DG Infotech is a Infocom solution Provider Company, offering a wide range of leading edge technology solutions like:
Mobile e-payment platforms
Core banking mobility enabler platforms
Financial Business Intelligence Solutions
Innovation in analyzing, designing, developing and Mobile e-payments domain understanding enables us to build products that solve some of the most vexing problems challenging businesses around the globe.
Mobile Remittance Cycle, example BENEFICIARY Receiving Bank
Check sender bank account to ensure sufficient fund
Upon confirmation DG e-Pay generates secret code instantly if sufficient fund at Senders Bank
4a Send success notification and secret code to Sender
Sender sms secret code to beneficiary
Beneficiary present secret code and Personal ID to Disbursing Bank
Disbursing Bank enquire transaction through DG e-Pay Software
DG e-Pay software provide name, ID and amount if the transaction is found
Bank update status in Dg e-Pay Software
Bank disburse Cash to beneficiary INSTANTLY
SENDER Transit Account DG e-Pay Sender Bank A/C 4b Deduct from sender bank a/c via direct debit arrangement with banks Receiving Bank’s Account NOSTRO / VOSTRO 10. No cash handling by DG e-Pay. Involves only e-money transfer from Bank-to-Bank accounts.
to DG e-Pay to remit an amount to a beneficiary via GPRS
Statutory Compliance Notification Statutory Compliance Notification 1. Request for Registration 2. Registration Confirmation 3. Send Request to Remit 7a. Send remittance particulars to respective Branch through Online/Advice 7b. Send notification to beneficiary via SMS WEB 7c. Success Notification to JBUAE 4. Inquiry of Sufficient Fund 5a. Request terminated due to insufficient fund 5b.Send Advice to remit 6. Based on Sufficient fund in A/C, JB UAE Send a massage/mail to JBBDHO WEB 9. Beneficiary Collect Money From the Bank 8. Success Notification to Remitter WEB WEB WEB EFT Mobile Interface IPG EFT Mobile Interface IPG Remitter Beneficiary JB UAE OBUAE JBBDLB JBBDHO Central Bank of BD SMSC SMSC Central Bank of UAE
Janata Bank, Bangladesh Sample Remittance Smart Card
Mobile e-payment Application : Remittance Work Flow Sample
Step 1 : Remitter will register with the system (DG e-platform) with the required information.
Name of the Bank & Branch:
Step 2 : Registration confirmation along with a 4 digit Personal Identification Number.
Step 3 : Remitter send request to respective bank through DG Platform to remit amount to the beneficiary.