Promotionals
Upcoming SlideShare
Loading in...5
×
 

Promotionals

on

  • 1,210 views

 

Statistics

Views

Total Views
1,210
Views on SlideShare
1,209
Embed Views
1

Actions

Likes
0
Downloads
14
Comments
0

1 Embed 1

http://www.linkedin.com 1

Accessibility

Categories

Upload Details

Uploaded via as Adobe PDF

Usage Rights

© All Rights Reserved

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
    Processing…
Post Comment
Edit your comment

Promotionals Promotionals Presentation Transcript

  • It’s time to pick a side. People with a financial plan are happier in retirement John Sommerville than those without. Senior Financial Advisor 1234 Lindenwood Lane, Suite 300 Minneapolis, MN 55474 (555) 555-5555 2006 New Retirement Mindscape® study conducted by Ameriprise Financial in conjunction with Age Wave and Harris Interactive. Financial planning services and investments available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. © 2008 Ameriprise Financial, Inc. All rights reserved.
  • People with a financial plan are happier in retirement than those without. John Sommerville You need a plan. Senior Financial Advisor 1234 Lindenwood Lane, Suite 300 Minneapolis, MN 55474 (555) 555-5555 2006 New Retirement Mindscape® study conducted by Ameriprise Financial in conjunction with Age Wave and Harris Interactive. Financial planning services and investments available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. © 2008 Ameriprise Financial, Inc. All rights reserved.
  • It’s time to pick a side. People with a financial plan are happier in retirement than those without. Anthony Pio Costa IV, CRPC® Senior Financial Advisor 1275 Bloom eld Avenue, Suite 143 Fair eld, NJ 07004 (800) 237- 5827 www.anthonypiocosta.com 2006 New Retirement Mindscape® study conducted by Ameriprise Financial in conjunction with Age Wave and Harris Interactive. Financial planning services and investments available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. © 2008 Ameriprise Financial, Inc. All rights reserved. View slide
  • Your retirement planning information has arrived! Thank you for calling and taking advantage of the Ameriprise Financial Retirement Check-In®. We hope you found the experience enlightening and that it helped you better understand where you are on the road toward reaching your retirement dreams. You may find the enclosed guide helpful in thinking about your journey toward retirement. It includes information on saving for retirement, protecting the assets you’ve already saved, and balancing planning for retirement with the other priorities in your life. It also provides examples of people who worked with a financial advisor to make their retirement dreams real. We’ve also included information on how working with a financial advisor can help you reach your goals, even in today’s volatile market. A new way to look at financial planning. At Ameriprise Financial, our unique and collaborative approach to financial planning lets us look beyond the numbers for a clearer understanding of your total financial picture. Here's how it works: Define your DREAM. Before discussing numbers, we can help you determine where you'd like to go, what you'd Please call (800) 437-3500 with any questions or to get started like to do, and where you'd like to be in years on the next leg of your journey to reaching your retirement to come. dreams. We look forward to speaking with you again soon. Develop your PLAN. We provide a tailored financial plan based on a clear understanding of your needs, situation, and goals. Then, you and your advisor will determine the right combination of products and services needed to implement your financial plan. TRACK your progress. Financial planning services and investments offered through Ameriprise Financial Your needs and goals evolve over time. Through Services, Inc., Member FINRA and SIPC. Ameriprise Financial cannot guarantee future our ongoing relationship, we'll revisit your plan financial results. and make adjustments to your strategies and © 2008 Ameriprise Financial, Inc. All rights reserved. 7/08 tactics, helping you to stay on track. AN EXCLUSIVE OFFER FROm AmERIpRISE FINANCIAL AN EXCLUSIVE OFFER FROm AmERIpRISE FINANCIAL $25 Borders Gift Card $50 Borders Gift Card Present this voucher at your complimentary initial consultation to receive a $25 Present this voucher when you engage in a financial planning relationship with Borders gift card. Your Ameriprise financial advisor will arrange for the gift card to us to receive a $50 Borders gift card. Your Ameriprise financial advisor will be mailed to your home. arrange for the gift card to be mailed to your home. Sample Sample EXPIRES 1/10/09 Sample Sample EXPIRES 1/10/09 123 AnyWhere Street 123 AnyWhere Street Suite 123 99999 Suite 123 99999 SomeWhere, US 55123 SomeWhere, US 55123 Phone: ( ) Phone: ( ) View slide
