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Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
Success in crises   promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
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Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto

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  • 1. Success in the midst of CrisesMindanao Business Conference Ardy Roberto Co-Founder, Salt & Light Ventures, Inc Inspire Leadership Consultancy, Inc. Entrep10 Awardee, Microsoft Most Inspiring Entrepreneur Co-Columnist, Philippine Daily Inquirer’s MarketingRxAuthor, S4, Heart of Healing, Buhay na Hindi Bitin, Pera na Hindi Bitin The image cannot be displayed. Your computer may not have enough memory to open the image, or the image may have been corrupted. www.saltandlight.ph Restart your computer, and then open the file again. If the red x still appears, you may have to delete the image and then insert it again.
  • 2. Diagnostic Test:Stare for a few seconds at each of the following patterns.   Are the patterns moving?   Or are they perfectly still??
  • 3. The patterns are used to test the level of stressa person can handle.None of these images are animated - they areperfectly still.  The slower the pictures move, the better yourability of handling stress.   Senior citizens and kids see them standing still.Alleged criminals that were tested see themspinning around madly. How did you do with the test??
  • 4. Are you stressed outbecause of a “crisis?”
  • 5. Some examples...
  • 6. Some examples...
  • 7. General Motors
  • 8. Chrysler Corporation
  • 9. AIG (American International Group)
  • 10. Legacy Group
  • 11. Goodyear – Financial Crisis pinch
  • 12. Adolf Merckle Commits Suicide
  • 13. Bird Flu, SARS, Swine Flu, etc
  • 14. Greece, Japan, CJ Leadership/Integrity, Mindanao Power Crises,etc
  • 15. Insect Inter (Thailand)
  • 16. We are ALWAYS in CRISIS mode
  • 17. 1972 Martial Law
  • 18. INFLATION RATE: 65% ______1983 Ninoy Assassination
  • 19. 1987-1990 Coup de Etatsduring Aquino Administration
  • 20. 1992-1993 PhilippinePolitical and Energy Crisis
  • 21. 1997 Asian Financial Crisis
  • 22. 9/11
  • 23. EDSA Dos35
  • 24. 36
  • 25. 37
  • 26. 38
  • 27. 39
  • 28. Identity Crisis
  • 29. Greece, Japan, CJ Leadership/Integrity, Mindanao Power Crises,etc
  • 30. think and dwell on“If youcrises, it will cause mentaland spiritual paralysis!”– Ardy Roberto
  • 31. To survive and thrive in a crisis: THINK WELL
  • 32. Your MIND = your best friend or your worst enemy “You become what you think about most of the time” – Earl Nightingale, The Strangest Secret
  • 33. This is a BRAIN CELL. Brain CellIt is the basic buildingblock of your brain. Youhave1,000,000,000,000a million million cells inyour brain. We use just 2%!If a neuron dies, the surrounding neurons will take over some of theactivity from the disabled one. You can actually grow new dendrites if you continue to intellectually stimulate yourself throughreading, doing puzzles, and playing games like chess.By creating moredendrites and more connections, you create more chances forthought generation. So every time you have a new thought, you literallychange your brain at a chemical, electrical, and physical level. MOST IMPORTANT…… a thought is real!
  • 34. THE STORY OF NICK – Family man. But a worrier and pessimist. A railroad worker who always expected worse to happen... And then one day while working at the railroadswww.saltandlight.ph
  • 35. Nick got accidentally locked!Since he was in arefrigererator car,Nick assumed thatthe temperatureinside was a freezing0°C.He started shiveringand thought tohimself, “Ill freeze todeath if I don’t getout of here.” www.saltandlight.ph
  • 36. Nick wrote a message to his wife and family on a cardboard box: “So cold,” “…bodys getting numb. If I could just go to sleep. These may be my last words.” www.saltandlight.ph
  • 37. The strange thing was the boxcar’s refrigeration unit was broken and the temperature inside was just around 16°C — far from freezing.But the autopsy on Nick’s body showed that he had frozen to death! www.saltandlight.ph
  • 38. Nick’s thoughts froze himself to death. www.saltandlight.ph
  • 39. “Let me assert my firm beliefthat the only thing we have to fear is fear itself.” Franklin Roosevelt, US President (speech during Great Depression of 1933)
  • 40. F alseE ducationA ppearingR eal
  • 41. “As a man thinketh in his heart, so is he.” – Proverbs 23:7 King Solomon
  • 42. What are the thoughts in your mind?What do you think about most of the time? Are you hopeful? Or are you worried?
