after Bucks (CVS) Rebate SS = Smart Source CAT = Catalina Insert OOP = Out of Pocket RP = Red Plum Insert WYB = When You Buy GM = General Mills YMMV = Your IP = Internet Printable Mileage May Vary RR = Register Rewards Find a complete terms list: http://bargainbriana.com/15- days-of-couponing-day-2-the-language-of-couponers- translated/
Sunday Newspapers In/On Packages › Kokomo Tribune (less In Free Samples coupons but includes Blinkies/Tearpads Red Plum Inserts), Indianapolis Star In Store Brochures (Larger selection – No Doctor’s Offices Red Plum Inserts) Recycle Bins Internet Printables Fairs, Festivals, › Coupons.com Conventions › RedPlum.com Facebook › SmartSource.com Twitter Magazines Search for coupons in the Bargain Briana Coupon Database: http://bargainbriana.com/coupon-database/
SS = Smart Source P&G = P&G Insert
One Coupon per Purchase/per Item Purchase › If you buy one bottle of shampoo, you can use one manufacturer’s coupon for that bottle. If you have additional coupons, you have to buy another item to be able to use that coupon. You are not allowed to use two manufacturer’s coupon per item. One Coupon per Customer/Family › This is rare but you will see this often on high value coupons. One Coupon per Transaction › You are only allowed one coupon for this item for each transaction. This is to try to limit how many you purchase in a transaction. So, just make a few transactions whether in one trip or multiple trips to get around this. Do Not Double › Language on a coupon that does not allow doubling. However, if the coupon starts with a 5 will double regardless (if the store allows doubles). If the coupon starts with a 9, it will not double. Other Coupon Language/Exclusions › Valid only in certain states, stores, etc.
Store Coupon Manufacturer’s Coupon
Cellfire Most cannot be Kroger eCoupons stacked with paper Meijer mPerks coupons Limited to how many Saving Star coupons you can Shortcuts use Upromise – Not take Convenience off your bill but “deposited” into your Upromise account
eCoupons › Activate each month Link to Store Loyalty Cards › Earn money on selected purchases › More ways to save!
Filer Method File each week’s insert in an accordian file Only clip coupons when needed http://bargainbriana.com/couponizer
I now use the filer method and supplement with the Couponizer.
Use in conjunction with the filing method Great for “loose” coupons such as printables, home mailers, etc. Easy to transport Durable Fits in medium size purse
Know the coupon and policies of the stores you are shopping Keep copy of the official coupon policy with you while shopping Coupon Policies can change often so look for updates
Drug Stores such as CVS and Walgreens offer rich customer loyalty programs. Stack coupons with Register Rewards/Extra Bucks to maximize your coupon “Roll” Register Rewards and Extra Bucks to minimize your out of pocket costs Stack with Store coupons
CVS (BB Preferred) WalgreensSunday – Saturday Ad Sunday – Saturday Ad Extra Care Bucks with Register Rewards loyalty card Register Rewards are Limits on ECBs Rewards limited per transaction Clip Free Coupons Stacking Allowed Stacking Allowed Weekly Ad Coupons CRT = Customer IVC = Instant Value Receipt Tape Coupons Coupons Rebate Program Saving Star CVS Advisor/Surveys for ECBs
Transaction #1 Transaction #2 › Buy (5) Honest Tea @ $1 › Buy (1) Refresh Tampons @ › Use (5) $1/1 Printable $6.79 Coupons from Recylebank › Use $1/1 Printable Coupon http://bargainbriana.com/recyclebank › › Use $2 Extra Bucks from › Pay $0 out of pocket Transaction #1 › Spend $3.79 out of pocket › Earn $2 Extra Bucks to use on next purchase! › Earn $6.79 Extra Bucks to use on next purchase!
Kroger MeijerThurs – Weds Ad Sunday – Saturday Ad Loyalty Card (Kokomo area) Doubles up to $0.50 Thurs – Weds Ad (Indy) Limits two identical No loyalty card required coupons for doubling Doubles up to $0.50 Accepts Printable Limits two identical › No Free Printable coupons for doubling Product Coupons Accepts Printables eCoupons: Kroger, Stacking Allowed Cellfire, SavingStar Meijer Mealbox Coupons Fuel Rewards mPerks
Walmart TargetAds are sporadic Sunday – Saturday Ad Price Matching (limits) No doubling No Doubling Stacking Allowed Accepts Printables Accepts Printables Accepts Competitor Target Printable Coupons Coupons Accepts Catalinas Target Mobile Coupons Buy X, Get GC promotions
Do unto others Do no clear shelves Coupon Ethically Use coupons as intended Keep calm HAVE FUN!
Save Inserts on Sunday Go to BargainBriana.com › Grocery lists for Aldi, CVS, Kmart, Kroger, Marsh, Meijer, Target, Walgreens, Walmart, and more! Print List Clip & Print Coupons Go Shopping Save $$$$$
All You Magazine – 30 Issues for $25 › http://bargainbriana.com/all-you-magazine- deal/ Couponizer - $19.95 › http://bargainbriana.com/couponizer Grocery Class › http://bargainbriana.com/grocery-class/ Password: Cicero