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Ccr cs top10-considerations

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  • 1. CCRCs: Top 10 Considerations
  • 2. CCRC Overview • Choosing a CCRC can be a long and lengthy process • Offer the broadest array of services in the senior housing market • Independent living, assisted living, nursing home, and end-of-life care usually offered on a single campus • Consider cost, location, environment, staffing, health care services, owner information, and activities • The following are the top 10 considerations in choosing a CCRC
  • 3. Contract Type(s) • Three types of continuing care contracts: – Type A (Extended) – Type B (Modified) – Type C (Fee-for-Service) • The contract type will directly affect the health care services you are entitled to, how much you’ll pay, and the access you’ll have to such services over the life of your contract
  • 4. Costs • Upfront costs typically consist of an entrance fee and/or deposit • Ongoing costs include a monthly fee and services not included in your contract • Is the entrance fee refundable? • If so, how is the refund (sometimes called a “rebate”) structured?
  • 5. Health Care Services • Are all levels of care offered on the same campus? • Some CCRCs contract out nursing home care, which could mean a move
  • 6. Financial Status • Know the facility’s financial health • This indicates the company’s ability to fulfill its contractual obligations to you • Applicants are entitled to review the community’s most recently audited financial statements • Residents are permitted to receive periodic updates
  • 7. Information Sharing • By what means, and how often, does the CCRC disclose information about operations and finances with residents?
  • 8. Safety & Security • Are you comfortable with the level of security and safety features across the campus? • If your needs changed, would mobility be an issue in different areas of the campus?
  • 9. Record of Complaints • Call your local long-term care ombudsman – Ask about complaints – Are they resolved or still pending?
  • 10. Quality of Care • Nursing home care is a great barometer of care at a continuing care retirement community • Check out Nursing Home Compare to find out how the community scored on its most recent health inspection
  • 11. Accreditation • Is the facility accredited by the Commission on Accreditation of Rehabilitation Facilities (CARF)? • Accredited communities have met stringent standards – Operational performance – Financial performance – Resident care
  • 12. Lifestyle • Consider services and amenities • Review the community’s policies on: – Breaking a contract – Pets – Overnight guests – Moving between components on campus – Living with a spouse • Is it a good fit for your lifestyle? • Try a one-week trial
  • 13. SeniorHomes.com • Information in this presentation provided by senior housing writer Nikki Jong • SeniorHomes.com is a free resource for seniors and families searching for housing and care services • Visit http://www.seniorhomes.com for more information on senior housing

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