  • 43. Study on Worry: “What People Worry About”40% are worrying about thingsthat never happen anyway.30% are worrying about past,unchangeable decisions.12% are worrying about illnesses that never happen.10% are worrying about adult children and friends (who are able to take care of themselves).Only 8% are worrying about real problems.92% ng lahat ng pinoproblema ng maga tao are about things that are not within our control!
  • 44. Paul to the Philippians (gamot sa worry)“Don’t worry about anything;instead, pray about everything. TellGod what you need, and thank him forall he has done. If you do this, youwill experience God’s peace, whichis far more wonderful than the humanmind can understand. His peace willguard your hearts and minds as youlive in Christ Jesus.” Philippians 4:6-7 (New Living Translation
  • 45. Placebo Case StudyPlacebo heart surgeries anyone? www.saltandlight.ph
  • 46. Businessweek, reporting on the economics of the billion-dollar heart surgery industry, reported that those who had thought they had undergone laser heart surgery to improve their blood received the same flow benefits as those who went through actual heart surgery. I.e. “Hindi na barado!” www.saltandlight.ph
  • 47. The Pygmalion effect Self-fulfilling prophecy Examples:Children – “baka madapa ka!” “bobo!” “Friends” – “baka malugi ka!” Country – “Wala nang pagasa”
  • 48. Pygmalion effect in business...performance will improve if yoursupervisors communicate positivethoughts about people to people. Ifthe supervisor actually believes thatevery employee has the ability tomake a positive contribution at work,the telegraphing of that message,either consciously or unconsciously,will positively affect employeeperformance.
  • 49. What are the thoughts in your mind?What do you think about most of the time? Are you hopeful? Or do you worry?
  • 50. Fact:Crisis is the new reality. The onlything constant is change. Changehappens through crises. People moveout of their comfort zones andchange things because of a crises.
  • 51. How to survive and thrive in crises: Innovate “get out of your comfort zone”
  • 52. Insect Inter (Thailand) "I have absolutely no doubt that our crispy, crunchy crickets will replace popcorn as a favourite snack in cinemas“ - Mr Satapol Polprapas, InsectInter Founder, 29 yrs old (started with just P160 investment)
  • 53. Insect Inter (Thailand)#1 in Insect-fast food category
  • 54. Insect Inter (Thailand) Ø 60+ outlets Ø Over 15M Baht in sales @ year Ø 100 new franchisees
  • 55. Slogan:“Never mind the look, it tastes great“founder – Satapol Polprapas
  • 56. * Annual World Wife Carrying Contest (Sonkajarvi, Finland)
  • 57. * Annual World Wife Carrying Contest (Sonkajarvi, Finland) Grand Prize:Beer (equivalent to your weight) + “Fun”
  • 58. * Annual World Wife Carrying Contest (Sonkajarvi, Finland) Result of innovation: local economy turned around. Contest generates over US$250 inestimated economic benefits to the small town of Sonkajarvi. Very happy customers with a transformational experience (vs transactional)
  • 59. MINDSET #1: M – B – A : M – Mangarap {Dream!} Edwin Pages story: from beerhouse business to Online real estate magnate
  • 60. - Edwin Pages
  • 61. Honesty Coffee Shop
  • 62. Self-service
  • 63. Honesty Coffee Shop
  • 64. Walang pang suweldo para sa guard? Walang problema!
  • 65. Walang pang suweldo para sa guard? Walang problema!