  • dream 611LH B (1/08) TERMS AND CONDITIONS • Please allow 10 to 12 weeks after TERMS AND CONDITIONS • Please allow 10 to 12 weeks after • This voucher is not transferable. your consultation to receive your gift • This voucher is not transferable. your consultation to receive your gift card by mail. card by mail. • This voucher may not be reproduced. • This voucher may not be reproduced. • Ameriprise Financial reserves the right • Ameriprise Financial reserves the right • This voucher has no cash value. to terminate or change this offer at • This voucher has no cash value. to terminate or change this offer at • Offer valid to new Ameriprise Financial any time. • Offer valid to new Ameriprise Financial any time. clients only. Excludes existing • Other terms and conditions may apply. clients only. Excludes existing • Other terms and conditions may apply. customers and non-U.S. residents. customers and non-U.S. residents. • Only one incentive of any type may be • Only one incentive of any type may be used toward the initial consultation used toward the initial consultation per customer, per household. per customer, per household. Financial planning services and investments are made available through Ameriprise Financial planning services and investments are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC, an Ameriprise Financial company. Financial Services, Inc., Member FINRA and SIPC, an Ameriprise Financial company. The Ameriprise financial advisor will help you determine if these financial planning services The Ameriprise financial advisor will help you determine if these financial planning services are right for you. You should make investment decisions based on your investment are right for you. You should make investment decisions based on your investment objectives, risk tolerance and financial position and not on the basis of this program. objectives, risk tolerance and financial position and not on the basis of this program. © 2008 Ameriprise Financial, Inc. All rights reserved. © 2008 Ameriprise Financial, Inc. All rights reserved. Borders is not affiliated with Ameriprise Financial and is not responsible for Ameriprise Borders is not affiliated with Ameriprise Financial and is not responsible for Ameriprise Financial provision of or failure to provide Ameriprise products or services. Financial provision of or failure to provide Ameriprise products or services. FOR ADVISOR USE ONLY Please complete the following information: FOR ADVISOR USE ONLY Please complete the following information: Financial Advisor’s Name Financial Advisor’s Name Advisor Number Advisor Number Meeting Date Meeting Date Phone Number Phone Number
  • You are a millionaire. Though even that makes you laugh a little to yourself. You don’t live according to the “millionaire” stereotypes; you don’t act like that, talk like that, think like that. You aren’t a jet-setter. You go to work every day. Nevertheless: you are a millionaire. Proud of what you’ve accomplished, for sure. But concerned that the growing complexity of your financial life is exceeding the time and ability you have to manage it. You need perspective from someone who won’t give you stereotypical “millionaire” advice, but advice that’s right for you. You need a Private Wealth Advisor who understands that. Meet Private Wealth Advisor David Tysk. David offers customized solutions for high-net-worth clients with complex financial needs. To learn more about how David can help you, call 952-646-1616 or visit davidtysk.com. David B Tysk, CFP® Senior Financial Advisor 5601 Green Valley Drive Norman Pointe 1 Suite 100 Bloomington, MN 55437 Tysk & Associates A private wealth advisory practice of Ameriprise Financial Services, Inc. Financial advisory services and investments available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. © 2008 Ameriprise Financial, Inc. All rights reserved.
  • Meet Private Wealth Advisor David Tysk. David offers customized solutions for high- net-worth clients with complex financial needs. To learn more about how David can help you, call 952-646-1616 or visit davidtysk.com. You are a millionaire. David B Tysk, CFP® Senior Financial Advisor Though you don’t live according to the “millionaire” stereotypes; 5601 Green Valley Drive Norman Pointe 1 Suite 100 you don’t act like that, talk like that, think like that. Bloomington, MN 55437 You aren’t a jet-setter. You go to work every day. Tysk & Associates A private wealth advisory practice of Ameriprise Nevertheless: you are a millionaire. Financial Services, Inc. Concerned that the growing complexity of your financial life is exceeding the time and ability you have to manage it. You need a Private Wealth Advisor who understands that. Financial advisory services and investments available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. © 2008 Ameriprise Financial, Inc. All rights reserved.
  • Jeff Roberts & Associates An Ameriprise Private Wealth Advisory Practice We shape financial solutions for a lifetime®
  • Our premier level of service, ongoing financial planning and product solutions tailored specifically to your needs and goals. As an Ameriprise Private Wealth Advisory Practice, Jeff Roberts & Associates is comprised of knowledgeable financial professionals who can help simplify your complex wealth management needs and provide the superior level of experience, wisdom and service you deserve. They deliver personal, one-to-one attention to help you grow and preserve your wealth, transfer it to those you care about, or use it to more fully achieve your dreams. As leaders of the practice, Jeff Roberts & Associates are exceptional financial advisors who have provided sophisticated financial planning and advice to high-net-worth clients for years — attaining the highest levels of financial planning credentials, receiving specialized training and offering access to exclusive product solutions.
