How a financial planner helps save you money


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Adrian Spitters of Assante Wealth Management can help you with all of your financial needs. He is commited to helping Abbotsford and surrounding areas with their financial planning needs! He is located at 33386 S Fraser Way Abbotsford, BC V2S 2B5‎. Call him today (604) 855-6846!

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How a financial planner helps save you money

  1. 1. How a FinancialPlanner Helps Save You Money
  2. 2. IntroductionFor the average person, the world of finances isoften pretty confusing. Figuring out how to takeyour income and pay all of your monthly expensesis tricky enough, not to mention makinginvestments and planning for the future.That’s why so many people seek the help of afinancial planner. Having expert advice andguidance at your disposal will help you organizeyour finances and will even save you quite a lot ofmoney over the long term.
  3. 3. What Is a Financial Planner?Basically, a financial planner is a professional whospecializes in helping people with their finances. Afinancial planner can help you: Organize your financial life Create a financial portfolio Plan for the future Make worthwhile investments Evaluate risk Allocate assets
  4. 4. Offers a Variety of OptionsOne of the ways a financial planner can help yousave money is by offering a wide variety of optionsfor you to organize and plan your finances.By being thorough and guiding you through manydifferent possible routes to take, the financialsavings will add up over time.
  5. 5. Retirement Savings PlanOne key area that a financial planner will help youwith is your retirement. For many people,retirement seems so far away that they really can’tbe bothered to try and formulate any thoughtsabout it, let alone a detailed plan.When a financial planner gets to work on yourretirement savings plan, one of his main priorities isto find ways to save you money over the course ofthe plan. You might find your way there alone, buta financial planner will show you how to save morethan you could ever hope to manage alone.
  6. 6. Tax ReductionIt’s no secret that making investments and savingmoney will result in you paying more taxes. It’s alsono secret that most people would do just aboutanything to avoid paying them, as long as it’slegal.A financial planner has seen every situation beforeand knows which kinds of investments and savingsplans will reduce the taxes you have to pay.Reducing your taxes should definitely be part ofany financial planner’s overall vision.
  7. 7. Helps Set Realistic GoalsSometimes, when we take the initiative to plan ourown retirements or get our financial lives in order,we get a little over zealous. It may seem like agood plan at the time, but after awhile it becomesapparent that it’s way off balance on the realityscale.A financial planner helps you set realistic goals andcreate actionable steps to achieve them. Keepingeverything realistic for your situation will help youstick to the plan and save money over time.
  8. 8. DiversificationAlong with offering several different options foryour financial planning portfolio, choosing the rightblend of investments is another way a financialplanner saves you money.The art of choosing just the right mix of investmentsand asset allocation at just the right time is yetanother quality that makes a financial plannervaluable to you. Once a planner starts thediversification talk, you know that he’s seriousabout taking your plan to the next level.
  9. 9. How to Choose a Financial PlannerHiring a financial planner is a great way to get yourfinancial life organized and save you money, butyou can’t just hire anyone. Ask questions like: What type of education do you have? How much practical experience do you have? What are your fees? How are you compensated? Can I speak to current or former clients? What services do you provide?
  10. 10. Questions to AnswerIn order to save you money and plan your financiallife, a financial planner needs to ask his ownquestions. Be prepared to field questions like: What is your financial situation like? How much do you make? How much do you owe? What are your short and long term goals? Do you have any current investments? Do you have a current retirement plan? Do you have a will? Do you owe any outstanding taxes?
  11. 11. References debt/alison-griffiths/how-a-financial-planner- can-save-you-money Canada MSN Money managing-your-money/planning/financial- planning/Pages/what-to-expect-from-your- financial-planner.aspx#.UPBbAEazeDk