20 tips to cheaper car insurance
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20 tips to cheaper car insurance



20 Tips to cheaper car insurance-Car insurance premiums rise year after year,Although your car insurance premium largely depends on your Car, Age and discount there are a few steps you can take to ...

20 Tips to cheaper car insurance-Car insurance premiums rise year after year,Although your car insurance premium largely depends on your Car, Age and discount there are a few steps you can take to help stop the rise or even reduce your premium.



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  • 1. Searchfastvista.comQuote of the DayA man of personality can formulateideals, but only a man of character canachieve them.Herbert Read20 Tips to cheaper car insurance.Car insurance premiums rise year after year,Although your car insurance premiumlargely depends on your Car, Age and discount there are a few steps you can take tohelp stop the rise or even reduce your premium.1. Buy from the internet.Most companies offer a discount for online applications as this is automatedprocess and costs them a lot less to process your application, you can usuallysee discounts of 5%-10%.Click here to get a instant online insurance quote2. Shop around.All insurance companies use different formulas to calculate your insurancepremium by adding or detracting money after each question the ask you.Byshopping around you could find big savings on your insurance premium.► Car Quotes ► Cheaper Car ► Car Insurer ► InsuranceCar InsuranceGuidewww.candofinanc…Confused aboutCar Insurance?Read AboutDifferent OptionsToday.AARP Car RentalDiscountswww.Expedia-AA…Save up to 25% onCar Rentals! AARPMembers Only.Book Today.Car AudioSecretswww.decware.comWatch this before
  • 2. < HOMEPAGE3. Buy extra products.Most insurance companies also do other insurance products ie"Buildings andcontents insurance".Most insurance companies will give extra discounts forpurchasing more than one product,by doing this you could save a fair amount onall your insurance premiums.4. Pay your insurance premium in one go.By paying your insurance premium in full you can avoid paying costly interestcharges that would be added if you paid your insurance premium byinstalments.Some insurance companies may charge as much as 15% APR oninstalments.You may even receive a discount for paying in full.If you can notafford to pay in full check out what rate a small loan would be you may still savesome money.Fill out a online loan application5. Increase your voluntary excess.Your excess is the amount paid by you in the event of a claim,by increasing thisyour insurance company should reduce your premium.6. Lower your annual mileage.Lowering your annual mileage can reduce your premium,most insurancecompanies will quote you for around 12,000 miles a year.Try and work out howmany miles you will do if its likely to be less you may get a discount.Be honestabout this as your insurance company may ask to see old MOTS and servicehistory to verify your mileage in the event of a accident.7. Have a Alarm,Immobiliser or Tracker fitted.Theft of and from your vehicle play a major role in the calculation of yourinsurance premium.Having a alarm or immobiliser fitted will give you a smalldiscount to your premium and having a tracker fitted could make you quite asaving.8. Take the advanced driving test.Passing your advanced driving test will show your insurance company that youhave extra skill when driving and are less likely to be involved in a accident.you buy FreeVideo Tips &Tricks$39 AutoInsurance?AutoInsurance.Ins…Get Cheap RatesAs Low As $39/MoBy Comparing TopCompanies. GetQuotes
