Public Opinion Survey of Braziliansliving in PortugalMay 25, 2006
Methodology   Sample size       1,000 Brazilian                     adults   Dates of          November 23 –   interviews ...
Demographics of BrazilianResidents of Portugal
Age                          15%  18-24                         14%                                        40%         All...
Annual Household Income   Less than                                    51%    €10,000                                     ...
How long have you been living in Portugal?         Less than                  19%         one year                 15%    ...
Gender                                         48%    Male                                              All               ...
Areas of Interviews• North Region: Porto, Braga, Braganca  and Vila Real• Central Region: Leiria, Coimbra, Viseu  and Avei...
Region                              22%         North                              21%                          20%       ...
The Remittance Sending Process
Remittance Senders• Estimates of the Brazilian  population residing in Portugal  range from 75,000 to 150,000  adults.• An...
Remittance Senders• Brazilians living in Portugal send  remittances 10 times a year at an  average of €320 with each  remi...
Have you ever sent money to yourrelatives living in Brazil?          17%                              Yes     9%          ...
Have you ever sent money to yourrelatives living in Brazil?                                                 74%           ...
How often do you send money to your relative?       Twice a month or            more                             6%       ...
How many people do you send money to?            One                            77%            Two          16%   Three or...
How long have you been sending moneyto your relative?    Less than a year                 20%    Between one and      thre...
How often do you communicate withyour family back home?    About once a    week or more                                 85...
How much money – on average – do you sendto your relative each time you send money?        €100 or less     5%       €101 ...
How do you send money to your relative?                                             65%         International    Brazilian...
What is the fee that you pay to sendmoney to your relatives in Brazil?     No charge €0                 19%         €1 to ...
Access to Bank Accounts
Do you have a bank account in Portugal?                                        73%    Yes                                 ...
Do you have a bank account in Brazil?                                        70%    Yes                                   ...
Do you have a savings account?    Yes, in                                45%   Portugal                                   ...
Would you consider opening a savings account in Brazil if theinterest rate offered by banks in Brazil is higher than in Po...
Why would you not consider opening asavings account in Brazil?        I do not have enough                                ...
Business Investments
Do you have any plans to start yourown business in the future?        Yes, in                        22%       Portugal / ...
Would you consider investing in a smallbusiness in Brazil?                                               53%    Yes       ...
Home Ownership
Do you own or rent your home in Portugal?                            9%                Own                            7%  ...
Do you own a home in Brazil?                                            52%   Yes                                         ...
Did you purchase your home with amortgage from a bank?*               17%    Yes                                          ...
Contact:                     Sergio Bendixen                    Ph: 305-529-9916                   Fax: 305-529-9069      ...
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Survey of Brazilians Living in Portugal

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A public opinion survey of Brazilians living in Portugal by the company Bendixen & Associates

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Survey of Brazilians Living in Portugal

