Spending And Savings Worksheet
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  • 1. Spending and SavingsSince many expenses are variable, such as utilities and groceries, it is important to average these expenses.Other expenses are periodic (such as insurance or vehicle registration). Again, calculate the annual amountand divide by 12.Category Expense Average Per Month Goal Per Month Rent/Mortgage 2nd Mortgage/Equity Line Homeowner’s/Renter’s Insurance Condo Fees/HOA DuesHOUSING Home Maintenance Gas/Electric Water/Sewer/Garbage Telephone Groceries/Household ItemsFOOD At Work/School Health/Dental/VisionINSURANCE(Exclude payroll deducted amounts) Life/Disability Doctor/Chiropractor Optometrist/LensesMEDICAL CARE(Exclude payroll deducted amounts) Dentist/Orthodontist Prescriptions Car Payment #1 Car Payment #2 Auto InsuranceTRANSPORTATION Registration(Exclude payroll deducted amounts) Gasoline/Oil Maintenance/Repairs Public Transportation/Tolls/Parking DaycareCHILD CARE(Exclude payroll deducted amounts) Child Support/Alimony Continued on next page
  • 2. Category Expense Average Per Month Goal Per Month EmergencySAVINGS Goals Prior YearINCOME TAXES Estimated Tax Payments (Self-Employed) Beauty/BarberPERSONAL Clothing/Jewelry Cosmetics/Manicure Cable/Satellite Movies/Concerts/Theater Books/MagazinesENTERTAINMENT CD/Tapes/Videos/DVD Dining Out Sports/Hobbies Vacation/Travel Banking Fees Laundry Union Dues Internet Service Pet Care Gifts for Holidays/Birthdays Cell Phone/Pager PostageMISCELLANEOUS Cigarettes/Alcohol Contributions to Church/Charity Other Other Other Other Other OtherTOTALS (include totals from page 1)BALANCE, 595 MARKET STREET, 16TH FLOOR, SAN FRANCISCO, CA 94105 • 888-456-2227 • WWW.BALANCEPRO.NET • COPYRIGHT © 2006 BALANCE