Hard Money Loans
A Borrower turns to Hard Money Commercial Loans when conventional sources are not
available. When capital may not be found elsewhere, Hard Money may be a refuge, a
safe haven.
One’s inaccessibility to capital may be timing, when Money is needed in a more timely
fashion than the banks will provide it; it could be a personal or general credit crises;
it may be a result of a difficult situation which has just arisen. For whatever reason
you or your business, need money fast. Welcome to hard money.
Hard Money is an option. An important option and sometimes a smart option, if by
utilizing hard money one may protect one’s property and/or long-term business
interests.
There are Three Important Components in underwriting hard money loans:
1. Loan To Value
The LTV will always be lower than on a conventional loan. The lender seeks to
lessen risk by holding back more equity.
2. Debt Service
For an investment property the net income must be sufficient to cover the
proposed loan.
3. Exit Strategy
How does the lender get out of this loan. What is your business plan for paying
back the loan? Specifically, the lender wants to know one’s repaying the loan in
full.
Apply Now or Call (858) 452-2845
Capital Line is an independently licensed, Commercial Mortgage Broker, originating
small, medium, large balanced loans through select banks and institutional investors
nationwide.
Capital Line provides a diverse online innovative commercial financing and refinancing
platform backed by a staff of seasoned, experienced professionals, enabling Capital
Line to provide a one-stop solution for loans on all commercial property types.
Capital Line provides a diverse online innovative commercial lending platform backed
by a staff of seasoned, experienced professionals, enabling Capital Line to provide a
one-stop solution for loans on all commercial property types.

The innovative Bridge Loan program is available throughout the United States:
Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado
(CO), Connecticut (CT), Delaware (DE), District of Columbia (Washington DC), Florida
(FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas
(KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA),
Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT),
Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico
(NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma
(OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South
Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA),
Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)
Contact Us Today:
Capital Line Commercial Financing
(858) 452-2845 www.CapitalLineCommercialFinancing.com