  • 3. 9. Dont inflate the value of your car.Adding extra value to your car when you apply for your insurance quote will donothing for you apart from increase you premium.In the event your car is stolenor written off you will only be paid the market value of your car at the time of youraccident.10.Look after your credit rating.Insurance companies are now looking at your credit score as part of thecalculation for your insurance premium.Maintaining a good credit rating couldavoid unnecessary additions to your premium.11. Insure your car Third Party Only.Third party only is the minimum cover you are required to have by law its alsothe cheapest.If your vehicle is of a low value then you could consider this type ofcover.You need to remember that with this type of cover if you was to have aaccident that any damage to your vehicle would not be covered for repair.12. Keep a clean licenceInsurance companies take driving convictions very seriously and candramatically increase your car insurance premium,by maintaining a cleanlicence proves to the insurance you are a safe and careful driver.13. Remove any unnecessary drivers.If you have a young driver on your insurance policy that no longer uses thevehicle you should remove them as this will reduce your premium.14. Young drivers add a older driver.Some insurance companies will reduce young drivers premiums if they have aolder named driver on the insurance.15. Build up your no-claims discountOne of the biggest factors affecting your car insurance premium is the number ofyears no-claims discount.You could receive up to 75% discount for around 5
  • 4. years of no claims.The more years you can stay claim free the safer driver yourinsurance company will see you as.16. Protect your no-claims discount.Although this will increase your insurance premium if you have a lot of years ofno-claims you may want to protect this as a small claim may increase yourpremium by up to 75%.17. Buy a lower insurance group car.A very important factor to your insurance premium is what car you drive.Mostinsurance companies adopt the Association Of British Insurance GroupRating.This rates vehicles from 1 - 20 generally speaking the higher the groupthe higher the premium.By buying a car with a lower group rating can lower yourpremium especially for young or inexperienced drivers.18. Join a car club.If your vehicle is a classic or specialist consider joining a club related to your carmost clubs offer insurance schemes which have very good premium rates.19. Put your spouse as a named driver.Some insurance companies offer discounts when you add a spouse as anamed driver as opposed to unmarried couples,they see marriage as a sign ofstability and associate stability with safe driving and there for give you adiscount.20. Take pass plus.If you are a new driver consider taking your pass plus.some insurancecompanies could give you as much as a 25% discount and when you have justpassed your test and have no no-claims this could make a considerable saving.About the AuthorArticle by www.thevirtualgarage.co.uk The free autotrader uk alternativeWritten by: Kev Higgins
  • 5. NAVIGATION15 Ways to Lower Your Car Insurance Quote18 Simple Ways To Save Money On Your Car2006 Chevrolet Corvette GM s Fastest and Most Powerful Car with Superior Aftermarket Parts atPartstrain2006 Mazda MX 5 Miata the Freewheeling Youth of the Sports Car World Matures3 Fast Tips on How To Sell Your Car for the Most3 Secret Tips Before You Buy A Used Car4 tips to save a bundle on your next new car purchase5 Steps to A Great Rental Car Experience5 Things to Know When Shopping for Car Rentals5 Things You Should Know Before Buying a Car Cover5 Tips On Making Your Car More Fuel Efficient7 Great Tips To Save Money on Car Parts and Maintenance7 Hassle Free ways to buying a new car7 Things to Know when Renting a CarA Car Buying Guide The Resale Value Of Your CarA Car Resale Value A Car Buying GuideA Guide to International Car ShippingA muscle car revolutionA Rookies Guide to Car RentalsA Simple Car Cleaning GuideAffordable Online Car Auctions
  • 6. An Introduction to Car TransportingAn Overview on how to install LED under car lightsAn Overview on How to install Neon LED Interior car lightsAn Overview on How to install Neon under car lightsAnyone Can Clean their Car but What About those Cloudy Yellow HeadlightsAre You Comfortable Driving Your CarAre You In The Market For a Car LoanAre You Ready to Take the Challenge of Modifying Your Mitsubishi CarAuctions and Car Transport Everything You Need To KnowAudi 6 Named As the World Car of the Year Offers World Class Parts at PartstrainAudi Car PartAuto Detailing Making Your Old Car New AgainAuto Parts Accessory Car Trucks SUVAuto Parts Deal Offers Solution to Your Common Car ProblemsAuto Parts Inner Offers Preventive Car Maintenance Tips and Quality Replacement Parts for FordBMW Toyota Honda Chevrolet and MoreAuto Parts Online Offers Great New Interior and Exterior Auto Parts Performance Parts and CarAccessories and More Exciting DealsBad Credit Car Loans Are PossibleBasic Wheel Concepts Guide in buying Replacement Car WheelsBecome a Test Driver for Car Magazines a Dream Job for Car EnthusiastsBefore you rent a carBest Negotiating Tips When Buying An Used CarBest Time To Buy A CarBought a New car but can t seem to shift the Old One Try our 8 point checklistBras For Your CarBread Milk Car Insurance
