Health insurance

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  • 1. 1800-3010-3333 Max Bupa 5 to 10 lakh - Gold 1 Premium 5 lakhs SI (14067/-) 2 Cashless facility Yes 3 Addition in family Yes 4 Till what age it is covered Life long 5 Increase in coverage (Top up), change in policy Yes 6 What all Diseases not covered eye sight, dental, STD 7 Manipal Hospital Yes 8 Minm hospitalization < 24 hours 9 Pre-existing disease coverage 4 years 10 Ambulance service Yes 11 Free health check up once in year 12 Copayment 20% for insured above 65 years of age 13 Waiting period 90 days 14 Death of oldest member converts to individual policy 15 Inhouse, Local TPA in house 16 Any policy covering OPD No 17 Maternity 24 months, 10% of SI 18 Room rent as a % of sum insured No capping 19 ICU Fees yes 20 Doctor Fees yes 21 Nursing fees yes 22 Medical OT charges yes 23 Medical test yes 24 Medicine yes 25 Pre-Post hospitalisation charges 20% SI 26 Pre-Post hospitalisation period 30 before n 60 after 27 Critical Illness Rider 28 Newborn baby 29 pawan.yadav@maxbupa.com 30 OPD cover - ICICI Lombard Health Advantage Plus (limit 2k to 10K) , Apollo Munich - Maxima Health Insurance Pla Top up - Top-ups are only applicable in the case of extraordinary expenses arising from a single illness, which is ov Waiting Period: Unlike what people think, all diseases aren’t covered from the moment you buy the policy. You ha
  • 2. 1800-102-0333 Apollo Munich 5 lakhs - Easy Health Floater 5 lakh standard w/o rider (7690/-) 5 lakhs rider exclusive (8844/- & 10119/-) (5 lakhs rider premium 12339/-) Yes Yes Life Long Yes Yes < 24 hours 3 Years (Minimum 1 year in case of shifting from other policy) Yes (2000 Rs to nearest hospital) 5000 per person every 3rd claim free year No Limit 30 days no change Local TPA - Family Health Plan No 4 years No capping yes yes yes yes yes yes No capping 30 - 60 (5 days) 50% or 100% SI Covered from day 1 without extra premium. Rider can be taken whenever you want - 30 days survival is required Critical illness renewed till 70 years unich - Maxima Health Insurance Plan (limit 8.5 K). All bills to be sent together once a year. ising from a single illness, which is over and above the original plan cover. So it does not work in case of multiple illnesses. However, since e moment you buy the policy. You have to wait for 30 days to get any disease covered
  • 3. 1 800 425 2255 1860-500-3333 Star Health Future Generali Bajaj Allianz 5 lakhs 5 lakhs - Health Suraksha Family Silver 5 lakhs - Family Floater Health Guard 5920/- 8618/- 10,185/- Yes Yes Yes 60 70 70 Yes >24 hours 4 years 4 years 4 years 750/- 4 years 30 days 30 days in house 35% SI 35% SI 35% SI 40% SI yes max 5000 30 n ? 60 and 90 lnesses. However, since most people suffer from only one major illness at some point in life, top-ups are beneficial despite the single illne
  • 4. Bharti Axa Smart Health Plan Optimum - 5 Lakhs 8835/- 65 4 years 1% SI 3% SI me point in life, top-ups are beneficial despite the single illness restriction.
  • 5. OPD cover - ICICI Lombard Health Advantage Plus (limit 2k to 10K) , Apollo Munich - Maxima Health Insurance Pla Top up - Top-ups are only applicable in the case of extraordinary expenses arising from a single illness, which is ov Waiting Period: Unlike what people think, all diseases aren’t covered from the moment you buy the policy. You ha Max Bupa Apollo Munich Star Health Bharati Axa Not Interested Future Generali Bajaj Allianz Cholamandalam
  • 6. ch - Maxima Health Insurance Plan (limit 8.5 K). All bills to be sent together once a year. g from a single illness, which is over and above the original plan cover. So it does not work in case of multiple illnesses. However, since m moment you buy the policy. You have to wait for 30 days to get any disease covered
  • 7. ultiple illnesses. However, since most people suffer from only one major illness at some point in life, top-ups are beneficial despite the sin
  • 8. -ups are beneficial despite the single illness restriction.