  • 66. Problem turned into opportunity: Honesty Coffee Shop – Batanes
  • 67. Myshelte
  • 68. A world full of junkWe don’t want a polluted Earth
  • 69. Seeing Possibilities
  • 70. Solar Bottle Light Natural daylight for the community
  • 71. What is the common source of light? Bulbs •  Consume energy •  Cost of electricity
  • 72. Made from readily available & recyclable materials…
  • 73. 2L PET soda bottlesencased in GI corrugated sheets
  • 74. Easy to assemble…
  • 75. Provides a good source of lightequivalent to 55 watts
  • 76. Before and After
  • 77. “There is always a solution to a problem if you are open-minded, creative and persistent.”
  • 78. Adventures/crises develop your AQ Adversity Quotient.Gives you stories to share
  • 79. An AQ Story / Adventure Early 90s - 2X Swindled… Mid 90s - Bankrupt…2000 - Almost lost wife to lupus (almost widower) ; went bankrupt again AQ Developed: 2001 > Started 4 different businessesRecognized as 1 of EntrepTop10 in ’06* Enjoying new adventures…
  • 80. “Most Successful...”
  • 81. ...failure!”{Everything that we could do wrong, we did wrong...}
  • 82. sobrang lugi!nabaon ako sa utangsold the business
  • 83. bible studyapplied God’s wordmiracles of faithful stewardship-  zero debt within 1 yr-  married within means-  honeymoon in Europe
  • 84. “God has a purpose behind every problem. …He uses circumstances to develop our character.” - Rick Warren,The Purpose Driven Life
  • 85. AQ: Adversity Quotient
  • 86. Raising Funds by Producing, Organizing and 12
  • 87. “Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul bestrengthened, ambition inspired, and success achieved.” - Helen Keller
  • 88. Salt & Light Ventures
  • 89. “Consider it pure joy…whenever you face trials of many kinds, because you know that the testing of your faith develops perseverance.” James 1:2,3
  • 90. October 2000127 “Miracle” Healing: But serious kidney damage Chemotherapy? Dialysis? None. MyHeartofHealing.com (c) Ardy Roberto 2008 - buy the Heart of Healing at OMF.com
  • 91. Raising Funds by Producing, Organizing and 12
  • 92. a series“We are all faced withof great opportunitiesdisguised as impossiblesituations.”– Chuck Swindoll
  • 93. 4
  • 94. 3
  • 95. Fearless : Anthony Robles – Champion NCAA Wrestler
  • 96. Fearless : Jessica Cox – First Filipina pilot
  • 97. Fearless : Jessica Cox – First FilAm licensed pilot w/o ...
  • 98. “In golf, as in life, if youreally, really wantsomething… Nothing shouldhold you back. So stopblaming others if your gameis lousy. Blame yourself,and fix it.”– Paolo Olives
  • 99. Think on these things… Finally, brethren, whatsoever things are true, whatsoever things are honest, whatsoever things are just, whatsoever things are pure, whatsoever things arelovely, whatsoever things are of good report; if there be any virtue, and if there be anypraise, think on these things. – Phil 4:8
  • 100. SO THINK WELL! Remember: “You become what you think about most of the time.”
  • 101. FREE! Text your name, organization,feedback, and email address to: +0920-9519618Get FREE copy of this presentation. 7 who text also get WIN books
  • 102. Insect Inter (Thailand)
  • 103. Insect Inter (Thailand)
  • 104. Insect Inter (Thailand)
  • 105. Insect Inter (Thailand)
  • 106. Diagnostic Test:Stare for a few seconds at each of the following patterns.   Are the patterns moving?   Or are they perfectly still??
  • 107. www.saltandlight.ph
  • 108. Different andconflicting advice canbe confusing andstressful.
  • 109. “Do not let this Book ofthe Law depart fromyour mouth; meditate onit day and night, so thatyou may be careful to doeverything written in it.Then you will beprosperous andsuccessful.”- Joshua 1:8
  • 110. The Bible has500 verses on prayer;500 verses on faith; but over2,300 verses on moneyand possessions.
  • 111. Insect Inter (Thailand)
  • 112. Based on Research, experience and scripture truth Ardy Roberto Author, Pera na Hindi Bitinwww.saltandlight.ph
  • 113. 7 Money Management Strategies ingood and bad times...
