Harvest Bible Chapel adoption funding
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  • Adoption cost of $20-30K seems “financially impossible” to many Christian couples. That feeling results in thousands of children remaining in orphanages or being adopted by unbelievers instead of learning the gospel of Jesus Christ in a forever family. “ One of the greatest challenges to adoption for many couples is what they have heard about the cost…In many cases, this amount is more than most couples feel they have [available] to spend” - FamilyLife’s Hope for Orphans
  • Our goal at Life International - glorify God by mobilizing the Body of Christ to come alongside believers who have been called by God to care for orphans by adopting one or more orphans into their family.
  • Evangelize the lost: Adoption is evangelism at its core…Bringing the mission field home, where children are loved, cared for, and discipled to know Jesus Christ as their Savior. Edify the saved: Adoption Fund challenges, encourages, and enables Believers to put their faith in action, by stepping out in faith to adopt (fulfilling God’s commands in scripture). The process also provides an opportunity for couples to develop relationships with other Christians as they seek prayer and financial support. Minister to those in need: There are millions of children waiting for forever families who would like to adopt them, but just can’t because of the financial barrier. By helping to reduce that barrier we are helping to rescue those children who are trapped in the cycle of orphan life. Be a Conscience in the community: As the Church becomes obedient to God’s commands concerning the fatherless, the community will see Jesus Christ is alive and working in the lives of His people to care for those children who can’t care for themselves. “As Christians we are often known for what we are against, but the world doesn’t know what we are for. Jesus said ‘Let your light shine before men, that they may see your good deeds and praise your Father in heaven” – FamilyLife’s Hope for Orphans (Matt 5:16)
  • Evangelize the lost: Adoption is evangelism at its core…Bringing the mission field home, where children are loved, cared for, and discipled to know Jesus Christ as their Savior. Edify the saved: Adoption Fund challenges, encourages, and enables Believers to put their faith in action, by stepping out in faith to adopt (fulfilling God’s commands in scripture). The process also provides an opportunity for couples to develop relationships with other Christians as they seek prayer and financial support. Minister to those in need: There are millions of children waiting for forever families who would like to adopt them, but just can’t because of the financial barrier. By helping to reduce that barrier we are helping to rescue those children who are trapped in the cycle of orphan life. Be a Conscience in the community: As the Church becomes obedient to God’s commands concerning the fatherless, the community will see Jesus Christ is alive and working in the lives of His people to care for those children who can’t care for themselves. “As Christians we are often known for what we are against, but the world doesn’t know what we are for. Jesus said ‘Let your light shine before men, that they may see your good deeds and praise your Father in heaven” – FamilyLife’s Hope for Orphans (Matt 5:16)

Harvest Bible Chapel adoption funding Harvest Bible Chapel adoption funding Presentation Transcript

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  • Adoption Funding More than just “Dollars & Cents” Meet Lifesong & Christi Ucherek www.lifesongfororphans.org
  • Why is this important?...
    • The “Wyatt’s” of the world are why it’s important!…
  • Wyatt – orphaned in Lithuania
    • Born with:
      • Cleft lip & palate
      • 1 finger on each hand
      • 2 toes on each foot
      • Severe hearing loss
      • Congenital heart defect
  • Wyatt @ orphanage
  • Wyatt – in CA hospital after adoption
  • rock climbing?
  • A Father to the fatherless…
    • God truly…
    • “ sets the lonely into families….”
    • - Psalm 68:5,6
  • Naomi ~ before & after adoption…
  •  
  • The “Ransom”…
    • Cost is a hindrance – seems ‘financially impossible’
    • Adoption ‘ ransom’
        • “… Son of Man gave His life a ransom for many” Matt 20:28
    • We are just instruments in God’s hands…God is “Jehovah-Jireh ”!
  • Biblical Perspective
          • I. God’s Pull
            • Romans 8:15-17: “For you did not receive the spirit of slavery to fall back into fear, but you have received the Spirit of adoption as sons, by whom we cry, “Abba! Father!” The Spirit himself bears witness with our spirit that we are children of God, and if children, then heirs—heirs of God and fellow heirs with Christ.”
          • II. God’s Promises
            • 2 Corinthians 9:8 : “God will generously provide all you need.”
            • Philippians 4:19 : “This same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus.” 
            • Matthew 7:11: Jesus said, “If you sinful people know how to give good gifts to your children, how much more will your heavenly Father give good gifts to those who ask him”
          • III. God’s Provision
            • Romans 8:32 “He who did not spare his own Son but gave him up for us all, how will he not also with him graciously give us all things?”