  • D. Jeffrey Roberts ChFC®, CRPC®, CFS Senior Financial Advisor Chartered Financial Consultant Certifications and Degrees ChFC® To earn the Chartered Financial Consultant designation advisors must complete experience and ethics requirements. To retain the designation they must also maintain ongoing continuing education and ethics requirements. CRPC® By completing coursework focused on key Awards and recognition retirement issues such as asset management 2006–present, Chairman’s Advisory Council and estate planning, a Chartered Retirement Planning CounselorSM is trained to help clients Personal information assess retirement preparedness and confidently Avid runner and often cross-trains biking address their pre- and post-retirement and swimming. financial needs. Enjoys traveling, hunting, fishing, scuba diving, snow skiing, water sports, reading and Education spending time with family and friends. Samford University, BS in Finance, 1992 Member of St. Luke’s Episcopal Church. Business experience Professional associations 2006–present Million Dollar Round Table, 2007–present Senior Financial Advisor Financial Planning Association Ameriprise Financial Services, Inc Birmingham, AL Community service Samford University undergraduate 1992–2006 alumni advisor Financial Advisor Ameriprise Financial Services, Inc Vestavia Hills Chamber of Commerce, Birmingham, AL member 2000–2002 Other Associate Vice President Coach, thought leader and mentor for Ameriprise Financial Services, Inc advisors throughout the country, teaching Birmingham, AL practice management strategies. 1995–2002 Frequently sought after as guest lecturer and District Manager financial education specialist. Ameriprise Financial Services, Inc Birmingham, AL
  • Education Personal information The University of Alabama, MA Married, wife Peggy in Communications, 1970 One daughter, two grandchildren Business experience Enjoys golfing 2007–present Professional associations Associate Financial Advisor Financial Planning Association Ameriprise Financial Services, Inc. Other Birmingham, AL The University of Montevallo 2002–2007 Foundation, Board Chairman Robert A. Altman Senior Financial Advisor Montevallo, AL ChFC®, CRPC®, Ameriprise Financial Services, Inc. Riverchase United Methodist CLU® Birmingham, AL Church, Board Member Associate Financial Advisor 1997–2002 Birmingham, AL Financial Advisor Kiwanis Club, Member Ameriprise Financial Services, Inc. Birmingham, AL Birmingham, AL Education Personal information The University of Alabama, BS Married, wife Annie in International Marketing, 1990 Enjoys sports and music Business experience Member of Alabama Skunks 2005–present as Pets Associate Financial Advisor Professional certifications Ameriprise Financial Services, Inc. and associations Birmingham, AL Chartered Financial Consultant Shawn T. Buchanan 1998–2005 Chartered Retirement Planning ChFC®, CRPC® Financial Advisor CounselorSM Associate Financial Advisor Ameriprise Financial Services, Inc. Birmingham, AL Education 2003-2006 The University of Alabama, BS in Advisor Coach Finance, 2002 Ameriprise Financial Services, Inc. Business experience Birmingham, AL 2007-present Personal information Associate Financial Advisor Married, wife Stacey Ameriprise Financial Services, Inc. Enjoys fishing, hunting, golf, Birmingham, AL landscaping/gardening and Robert “Vaughn” Alabama football. Sparks III 2002-2007 Financial Advisor Member of Our Lady of Sorrows CFP®, CRPC® Catholic Church Associate Financial Advisor Ameriprise Financial Services, Inc. Birmingham, AL
  • “We make a living by what we get, but we make a life by what we give.” Winston Churchill
  • A select team of professionals As a Private Wealth Advisory Practice, we possess strong leadership capabilities and years of experience serving the needs of high- net-worth individuals. So we know when to leverage the expertise and knowledge of specialists who focus on everything from Our team retirement, tax and estate planning strategies, Vaughn Sparks, Associate Financial Advisor to insurance and asset management. We Renee Lay, Client Contact Specialist also understand the expectations of affluent Shawn Buchanan, Associate Financial Advisor Jeff Roberts, Senior Financial Advisor clients, and are committed to meeting your Julie Shropshire, Paraplanner expectations while helping you grow and Robert Altman, Associate Financial Advisor protect your wealth. Keeping it personal Financial planning is not just about the numbers, it’s also about your dreams. We work one-to-one with each of our clients to We help shape financial solutions for understand what is most important to them a lifetime through a comprehensive and their families. This information provides the foundation to develop a financial plan and personalized financial planning tailored to your short- and long-term goals. While you have the benefit of working with a approach built on a long-term, team of financial professionals, your personal one-to-one relationship with a Ameriprise Private Wealth Advisor will help you create and implement your personal knowledgeable advisor. financial plan. Together, we’ll track your progress toward your goals as your situation evolves and market conditions change. Our goal is to provide you with effective, personalized financial solutions that help make it possible for you to truly live the life you’ve imagined.