  • 114. strategy 1Save
  • 115. Start a Joseph Fundbefore a crisis starts
  • 116. The Joseph Fund (Genesis 41)“It is just as I said to Pharaoh: God has shown Pharaohwhat he is about to do. 29Seven years of greatabundance are coming throughout the land of Egypt,30but seven years of famine will follow them. Then allthe abundance in Egypt will be forgotten, and the faminewill ravage the land. 31The abundance in the land willnot be remembered, because the famine that follows itwill be so severe. 32The reason the dream was given toPharaoh in two forms is that the matter has been firmlydecided by God, and God will do it soon."
  • 117. The Joseph Fund (Genesis 41)33“And now let Pharaoh look for a discerning and wiseman and put him in charge of the land of Egypt. 34LetPharaoh appoint commissioners over the land to take afifth of the harvest of Egypt during the seven years ofabundance. 35They should collect all the food of thesegood years that are coming and store up the grain underthe authority of Pharaoh, to be kept in the cities for food.
  • 118. The Joseph Fund (Genesis 41)36This food should be held in reserve for the country, tobe used during the seven years of famine that will comeupon Egypt, so that the country may not be ruined by thefamine.”37The plan seemed good to Pharaoh and to all hisofficials. 38So Pharaoh asked them, “Can we findanyone like this man, one in whom is the spirit of Godb?”
  • 119. 20 – 20 Strategy:Save 20% of your income,20 years before you wantto retire
  • 120. example: If you earn P7,500 a month,save P750 every month byautomatic transfer or deposited to yourspecial savings account na nagbibigay ng atleast 7.5% interest per annum (or per year).P750@ mo3 yrs = P30,0005 yrs = P54,00010 yrs = P132,00020 yrs = P400,00030 yrs = P1,000,000!
  • 121. Savings of Savings of P1,000 a month P2,000 a month for 20 years for 20 years = P467,661 = P935,323 Savings ofSavings of P10,000 aP4,000 a month month for 20for 20 years years= P1,864,025 = P4,676,613*6% p.a. compounded *6% p.a. compoundedmonthly monthly
  • 122. Fact:90% of Filipinos are “broke or will diebroke”- Bank of the Philippine Islands (BPI) study
  • 123. strategy 2give
  • 124. The Malachi 3:10-11 Insurance Policy“10 Bring the whole tithe into the storehouse,that there may be food in my house. Test mein this,” says the LORD Almighty, “and see if Iwill not throw open the floodgates of heavenand pour out so much blessing that there willnot be room enough to store it. 11 I will preventpests from devouring your crops, and thevines in your fields will not drop their fruitbefore it is ripe,” says the LORD Almighty.”
  • 125. "Remember this:Whoever sows sparingly, will also reapsparingly,andwhoever sows generously will alsoreap generously.”2 Corinthians 9:6 NIV
  • 126. “Give generously to him anddo so without a grudgingheart; then because of thisthe LORD your God will blessyou in all your work and ineverything you put your handto.”– Deuteronomy 15:10
  • 127. Start up: Salt & Light Ventures 2000 How do I grow this business?
  • 128. 10 years after the “most successful failure” concert business in CDO…a seminar with 14,000 people!
  • 129. PICC: 4,000 peopleTotal for 2 days: 18,000 people
  • 130. “When profit isunshared, it’s less likelyto grow greater.”Malcolm Forbes
  • 131. strategy 3get out of debt andstop borrowing
  • 132. The Romans 13:8 Debt Payment Plan“Let no debt remain outstanding, exceptthe continuing debt to love one another,for he who loves his fellowman hasfulfilled the law”Pay off ALL your debts; love one another.
  • 133. Mahirap ang mabaon sa utang.Sabi ni King Solomon:“The rich rules over the poor, and theborrower becomes the lender’slave” (Proverbs 22:7, NASB)
  • 134. Why people get into debt
  • 135. I – Impulsive buying / indulgenceP – Poor planning (no planning)I – IgnoranceS - Shopping sprees / short termview of savings
  • 136. Pray before you pay.