  1. 1. Public Opinion Survey of Braziliansliving in PortugalMay 25, 2006
  2. 2. Methodology Sample size 1,000 Brazilian adults Dates of November 23 – interviews December 20, 2005 Margin of error 3 percentage points Language of Portuguese interviews 2
  3. 3. Demographics of BrazilianResidents of Portugal
  4. 4. Age 15% 18-24 14% 40% All 25-34 Brazilians 40% 36% 35-49 38% 7% Remittance 50-64 7% senders 2% 65+ 1% 0% 10% 20% 30% 40% 50% 4
  5. 5. Annual Household Income Less than 51% €10,000 51% €10,000 to 25% All €20,000 29% Brazilians €20,000 to 3% €30,000 3% More than 1% Remittance €30,000 1% senders 20% No answer 16% 0% 10% 20% 30% 40% 50% 60% 5
  6. 6. How long have you been living in Portugal? Less than 19% one year 15% One to three 25% All years 27% Brazilians Three to five 36% years 39% Five to ten 16% Remittance years 16% senders Ten years or 4% more 3% 0% 10% 20% 30% 40% 50% 6
  7. 7. Gender 48% Male All 49% Brazilians 52% Remittance Female senders 51% 0% 10% 20% 30% 40% 50% 60% 7
  8. 8. Areas of Interviews• North Region: Porto, Braga, Braganca and Vila Real• Central Region: Leiria, Coimbra, Viseu and Aveiro• Algarve Region: Faro, Portimao, Albuferia and Loule• Alentejo Region: Evora• Lisbon and Tagus Valley Region: Lisboa, Cascais, Oeiras, Loeres and Setubal 8
  9. 9. Region 22% North 21% 20% All Central 13% Brazilians Lisbon and 51% Tagus Valley 59% 1% Remittance Alentejo 1% senders 6% Algarve 6% 0% 20% 40% 60% 80% 9
  10. 10. The Remittance Sending Process
  11. 11. Remittance Senders• Estimates of the Brazilian population residing in Portugal range from 75,000 to 150,000 adults.• An estimated 74 percent of Brazilian adults living in Portugal send remittances on a regular basis to their families back home. 11
  12. 12. Remittance Senders• Brazilians living in Portugal send remittances 10 times a year at an average of €320 with each remittance.• Therefore, the total amount of remittances sent from Portugal to Brazil during 2005 is estimated to be between €178,000,000 and €356,000,000. 12
  13. 13. Have you ever sent money to yourrelatives living in Brazil? 17% Yes 9% Yes, but not in the last year No 74% 13
  14. 14. Have you ever sent money to yourrelatives living in Brazil? 74% Yes 68% Brazilians in Portugal Yes, but not 9% in the last year 11% Brazilians in 17% Japan No 21% 0% 20% 40% 60% 80% 14
  15. 15. How often do you send money to your relative? Twice a month or more 6% Once a month 61% Every two to three months 23% Every four to six months 5% Once a year 3% 0% 10% 20% 30% 40% 50% 60% 70% Average - 10 Times 15
  16. 16. How many people do you send money to? One 77% Two 16% Three or more 6% 0% 20% 40% 60% 80% 100% 16
  17. 17. How long have you been sending moneyto your relative? Less than a year 20% Between one and three years 38% Between three and five years 29% More than five years 13% 0% 10% 20% 30% 40% 17
  18. 18. How often do you communicate withyour family back home? About once a week or more 85% About once a month 13% A few times a year 2% Never 0% 0% 20% 40% 60% 80% 100% 18
  19. 19. How much money – on average – do you sendto your relative each time you send money? €100 or less 5% €101 to €200 33% €201 to €300 23% €301 to €400 14% €401 to €500 11% €501 to €750 4% More than €750 5% 0% 5% 10% 15% 20% 25% 30% 35% Average - €320 19
  20. 20. How do you send money to your relative? 65% International Brazilians in money transfer 28% company Portugal 7% Bank 2% Brazilians in 92% Japan Other 4% 0% 20% 40% 60% 80% 100% 20
  21. 21. What is the fee that you pay to sendmoney to your relatives in Brazil? No charge €0 19% €1 to €5 22% €5 to €10 34% €10 to €15 8% €15 to €20 3% €20 to €30 4% More than €30 2% 0% 10% 20% 30% 40% 21
  22. 22. Access to Bank Accounts
  23. 23. Do you have a bank account in Portugal? 73% Yes All 76% Brazilians 27% Remittance No senders 24% 0% 20% 40% 60% 80% 23
  24. 24. Do you have a bank account in Brazil? 70% Yes Brazilians 47% in Portugal 30% Brazilians No in Japan 53% 0% 20% 40% 60% 80% 24
  25. 25. Do you have a savings account? Yes, in 45% Portugal 49% All Brazilians Yes, in 17% Brazil 16% Remittance 38% senders No 40% 0% 10% 20% 30% 40% 50% 60% 25
  26. 26. Would you consider opening a savings account in Brazil if theinterest rate offered by banks in Brazil is higher than in Portugal?* 59% Yes All 63% Brazilians 35% Remittance No senders 31% 0% 20% 40% 60% 80% *Asked only of those respondents who do not have a savings account in Brazil. 26
  27. 27. Why would you not consider opening asavings account in Brazil? I do not have enough 36% money to save 33% 13% All I do not trust the banks 15% Brazilians The interest rates are too 13% low 14% I dont intend to return to 1% Remittance Brazil 1% senders 37% Dont know / No answer 36% 0% 10% 20% 30% 40% 27
  28. 28. Business Investments
  29. 29. Do you have any plans to start yourown business in the future? Yes, in 22% Portugal / Japan 13% Brazilians in 41% Portugal Yes, in Brazil 41% Yes, in 1% another country 1% Brazilians in Japan 33% No 25% 0% 10% 20% 30% 40% 50% 29
  30. 30. Would you consider investing in a smallbusiness in Brazil? 53% Yes All 57% Brazilians 40% Remittance No senders 35% 0% 10% 20% 30% 40% 50% 60% 30
  31. 31. Home Ownership
  32. 32. Do you own or rent your home in Portugal? 9% Own 7% All Brazilians 89% Rent 91% Remittance Live with 1% senders friends / live in house where they work 1% 0% 20% 40% 60% 80% 100% 32
  33. 33. Do you own a home in Brazil? 52% Yes All 56% Brazilians 48% Remittance No senders 44% 0% 10% 20% 30% 40% 50% 60% 33
  34. 34. Did you purchase your home with amortgage from a bank?* 17% Yes All 16% Brazilians 81% Remittance No senders 82% 0% 20% 40% 60% 80% 100% *Asked only of those respondents who own a home in Brazil. 34
  35. 35. Contact: Sergio Bendixen Ph: 305-529-9916 Fax: 305-529-9069 sbendixen@bendixenonline.comhttp://www.bendixenandassociates.com

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