  • 7. Budget Performance Car Value Honda CRXBuyers Guide for Aftermarket Replacement Car SeatsBuying a car lease it first buy it later and save moneyBuying A Fuel Efficient CarBuying A New CarBuying a new car This article will save you time money by getting dealer s invoice infomationnegotiating the best deal of any new carBuying a New Car Use Feng Shui to Select Your Success ColorBuying a New Car Why Not Modify Your Old OneBuying A Used Car The Wise WayBUYING A USED OR SECOND HAND CAR IN UKBuying versus Leasing A CarCan you really get a free carCan You Write off Your Car as a Tax Deduction MaybeCar Accident Checklist Are You PreparedCar Accident Insurance Claim Regarding Impacts And InjuriesCar Accident Lawyer Legal AdviceCar and Truck AlternatorsCar Art in Many FormsCar Buying ScamsCar Color TriviaCar Dealer Reviews One of the most important pieces of information you needCar Detailing Manuals Tips and Tricks that SaveCar Diagnosis Made SimpleCar Ground Effects Should You Install YourselfCar Insurance Discounts
  • 8. Car Insurance No Claims Bonus ExplainedCar Insurance online quoteCar Insurance Online Quotes No FussCar Insurance Rates Can You Lower ThemCar Leasing for BeginnersCar marketingCar Radiator Replacement SolutionsCar Rental SafetyCar Rentals for young peopleCar Repair 101Car Video Monitors There Not Just For Your Kids AnymoreCaring For Your Car s Brakes and RotorsCheap Car Insurance 7 Tips To Reduce Your Car Insurance CostsChemically Improving Your Gas Mileage in Your CarChevrolet Camaro The Definitive Muscle CarChild taken while sitting in Repossessed carChoosing a Car StereoChoosing A Safe And Reliable Car Transport ServiceChoosing the right carClean Car for Good Gas MileageComing to a Car Dealer Near YouCommon myths about car insurance debunkedConsider Fuel Efficiency When Buying a CarCoolest Technology for Your Car A Geek GuideCooling System How It Affects Your Mazda Car s PerformanceCorvette 1984 96 C4 is One of Today s Best Performance Car Values
  • 9. Custom Car Covers For That Perfect FitCustomizing your Car Pinstriping BasicsDiscount Car Insurance Brokers Get Amazing ComparisonsDo You Make These Car Rental MistakesDo You Want to Increase Your Car s Resale Value Here s HowDriving To Savings Car Tips To Save You MoneyeBay Motors Buy or Sell a Car on eBayEffective Online Car Sales on Ebay MotorsEnjoy the Luxury of Mercedes Benz Car PartsENORMOUS CAR RENT WORLDWIDEExcellent Jetta Car Parts for the Impressive VW Jetta available at Parts trainExotic Car RentalsExtend The Life Of Your New Or Used CarExtra Extra Car Covers Save CarFactors That Affect Your Car Insurance PremiumFavorite Car Song and WhyFinancing Your Car What You Should KnowFinancing Your New Or Used CarFinding a Great Car AccessoryFinding and installing car partsFinding The Right Shop To Work On Your CarFinding Your Dream CarFirst Aid for Felines How to Keep Your Car Safe from HarmFive Ways to Judge Your Car Stereo SpeakersFlashy Car Rims Is It Just A Guy ThingFord GT Track Time In a True American Super Car
  • 10. Fraudsters Target Online Car SalesFuel Tips For Your CarFundamentals for selling your own carGet Your Car Ready for WinterGetting A Great Deal On A New CarGetting That Car Loan Simple Interest Is The BestGetting The Best Price For Your Used CarGetting Your Car Ready For Summer DrivingGive Your Auto TLC It s Fall Car Care MonthGreen Air Filters For Your CarHelpful Car Buying TipsHelping Your Car Run The Extra MileHigh Performing Auto Parts for the World s Best Selling Sports Car the Mazda Miata 2006How a Former Car Salesman from New York Is Becoming An Internet IconHow a Healthy Exhaust System Affects Your Car s PerformanceHow Car Rental Agencies Can Make Your Trip That Much EasierHow Do You Find the Best Car Seat to Protect Your ChildHow Much Car Insurance Should You BuyHow to buy a good truck or car found at the Internet siteHow to Buy a New CarHow to Buy a Used CarHow to buy a used Car at 90 savings off the book valueHow to buy and export a used car from JapanHow to Buy the Right Seat Cover for Your CarHow to Change Your Car s Motor OilHow To Choose A Body Shop To Repair Your Car