  • 137. strategy 4Live Simply“Mabuhay ngsimple!”
  • 138. The 1 Timothy 6:6-7 True WealthFormula"Yet true godliness with contentment isitself great wealth.7After all, we brought nothing with us whenwe came into the world, and we can’t takeanything with us when we leave it.”Paul to Timothy1 Timothy 6:6-7, NLT
  • 139. US$89 billion dollar man
  • 140. ‎"The happiest people donthave the best of everything;they just make the best of everything they have."~ Dr Aggie Sarthou, PhD at the last Happy at Work conferenc
  • 141. FRUGAL:IKEA billionaire owner rides bus, flies economy class
  • 142. “Being frugal* is the cornerstone ofwealth building.”- The Millionaire Next Door
  • 143. champion boxer – earned $300M career (P13.5B)employed 200 (drivers, bodyguards, chefs, gardeners, etc)$4.5M on cars and motorcycles$3.4M on clothes and jewelry$7.8M personal expenses$140,000 tigers + $125,000 trainer$2M bathtub as gift to wife$410,000 birthday party$230,000 cellphones2005Utang/Debt = $38M
  • 144. champion boxer – champion gastador2005Utang/Debt = $38M
  • 145. ‎“We are not made happy by what weacquire, but by what we appreciate.” - Francis Kong
  • 146. Making the best ofeverything you have;appreciate what you have already: contentment
  • 147. strategy 5Magsipag,Mag-negosyo
  • 148. The Proverbs 10:4 Get RichSlow Scheme“Lazy people are soon poor;hard workers get rich.” King Solomon -Proverbs 10:4, NLT
  • 149. “All hard work brings aprofit,but mere talk leads only topoverty”King Solomon- Proverbs 14:23
  • 150. Work HARD vs EASY Money mentality
  • 151. P80M Lotto Winner,Naputulan ng Kuryente."Last Sunday’s debut telecast (TrueStories on QTV featured) the story ofa man who won over P80 millionplaying the lotto sweeps—andeventually lost most of it. In fact, hisfortunes have fallen so low that theelectricity in his “mansion” has beencut off, and his kitchen shelves arebare. (Inquirer.net, 1/29/10.
  • 152. Florida Lotto winner wishedhe had never won.Family members say AbrahamShakespeare, a truck drivers assistant,was constantly hounded for a piece ofhis $30 million lotto winnings.Shakespeares brother told TheAssociated Press that Shakespeareoften wished he had never bought thewinning ticket. `` `Id have been betteroff broke. He said that to me all thetime, Robert Brown said. (In April of2009, Shakespeare was murdered andburied in the backyard of his friend.)Read more: http://www.miamiherald.com/
  • 153. Microfinancing MFI’s – WorldVisionMicro.org Maragondon, Cavite Natural/organic farming Organically fed hogs – P10k @
  • 154. direct selling distributorship. www.dsap.ph
  • 155. Winner –Chairman’s AwardDirect SellingAssociation of thePhilippines“A must-read forwanna beentrepreneurs.”– Prof AndyFerreria, Dean,ME Program, AIM
  • 156. Franchisinghttp://www.gmbfranservice.biz/
  • 157. strategy 6Mag-invest
  • 158. Double your money offer
  • 159. The lesson is “If it’s too good to be true,it probably is!”
  • 160. “Before you invest, investigate.”
