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  • 1. PRESENTATION ONRESERVE BANK OF INDIA
    SUBMITTED BY:
    Amit Sharma
    Class- PGDM- A
    SUBMITTED TO:
    Mr. R.C Chatwal
  • 2. INTRODUCTION…
    • It is central bank of india
    • 3. Established in 1 April 1935 under the RESERVE BANK OF INDIA ACT
    • 4. Its headquarters is in mumbai(maharashtra)
    • 5. Its present governor is Duvvurisubbarao
    • 6. It has 22 regional offices,most of them in state capitals
    • 7. website: http://www.rbi.org
  • BRIEF HISTORY…
    It was set on the recommendations of Hilton young commission.
    It was started as share-holders bank with the paid up capital of 5 crores
    Initially it was located in kolkata
    It moved to mumbai in 1937
    Initially it was privately owned
  • 8. BRIEF HISTORY…
    Since nationalization in 1949,the reserve bank is fully owned by the government of india
    Its first governor was Sir Osborne A.Smith
    (April 1, 1935 to june 30, 1937)
    The first indian governor was
    “Sir ChintamanD.Deshmukh”
    (August,1943 to june 30,1949)
    On june 27,2006 the union government of india reconstituted the central board of directors of the Reserve bank of india(RBI) with 13 members including AzimPremji and Kumar Mangalam Birla
  • 9. GOVERNORS…
    Sir Osborne A.Smith
    April 1 ,1935 to June 30 ,1937
    Sir ChintamanD.Deshmukh
    August 11 ,1943 to June 30 ,1949
  • 10. GOVERNORS…
    Dr. Y.V. Reddy
    September 6 ,2003 to September 5 ,2008
    Dr. D. Subbarao
    September 2008 onwards
  • 11. PREAMBLE
    The preamble of reserve bank of india describes the basic functions of reserve bank as:-
    “…to regulate the issue of bank notes and keeping of reserves with a view to securing monetary stability in india and generally to operate the currency and credit system of country to its advantage”
  • 12. ORGANISATION OF RBI
    Central board
    Local board
  • 13. ceNTRAL BOARD
    The reserve bank’s affairs are governed by central board of directors.The board is appointed the govt. of india as per Reserve Bank of India Act
    Appointed/nominated for a period of four years
    Constitution:
    Full time:governor and not more than four deputy governors
  • 14. CENTRAL BOARD
    Non-Official Directors
    Nominated by government:ten directors from various fields and one government official
    Others: four directors – one each from four local boards
    Function: general superintendence and direction of bank’s affairs
  • 15. RBI Headquarters’ Delhi entrance with the yakshini sculpture depicting‘prosperity through agriculture’
  • 16. Local board
    One each for the four regions of country in Mumbai,Culcatta,Chennai,New Delhi
    Membership:
    Consist of five members each
    Appointed by the Central Government
    For a term of four years
  • 17. Local board
    Functions: to advice the central board on local matters and to represent territorial and economic interests of local cooperatives and indigeneous banks.
    To perform such other functions as delegated by central board from time to time
  • 18. Functions of rbi…
    Monetary Authority
    Regulator &supervisor of financial system
    Manager of foreign exchange
    Issuer of currency
    Developmental role
  • 19. Formulate monetary policy
    Objective: Maintain price stability and ensuring adequate flow of credit in the economy.
    What R.B.I does.
    It formulates ,implements and monitors the monetary policy
    instruments: qualitative and quantitative.
  • 20. quantitative measures
    • BANK RATE also called discount rate.it also called repo rate.
    • 21. OPEN MARKET OPERATIONS buying and selling of govt. securities
    • 22. VARIABLE RESERVE RATIO It includes C.R.R and S.L.R
  • qualitative measures
    Margin requirements
    Moral suasion
    Rationing of credit
  • 23. regulate the financial system
    objective: to maintain public confidence in the system, protect depositors interest & and provide cost effective banking services to the public
    What R.B.I does
    prescribes broad parameters of banking operations within which the country’s banking and financial system functions.
    The R.B.I performs this function under the guidance for financial supervision(BFS)
    Lender of last resort
  • 24. Issue of currency
    Objective: to ensure adequate quantity of supplies of currency notes and coins of good quality
    What R.B.I does….
    Issues new currency and destroy currency and notes not fit for circulation.
    It has to keep in forms of gold and foreign securities as per statutory rules against notes and coins issued.
  • 25. Development role
    Objective: To develop the quality of banking system in india
    What R.B.I does….
    Perform a wide range of promotional functions to support national objectives.
    To establish financial institution of national importance, for eg:
    NABARD,IDBI etc
  • 26. subsidiaries
    Fully owned:
    National Housing Bank(NHB), Deposit Insurance and Credit Guarantee Corporation of India(DICGC), Bhartiya Reserve bank Note MudranPrivate Limited(BRBNMPL)
    Major stakes: National Bank For Agriculture and Rural Development(NABARD)
    Reserve bank of india has recently disvested its stake in state bank of india to the government of india
    R.B.I had also set up some training institutions
  • 27. Related functions
    Banker to government: performs all banking functions for the central and state govt. and also act as their banker
    Banker to banks: Maintain banking accounts of all scheduled banks
    R.B.I also regulates the opening/installation of ATM
    Fresh currency notes forATMs are supplied by RBI
    RBI regulates the opening of branches by banks.
    It issues guidelines and directives for commercial banks
  • 28. Role of r.b.i in economic development
    Development of banking system
    Development of financial institution
    Development of backward areas
    Economic stability
    Economic growth
    Proper interest rate structure
  • 29. Banking sector reforms…
    Statutory liquidity ratio(SLR)
    Cash reserve ratio(CSR)
    Interest rate slabs
    Prudential norms
    Capital Adequacy Norms
    Freedom of operation
    Supervision of commercial banks
    Recovery of debts.
  • 30. THANK YOU