  • Financial Need & Resources
    • Often the greatest challenge – cost of adoption
    • Overview of the Costs of Adoption
        • How much will it cost?
        • State Foster Care
        • Domestic Adoption – $8-25k
        • International Adoption - $20-$30k +
  • Adoption Funding Solution Tools
    • Direct Grants
    • Matching Grants
    • Interest-Free Loans
    • Fundraising Support (gifts, donations without a grant/loan)
  • Direct Grants
    • Direct gift to cover adoption expenses
    • www.showhope.org & Other Orgs
    • Given without repayment or fundraising
    • Mirrors grace freely given to us
    • Grants range from $2,000-$10,000+
    • Disbursed directly to adoption agency
    • Based on financial need
  • Adoption Matching Grants
    • Matching Grants of up to $4,000/per child ($2500-$3,000 average)
    • Kingdom Activity: see adoption as “missions in reverse”… bringing the mission field home
    • LS offers a $1-for-$1 match – mobilizes the Body of Christ!
    • Lifesong provides ‘Adoption Support Raising’ kit
      • E.g. Harlow family - $2500 Matching Grant – raised over $11K
    • Average Scenario: Matching Grant of $2,500 - mobilizes an additional $5,000 - average total grant funds for your adoption = $7500
    • *Key Strategy: mobilizes Body of Christ and leverages funds to bridge financial gap
  • Adoption Matching Grants – the process
    • Opportunity to glorify God and mobilize the Body of Christ
    • Invite others to invest in the Kingdom
    • Overview of Process
      • Couple shares adoption journey & making needs known (i.e. letter, blog, Facebook, etc.)
      • Matching Grant $ amount – adds significant momentum
      • Lifesong writes Letter of Support – (adds validity to grant/support raising)
      • People can donate tax-deductible gifts to Lifesong ‘preferencing’ an adoption if done appropriately
      • RESULT!:
        • - Church body becomes engaged – not just financially, but prayerfully, etc.
      • Funds are distributed to adoption agency on the child’s behalf
        • 100% of donations allocated to adoption grants – no administrative costs!
  • Travor’s story
  • Federal Adoption Tax Credit
    • Currently there is a federal adoption tax credit of up to $12,650 per child (for 2010) for unreimbursed “qualified adoption expenses.”
          • See IRS Tax Topic 607: Adoption Credit (www.irs.gov/taxtopics/tc607.html), which provides general information about the current federal adoption tax credit.
          • Note: Please be sure to consult your tax adviser for additional information and to understand how the federal adoption tax credit works and may impact you.
  • Interest-Free Loan
    • Maximizes stewardship by utilizing Federal Adoption Tax Credit – reducing the initial, upfront ‘cash-flow crunch’
    • Interest-Free Loans allows family to capture $12,650 Federal Tax Credit
    • Couples sign a covenant agreement to repay
        • Monthly or Annually
        • (can use Fed Tax Credit to repay loan)
    • The $12K is repaid & then circulated through the next family
    • *Key Strategy: funds become self-sustaining , where the loan repayments each month/year help to fund new families
  • Other Tools & Ideas, cont’d
        • Tax Credits
            • Federal (as mentioned previously)
            • State
        • Employer Adoption Assistance
            • A number of companies have adoption assistance programs built into their benefits with some providing between $2,000--$10,000
        • The military provides $2,000
            • www.adoptionfriendlyworkplace.org
  • Adoption Funding Tool
    • Help a WIDOW & ORPHAN!
    • Innovative tool to remove financial barrier
        • A team fixes up a widow’s home
        • Renovation provided for free to widow (donated labor & construction materials)
        • Sponsorship donations help fund adoption expenses
    • How does this help fund adoptions?
        • 100% of donated sponsorships are used for adoption expenses
        • Disbursed as Adoption Grant & Adoption Loan (thru Lifesong)
  • Video
    • http://vimeo.com/6483710
  •  
  • Adoption Grants/Loans & Church Adoption Funds
  • How does an “Adoption Fund” fit with your church mission/vision?
    • Evangelize the lost
        • Adoption is evangelism at its core...
    • Edify the saved
        • Put faith in action; develop relationships/support
    • Minister to those in need
        • Millions of orphans trapped b/c of financial barrier
    • Be a Conscience in the community
        • As Church is involved, the community will see Jesus is alive and working in His people (Matt 5:16)
    • 3 Options - in Creating an Adoption Fund
      • Church CREATES own 501c3 (non-profit organization)
      • Church MANAGES own funds, donations, distributions, screening, qualifying, etc.