  • 11. How to Choose a Car Transport CompanyHow to Choose a Good Car Tint ShopHow to Choose the Right Bike Rack for Your CarHow To Finance Your Dream CarHow To Get A Free CarHow to Get the Best Fuel Mileage of Your Car And Save Gas MoneyHow to Install Neon LED Interior Car LightsHow to jump start a dead car batteryHow To Keep Your Car Gleaming New AlwaysHow To Make A Successful Car Accident ClaimHow to Make Money Online Driving your CarHow to make your Neon Car Lights look the PartHow To Never Make Another Car PaymentHow to prevent your car from being stolenHow To Purchase A Used CarHow to Rent a Car Without the HeadachesHow To Repair Your Car s Power WindowsHow To Save Money On A New CarHow To Save Money On Car LoansHow To Save up to 97 On Your Next Used CarHow to Summer ize your CarHow To Switch Car Insurance CompaniesHow to Transport Your Classic CarImprove Gas Mileage Without Damaging Your CarIn the Nick of Time Your Car s Serpentine BeltInexpensively Protect Your Automotive Investment with a Car Cover
  • 12. Is There Such A Creature As Cheap Car Insurance For Woman DriversIs Your Car a LemonIs Your Car Finish Being Eaten AwayJaguar E Type Favorite Feline of the Sports Car WorldJeep Performance Enhancers at Parts Train for the Jeep Gladiator Concept Car 2005Ladies What You Should Know Before Buying A CarLaunch of UKAutoSearch com a Brand New UK Second Hand Car Exchange WebsiteLearn how to choose the right fuel treatments for your carLemon Laws Don t Protect Used Car BuyersLincoln New Car ReviewsLower Car Insurance Price 5 Considerations To Computing Your Car Insurance PremiumsMaintaining Your Car Will Make It Last LongerMaintaining Your Tires Keeps Your Car HealthyMechanic reveals ways to make your car last longerMercury Muscle Car Wins in the EndMom Can I Have The Car KeysMoney Saving Car TipsMost Trusted Ford Parts Dealer Features the Best OEM Quality Ford Car PartsMotorcycle shipping vs Car shippingMultilingual Interactive Car Manual in Mercedes Benz and Quality Mercedes Benz Parts at PartstrainMy Car Was Stolen Misery 10 Prevention TipsMy Credit Affects My Car Insurance RateMy First Car A 1962 Chevy Belair The Black BeautyNeed A Car Insurance Comparison Don t Have TimeNeed A Cheap CarNegotiating Tips for New Car Buyers
  • 13. Negotiating Tips When You Buy A CarNegotiating to Buy a New Car the Easy WayNeon Car Lights What the kits include and what to look out for when PurchasingNeon Car lights What they are and How they can Set your Ride apart from the RestNew Car Pricing Looking into the Crystal BallNew Car Registrations and Car InsuranceNew Jersey Car Insurance What Do You Need To Know About ItNewCar101 com Car Review 2005 Acura MDXNewCar101 com Car Review 2005 Acura NSXNine Secrets To Maintaining Your CarObtain a Car Loan No Longer Than NecessaryOil The Life Of Your CarOil The Lifeblood Of Your CarOnline car insurancePay as You Drive Car Insurance a Win Win PropositionPerformance Car Brakes and RotorsPlanning A Car Audio System InstallationPlanning a car rentalPoliticians Are Like Car Sales PeoplePorsche Car Covers For Top ProtectionPossible car rentals in BournemouthPreventative Car Maintenance and Fuel Filter Replacement TipsProtect for your Car s Floor with Toyota Floor MatsProtect Your Car From Road SaltPssst Wanna not Buy a Stolen CarQuality Safety Auto Parts for Mazda Worthy Car Investments
  • 14. Questions to ask a potential car warranty providerQuick and simple instructions on using a car battery chargerRecognizing The Warning Signs Of A Sick CarRenting a Car How to Survive FinanciallyResearch Haulers before you choose a transport company to ship your Car Boat Horse Furniture etcResearching a Car That is Right For YouResearching A Car Thats Right For YouResearching used car prices on the InternetResearching Your New Car Before You Buy itRestyling and Upgrading Your Car Made Easy at Auto Parts CornerSave Thousands at Auto Auctions Without Marrying a Car DealerSave Thousands on Any New Car by Using the InternetSeven Steps to Filing Your Car Insurance ClaimShopping For A Car Don t Get Taken For A RideShould I Buy a Car at A Car AuctionShould I Buy Rental Car InsuranceShould you keep your old car or buy a new oneShould You Transport Your Car By TrainSimple Car Maintenance TipsSites To Help You In Car Buying OnlineSon Can I Use The Car TonightStart Conversations as Easily as You Start a CarStop Wasting Money When You Fill Your Car Up With Gas Part 1Storing your Car Tips to Minimize DamageSummertime Car CareSuperchargers and your car