  • 161. The 1 Timothy 6:9-10 Investment Caveat“People who want to get rich fallinto temptation and a trap and intomany foolish and harmful desires that plungemen into ruin and destruction. For the loveof money is a root of all kinds of evil.Some people, eager for money, havewandered from the faith and piercedthemselves with many griefs” (1 Timothy 6:9-10)
  • 162. NBI WARNS OF MORE PYRAMID SCHEMESPhilippine Daily Inquirer, February 23, 2008
  • 163. SHOWBIZ CELEBS INVESTED INFRANCSWISS SCAMPhilippine Daily Inquirer, July 11, 2007
  • 164. FORMER PBA CAGER ADMITSLOSING MONEY TO FRANCSWISSInquirer.net July 18, 2007
  • 165. BOGUS ‘SM’ ONLINE FIRM LURES INVESTORSManila Times, July 13, 2007
  • 166. Investing in RealEstate?Read Larry Gamboa’s“Think Rich Pinoy”book.Tip: Look forforeclosed propertiesthrough bank listingsand auctions
  • 167. Stock Market
  • 168. “If you are a disciplined investor, at nag-iinvest karegularly ng P5,000 a month for the next 20 yearsin Blue Chip stocks or shares, after 20 years, yourshares should be worth P20 million pesos.
  • 169. strategy 7EducateYourself
  • 170. Jinggoy: Daddy anong spelling ng saksesful?single ba o double "s"?Erap: tatlohin mo na para sigurado!
  • 171. Record breakingcountry
  • 172. “Masa” mentality•  Spend for things they believe they “need” - Colored TV /DVD•  Splurge on celebrated occasions:Christmas, New Year, Valentine (Western influenced);fiesta, jueteng (Native Filipino) 226
  • 173. Lower/Middle Class Segment •  Ubos ang pera sa Bingo, Lotto, Billiards, Sabongan… 227
  • 174. Magsubscribe saWealthy & Wais text service.Just text WEALTHYand send to 2910 (Smart/Globe )Simple lang!Get daily encouragementon how to wiselymanageyour finances forjust P2.50@day.
  • 175. Magsubscribe sa Go Negosyo Text Tips service. Just text Go Nego and send to 2910 (Smart/Globe)Simple lang! Get daily encouragement on how to start up and run a business for just P2.50@day.
  • 176. Look for scholarships andeducational exchange programsfor yourself or your children.
  • 177. Budget 10% of your personalincome for continuing education,seminars, books
  • 178. ImportantEducate yourself on how to be healthy.Take responsibility.Or else you’ll spend what you savedand earned to gain back your health.Health is wealth!
  • 179. If God asked you what youwanted, what would you askfor?
  • 180. 2 Chronicles Unli-Plan“That night God appeared to Solomonand said, ‘What do you want? Ask, andwill give it to you!’2 Chronicles 1:7-12
  • 181. Solomon replied to God, ‘you showed faithfullove to David, my father, and now you havemade me king in his place. O LORD God,please continue to keep your promise to Davidmy father, for you have made me king over apeople as numerous as the dust of the earth!Give me the wisdom andknowledge to lead themproperly, for who could possibly governthis great people of yours?2 Chronicles 1:7-12
  • 182. 2 Chronicles 1:7-12God said to Solomon, ‘Because your greatestdesire is to help your people, and you did notask for wealth, riches, fame, or eventhe death of your enemies or a longlife, but rather you asked for wisdom andknowledge to properly govern my people—I willcertainly give you the wisdom andknowledge you requested. But I will alsogive you wealth, riches, and fame such asno other king has had before you or willever have in the future!.”
  • 183. Sabi ni Haring Solomon, na nagingpinakamayaman na hari even after he askedGod to bless him with wisdom,“Trust in the LORD with all you heart and leannot on your own understanding; in all your waysacknowledge him, and he will make your pathsstraight” (Proverbs 3:5-6)
  • 184. Ending story
  • 185. “And my God will meet all your needsaccording to His riches in glory in Christ Jesus” (Philippians 4:19)Sa Tagalog,“At buhat sa hindi mauubos na kayamananng Diyos, ibibigay niya ang lahat nginyong kailangan sa pamamagitan niCristo Jesus. Purihin ang ating Diyos at Amamagpakailanman! Amen” (Filipinos 4:19-20, MBB)
  • 186. Thank you! From the Roberto familyFacebook.com/angperaCel: +0920-9519618Email: ardy@saltandlight.ph www.saltandlight.ph
  • 187. Diagnostic Test:Stare for a few seconds at each of the following patterns.   Are the patterns moving?   Or are they perfectly still??

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