HDFC banks introduction , organization SWOT analysis

1. (HOUSING DEVELOPMENT FINANCE CORPORATION BANK )
(HDFC)

2. ABOUT HDFC BANK
 Housing Development Finance Corporation
 Founded in 1977 by Hasmukh bhai Parakh
 HDFC Bank was incorporated in August 1994
 The Bank started operations as a scheduled commercial
bank in January 1995 under the RBI's liberalization policies
 It is the first in new generation commercial banks
 Registered office in Mumbai, India
 Promoted by HDFC, the parent company
 Listed in NSE, BSE, NYSE etc.

3. PROFILE OF HDFC BANK
 Type : Private
 Founded : August, 1994
 Headquarters : HDFC Bank Ltd, Mumbai, India
 Industry : Banking, Insurance,
Capital Markets and allied industries
 Products : Loans, Credit Cards, Savings,
Investment vehicles, Insurance etc.
 Net revenue : Rs.41,135.53 crores
 Net income : Rs. 8,478.39 crores
 Branches : 3,251
 ATM’S : 11,177
 Employees : 69065
 Website : www.hdfcbank.com

4. BOARD OF DIRECTORS OF HDFC
 Mr. Aditya Puri- CEO & Managing director
 Mr. Jagdish Kapoor - Chairman of HDFC Bank.
 Mr. Harish Engineer- Executive directors
 Keki Mistry- Managing Director
 Mr. A Rajan- Country Head-Operations
 Mr. Rahul Bhagat- Vice president

5. Product & services
 Travelers Cheques
 credit card
 home loan
 personal loan
 Foreign Currency Cash
 Foreign Currency Demand Drafts
 Cheque Deposits
 Remittances
 Trade Services
 Mutual funds
 Insurance

6.  HDFC Bank Limited is an Indian financial
services company based in Mumbai , Maharashtra that
was incorporated in August 1994.
 The first largest bank by Market Capitalization as of
November 1, 2012.
 HDFC Bank has 3,251 branches and 11,177 ATMs, in
1,568 cities in India.
 It was among the first companies to receive an 'in
principle' approval from the Reserve Bank of India
(RBI) to set up a bank in the private sector.

7. Milestones !!!!
 Times Bank Limited (owned by Bennett, Coleman &
Co./The Times Group) was merged with HDFC Bank
Ltd., on February 26, 2000. This was the first merger of
two private banks in India.
 On May 23, 2008 HDFC Bank acquired Centurion Bank
of Punjab taking its total branches to more than 1,000.
 HDFC Bank was the first bank in India to launch an
International Debit Card in association with VISA (Visa
Electron) and issues the Master Card Maestro debit card
as well.

8. Business Strategy
 Increasing market share in India’s expanding banking.
 Delivering high quality customer service.
 Delivering more products to more customers.
 Maintaining current high standards for asset quality through
disciplined credit risk management.
 Develop innovative products and services that attract targeted
customers and address inefficiencies in the Indian financial
sector.

9. Future plans
 Launch 250 new branches.
 HDFC Bank plans to raise Rs 4,200 crore in capital.
 Relocate branches to un-banked rural Punjab.
 HDFC Bank plans to set up NBFC

10. Capital Structure
 The authorized capital of HDFC Bank is Rs550 crore
(Rs5.5 billion).
 The paid-up capital is Rs424.6 crore (Rs.4.2 billion).
 The HDFC Group holds 19.4% of the bank's equity
 Roughly 28% of the equity is held by Foreign
Institutional Investors (FIIs) and the bank has about
570,000 shareholders

11. SWOT ANALYSIS OF
HDFC
Strengths
 ‡One of the leading new age private sector bank
 HDFC Bank has over 1700 branches and over 5000
ATMs, in 780 cities in India,
 Huge employee base i.e more than 51000 employees
 Large collaborations with corporate for employee
salary accounts

12. Weaknesses
 Rural penetration is low.
 Lesser no. of branches when compared with its
competitors

13. Opportunities
 Mobile banking, Internet banking
 Venturing into rural areas
 Providing more complex products to the ever
increasing demands of the industry

14. Threats
 Competitors
 New banking licenses
 Foreign banks that offer complex products

15. THANK YOU!