  • 15. Taking Care of Your Car s BatteryTest Driver Jobs Could You Become a Test Driver For a Car MagazineTest Driving A New CarTest Driving A Used CarTest Driving Your CarThe Art deco car of the year isThe Car Insurance Rate Calculation ExplainedThe Cheap Car Sources That Your Used Car Dealer Doesn t Want You To Know AboutThe Death of the GM Muscle CarThe Essential Guide To Hiring A Car In SpainThe Gift of a Great Looking Car Available for the First Time EverThe Guide To Better Car Buying DealsThe Hidden Costs Of Car LeasesThe Importance of a Healthy Car Exhaust SystemThe Latest Mercedes Car TechnologyThe Magnificent Seven Quick Tips for Cheaper Car InsuranceThe Makings of a Safe CarThe New Mercedes Bens E320 CDI Now the World s Most Successful Luxury Car Line Maintained bySuperior Performance Benz Performance PartsThe right way to buy a carThe Sales Traps That Every Car Dealer Uses To Suck Money Right Out Of Your WalletThe Secret To Getting The Best Car Lease DealThe smart girls guide to buying a carThe Suspension System On A Car ExplainedThe Three Basic Methods Of Car PinstripingThe Top 3 Ways to Look For A Classic Car OnlineThings To Know Before You Buy A Car
  • 16. Things to look for when buying a car stereo head unitThings to look for when buying car stereo speakersThings You Should Know In Buying A Car OnlineTips for maintaining your car batteryTips In Buying The Ultimate Car At Low CostTips On Car LeasingTips On How To Save When Buying Car InsuranceTips On Selecting Your Custom Car CoverTips To Avoid Car Insurance Premium Increases Becoming Assigned RiskTips to Buying a CarTips To Get Your Car Through A Cold WinterTireless Servant Protects Your Car While You SleepTop 10 Tips You Must Know When Buying a CarTop 2 Ways To Learn About Car AuctionsTop 5 Factors Determining Your Car Insurance RateTop 7 Reasons To Sell Your Car Online FREETop 9 Used Car Salesmen Tricks and How to Avoid ThemTough Powerful and Reliable Volvo Parts To Match Volvo Car s Excellent PerformanTough Powerful and Reliable Volvo Parts To Match Volvo Car s Excellent PerformanceToyota Reveals New Pod Concept Car with exceptional Toyota PartsTransporting Your Exotic CarTypes of Car Transport ServicesUnderstanding How Your Credit History May Affect Your Car Insurance CoverageUsed Car Buyers Beware Of Flood DamagesUsed Car Buying TipsUseful Tips On Buying A New Or Used Car
  • 17. Volkswagen R32 Most Powerful and Drivers Most Wanted Car Will Stand Out More with VWAftermarket Parts from PartstrainVolvo 3cc Concept Car and Parts train Volvo Parts A tandem that speaks of quality and excellenceVolvo Electric Powered Concept Sports Car and Volvo Replacement PartsWeather and Car Cover FundamentalsWhat are car rental discount codesWhat are dollar rent a car couponsWhat Car Donations DoWhat Is Your Car Trying To Tell YouWhat Kind Of Car Lover Are YouWhat To Do With Your Old CarWhat To Look Out For When Test Driving A CarWhat You Need To Know To Keep Your Dog Safe In Your CarWhat You Need to Know When Shopping for a Car CoverWhat You Should Never Do When You Buy A CarWhat You Should Not Do When Buying A New CarWhat Your Car Audio Can Teach You About MarketingWhen Your Car Doesn t Feel RightWhich Car Should You Own To Keep Your Insurance Rates Most AffordableWhy Buy A Hybrid CarWhy does a car engine overheatWhy you can t do without a car audio capacitorWhy you can t do without a car audio crossoverWinter Car CareWinter Car Care TipsWinter Car Tips
  • 18. Winterize your Classic CarWorld Class Honda Car Parts Sold By PartstrainYou Can Protect Your Car From Mother NatureYoung Driver Car InsuranceYour Everybody s Car Battery Is DyingYour Quick And Easy Guide To Car MaintenanceZaroot Concept Car Futuristic Sporty Styling at its best coupled with excellent Nissan Auto Parts fromParts Train© 2013 fastvista.com - All Rights Reserved