  • Because you deserve the highest level of service. Whether your goals include growing your assets, preparing for retirement, planning your estate or transferring family wealth, we’ll provide highly personalized service — assisting with details and nuances important to you and your family, not just your investments. We’ll apply our experience and integrate the advice of outside experts to help simplify the most complex financial situations and free you to enjoy your life more fully. The Ameriprise Private Wealth Advisory to determine the mix of product solutions Program embraces a high standard of and services that best meet your financial professional excellence to help ensure you needs, including: enjoy a superior client experience. Your ■ Stocks and bonds Private Wealth Advisor will use proven ■ Mutual funds processes to help you set goals and take ■ Annuities and insurance action toward achieving them. You’ll receive ■ Tax-deferred retirement plans a written financial plan and follow up ■ Educational savings plans documentation at least once a year to track ■ Personal trust services progress toward your goals. ■ Real Estate Investment Trusts (REITS) To help formulate the most effective financial plan, your advisor will work closely with you As your life progresses, your dreams and goals may change. We’ll track your progress over time and propose new recommendations, as needed.
  • It’s a difference you see every time we get together. From the personal greeting at the door, to our advisors’ access to the latest technology, our office is dedicated to you. While you’ll always be the center of our attention, we also want you to feel comfortable and relaxed when you visit our offices. Rest assured, we will always treat you and your privacy with the highest level of respect. Helping you identify and prioritize your objectives. We understand you have a variety of Wealth protection and transfer sophisticated financial needs and objectives. Managing, protecting and transferring your We can help you evaluate investment assets for future generations or charitable alternatives and identify strategies in critical purposes through our estate planning and areas such as: trust services. At the same time, helping you manage risk through a complete evaluation of Retirement planning your insurance needs. Helping you make sound financial choices now to maintain your preferred lifestyle into Guidance for small business owners the future. Providing specialized advice for business transition planning, cash flow and debt Income and asset management management, employee benefits and Recommending effective strategies for taking estate planning. distributions from retirement savings and rebalancing your portfolio to appropriately Advanced planning services are optional manage risk. with fees based on your specific needs and complexity. Whatever your needs, we will Tax management remain dedicated to helping you plan for Identifying appropriate strategies for your your financial goals with the personal specific tax situation — from managing capital attention you deserve. gains, to leveraging tax-advantaged investments. Neither Ameriprise Financial nor its affiliates or representatives may provide tax or legal advice. Consult with your tax advisor or attorney regarding specific tax issues.
  • Personal connections that can last a lifetime. At Ameriprise Financial, we believe financial planning is a long-term, collaborative relationship. It’s what sets us apart. You and your advisor will work together to define your dreams, develop a plan to help you get there, then track your progress along the way, making changes when needed. It’s our unique and collaborative approach to financial planning called Dream > Plan > Track >®. Define your DREAM. Before discussing numbers, we can help you determine where you’d like to go, what you’d like to do and where you’d like to be in years to come. Develop your PLAN. We provide a tailored financial plan based on a clear understanding of your needs, situation and goals. Then, you and your Private Wealth Advisor will determine the right combination of products and services needed to implement your financial plan. TRACK your progress. Your needs and goals evolve over time. Through our ongoing relationship, we’ll revisit your plan and make adjustments to your strategies and tactics, helping you stay on track.