      • Church PARTNERS with a group like Lifesong for Orphans, ABBA Fund, etc. to administer the fund on behalf of the Church
      • www.showhope.org for more info on these options
  • Option #1 - Creating own 501(c)3 Organization
  • Option #2 – Manage Fund in-house
    • Setting Your Course
          • 8 Questions for creating grant guidelines
          • What types of adoptions will we fund? Who is eligible?
          • How far along in the process must families be in order to apply?
          • What percentage of the total adoption expenses will this grant supply
          • Who on the team will make the grant decisions?
          • How will the funds be disbursed?
          • What if any follow-up will be required from grant families?
    • Managing
          • accounting, donation receipting, verifying qualified expenses, funds disbursement, IRS guidelines, etc.
  • Option # 3 – Partnering with an Organization to Administer Fund
  • Top 3 common ‘barriers’ & their solutions…
    • Barrier: Church staff “plate is already full” to administer fund
      • Solution: Lifesong can manage/facilitate the Fund & carry the administrative load on behalf of church, using mutually agreed upon criteria (reviewing applications, accounting, donor receipts, disbursing funds on behalf of adoption, etc.)
    • Barrier: Church feels uncomfortable/awkward approving/denying their own families (viewing financials, etc.)
      • Solution: Lifesong can provide all the screening, reviewing, approving/denying as a ‘partner’ on behalf of the church, using mutually agreed upon criteria for those decisions
    • Barrier: Adoption Fund is unfamiliar territory
      • Solution: Lifesong has passion, and expertise in adoption funding processes, maximize stewardship, use existing grant/loan procedures, IRS approved, ECFA approved (establishes financial integrity & avoids recreating the wheel)
    Administration of Adoption Funds for Church at no cost to Church or Fund!
  • Benefits of using a Funding Partner
    • Flexibility - church can be as involved or uninvolved as desired
    • Quickly - fund can be established in 1-2 days
    • Administratively easy – Alliance partner will facilitate the Fund, provide administration (at no cost to the Church or Fund)
      • Qualify/approve families (based on mutually agreed upon criteria)
      • Administer the Funds, as agreed by Church/Lifesong partnership
      • Disburse funds on behalf of adoption expenses
      • Provide tax-deductible receipts, mailings, accounting records
    • Reports - full transparency in QuickBooks, and Fund Reports & Status given as often as Church desires
    • 100% of Donations Allocated to Fund - no admin costs deducted
    • “ Win-Win-Win” situation – Church is actively seen as engaged in adoption ministry; financial roadblock is removed for family; orphan child is adopted; with little/no admin burden for church
    • Synergy - We can do more together than sometimes can be done on our own
  • Iriving Bible Church (tapestry.irvingbible.org) http://vimeo.com/4140197
  • Register for Church Fund Webinar – November 18th!
  • Real life example – Scott & Jennifer
    • Adopting 1 yr old, cleft lip, India (already had 2 children in family)
      • Adoption Cost: $31,350
          • $3,300 - from savings
          • $10,000 – withdrew from retirement fund
          • $2,500 – adoption Matching Grant (from Lifesong)
          • $12,906 - donated, result of Matching Grant
          • $3,000 – adoption grant from Katlyn’s Fund
          • $2,000 – unexpected property tax refund
          • $300 - garage sale proceeds that friend held
  •  
  • Real life example – Tim & Susan
    • Adopted 2 yr old, China (already had 5 children in family)
      • Adoption Cost: $25,050
          • $2,000 gift from their church
          • $2,000 savings
          • $2,000 sold personal items
          • $3,000 Matching Grant (given by Lifesong)
          • $9,716 donated, result of matching grant
          • $1,000 result of giver after reading newsarticle
          • $2,000 (2) anonymous givers $1,000 each
          • $3,500 sister donated FF miles to pay for flights/airfare
  •  
  • Other Grant Organizations…
    • www.showhope.org
    • www.lifesongfororphans.org (matching grants, direct grants)
    • www.carolinespromise4u.org (North Carolina only)
    • www.ggam.org (matching grants)
    • www.micahfund.org (Midwest only – black & bi-racial adoptions)
    • www.nafadopt.org
    • www.achildwaits.org
    • www.ourcreatorshope.com
    • www.lydiafund.org (International Adoptions)
    • www.katelynsfund.org
    • www.hadassahshope.org
    • www.cadmanfoundation.org
  • Q & A
        • Christi Ucherek – [email_address] / 309-747-3558
        • Andy Lehman – [email_address] / 309-747-4515
    @andy_lifesong Lifesong for Orphans
  •