HOLIDAY GIFTS THAT ENABLE OTHERS TO SAVE!<br />Welcome, !<br />Presenter:<br />December 2010<br />
Savings Statistics…<br />The U.S. Commerce Department's Bureau of Economic Analysis has estimated that, since April of 2005, the American public has been spending more money than it has earned after taxes--an extraordinary development in the past half century.<br />As recently as the early 1980s, Americans on average had been saving more than 10 percent of their after tax earnings.<br />More than one-in-three (36%) Americans say they often or sometimes spend more than they can afford.<br />Twenty-two percent of U.S. respondents in an ACNielsen study of consumers worldwide said they had no spare cash left after paying for basic expenses. That compares to 17% of consumers in Great Britain and 15% in South Korea and Germany. <br />
the best gift of all this holiday Season may be one that helps the recipient save money. <br />Here are a dozen ways to add a little holiday jingle to their pockets all year long.<br />
1.The Gift of the Card…<br /><ul><li> The National Retail Federation projects that 77% of shoppers will buy at least one gift card with nearly 40% of those buyers choosing to give a department store gift card.
Prepaid gasoline, grocery store and phone cards are also great ideas.</li></li></ul><li>2. THE GIFT OF EATING…<br /><ul><li>One third of consumers buying gift cards this year will purchase a card to a restaurant and more than one in ten will give a coffee shop gift card.
Also consider giving gift certificates to a local or fast food restaurant. </li></li></ul><li>3. THE GIFT OF COFFEE AND TOTES…<br />There are many fashionable and inexpensive travel mugs and reusable lunch totes.<br /><ul><li>They can save another $10 a day if they bring their lunch and don't eat out.
If someone brews their own coffee at home they could save $15 a week over buying it each day. </li></li></ul><li>4. THE GIFT OF GOING GREEN… <br /><ul><li>Researchable Batteries: $20</li></ul> (They'll be good for at least 500 recharges, likely more.)<br /><ul><li>A battery charger costs anywhere from about $10 -$30.</li></ul>(The cost to recharge the set works out to be just a couple of cents each time.) <br /><ul><li>So, in total, even factoring in the charger, a set of 4 AA will cost around their serviceable life for $50. </li></ul>____________________________________<br />A comparable set of heavy duty disposables cost around $2 - and that's at a discount price. The equivalent usage would cost $1000! <br /><ul><li>The Environmental Protection Agency estimates Americans purchase nearly 3 billion dry-cell batteries every year to power radios, toys, watches and other devices.
This year give techno friends and family members rechargeable batteries and a charger.
They can not only lighten their environmental footprint, but save a ton of cash by using rechargeable batteries.</li></li></ul><li>5. THE GIFT OF COUPONS…<br /><ul><li>Ninety-four percent of people in this country use coupons and together they save approximately $3 billion each year.
Purchase a Sunday or weekend newspaper subscription as a gift, which will deliver money saving sales circulars and coupons to their doorstop.</li></li></ul><li>6. THE GIFT OF MEMBERSHIP… <br /><ul><li> A gift membership to an auto club not only offers protection on the road but many clubs have arranged discount offers for their members with retailers as well as travel and entertainment providers.</li></li></ul><li>7. THE GIFT OF ENTERTAINMENT…<br /><ul><li>The average price for a movie ticket in the first quarter of this year was $7.95.
Consider giving the movie fan in your life gift certificates to the local movie theater or a movie rental gift card or online movie subscription.
Most cities also have entertainment coupon books for purchase with coupons for local restaurants, theaters and other services.</li></li></ul><li>8. THE GIFT OF THE CLUB…<br /><ul><li>Warehouse clubs offer low prices and the luxury of one-stop shopping which saves on gas bills. Exactly
Even students and single friends on your gift list can save by shopping with friends and splitting large packages.</li></li></ul><li><ul><li>A green thumb can mean more green in the wallets of friends who like to cook.
They can save on expensive spices and fresh herbs by receiving vegetable or herb seeds and pots for a window or container garden.</li></ul>9. The gift of Herbs…<br />
10. THE GIFT OF MONEY MANAGEMENT… <br /><ul><li>For those that are do-it-yourself types, enable them to take charge of their finances with the gift of personal finance software or a subscription to a finance magazine.</li></li></ul><li>11. THE GIFT THAT PAYS…<br /><ul><li>Give two gifts in one by offering to pay for a service such as babysitting, lawn care, house cleaning, manicures or a haircut.
They get just what they want as well as keeping the money they would have paid.</li></li></ul><li>Savings<br />12. THE GIFT OF GIVING…<br /><ul><li> Instead of spending money on a gift, perform a service that matches your skills and their needs such as changing the oil in their car, making alterations, tutoring computer skills or performing household repairs. </li></li></ul><li>Happy Holidays…<br /> For more information contact:<br />American Debt Counseling, Inc.<br />A 501(c )(3)non-profit <br />Credit Counseling Organization<br />14051 NW 4th Street<br />Sunrise, FL 33323<br />www.americandebtcounseling.org<br />1.888. DEBT USA<br />