  • Financial planning is about more than numbers. It’s also about dreams. At Ameriprise Financial, we believe a life well-lived is a result of those things money can’t buy: a purpose, accomplishment and living one’s dreams. Our comprehensive financial planning approach looks beyond the numbers to get a clearer understanding of your financial needs, goals and dreams. One of the more important aspects of this approach is our collaborative relationship. Working together, we’ll develop sound financial strategies to help meet your needs now and in the future. Strategies that include developing your customized investment plan, planning for your retirement and retirement-income needs, saving for education expenses, managing your taxes more effectively, managing the impact of assets and liabilities on your cash flow and protecting what matters most to you. Whether you’re preparing for the years ahead or for tomorrow, together we can help you plan to achieve your dreams. Ameriprise Financial cannot guarantee future financial results.
  • “Go confidently in the direction of your dreams! Live the life you’ve imagined.” Henry David Thoreau
  • We look forward to discussing your personal dreams and goals and helping you plan to achieve them. Please contact us with any questions or to get started. Jeff Roberts & Associates D. Jeffrey Roberts, ChFC®, CRPC®, CFS A private wealth advisory practice of Senior Financial Advisor Ameriprise Financial Services, Inc. david.j.roberts@ampf.com An Ameriprise Private Wealth Advisor 33 Inverness Center Parkway, Suite 300 Birmingham, AL 35242 Robert A. Altman, ChFC®, CRPC®, CLU® Tel: 205.313.9150 Associate Financial Advisor Fax: 205.313.9159 robert.a.altman@ampf.com Toll Free: 800.587.9702, Ext. 207 Shawn T. Buchanan, ChFC®, CRPC® www.jeffrobertsandassociates.com Associate Financial Advisor shawn.t.buchanan@ampf.com Robert “Vaughn” Sparks, CFP®, CRPC® Associate Financial Advisor robert.e.sparks@ampf.com
  • Wealth Strategies Conference Get to What’s next.® Write down strategies you will implement as a result of what you learned at this conference. The more specific you are, the more likely you are to act on your plan when you return to your practice. Economic Outlook - What strategy/action step will you implement? Client or prospect name Who will do what? By when? Become Indispensable to Affluent Clients - What strategy/action step will you implement? Client or prospect name Who will do what? By when? Navigating through reimbursement options - What strategy/action step will you implement? Client or prospect name Who will do what? By when? For advisor and broker dealer use only. © 2008 Ameriprise Financial, Inc. All rights reserved. Ameriprise Financial Services, Inc. Member FINRA and SIPC
  • Executing on the Retirement Income Framework - What strategy/action step will you implement? Client or prospect name Who will do what? By when? Roth Conversion Planning and IRA Aggregation Rules - What strategy/action step will you implement? Client or prospect name Who will do what? By when? Borrow Smart ConversationTM - What strategy/action step will you implement? Client or prospect name Who will do what? By when? Ironman® Advisor - What strategy/action step will you implement? Client or prospect name Who will do what? By when? For advisor and broker dealer use only. © 2008 Ameriprise Financial, Inc. All rights reserved. Ameriprise Financial Services, Inc. Member FINRA and SIPC
  • Building a Successful Team - What strategy/action step will you implement? Client or prospect name Who will do what? By when? The Art and Science of Manager Selection and Research - What strategy/action step will you implement? Client or prospect name Who will do what? By when? Breakout 1 - What strategy/action step will you implement? Client or prospect name Who will do what? By when? Breakout 2 - What strategy/action step will you implement? Client or prospect name Who will do what? By when? For advisor and broker dealer use only. © 2008 Ameriprise Financial, Inc. All rights reserved. Ameriprise Financial Services, Inc. Member FINRA and SIPC
  • Break out 3 - What strategy/action step will you implement? Client or prospect name Who will do what? By when? Breakout 4 - What strategy/action step will you implement? Client or prospect name Who will do what? By when? Early Bird 1 - What strategy/action step will you implement? Client or prospect name Who will do what? By when? Early Bird 2 - What strategy/action step will you implement? Client or prospect name Who will do what? By when? For advisor and broker dealer use only. © 2008 Ameriprise Financial, Inc. All rights reserved. Ameriprise Financial Services, Inc. Member FINRA and SIPC
  • Transforming a lifetime of savings into a lasting legacy. With an Ameriprise IRA, you have flexible How does the stretch IRA strategy work? This strategy works by allowing the beneficiary of the options that can help you preserve your original IRA to take distributions over his or her own life wealth for future generations to enjoy. expectancy — thereby easing their immediate tax burden. Subsequent beneficiaries continue distributions calculated This strategy, called a stretch IRA, could using the life expectancy of the initial beneficiary as if he or benefit anyone, but it especially benefits she were still living. those who don’t plan to use all of their To help ensure there are assets remaining in your IRA in the IRA assets during their lifetime. Not all event of your death, work with your financial advisor to help determine an appropriate withdrawal rate, if any, prior to age IRA custodians nor employer-sponsored 70½. Then, after age 70½, you may want to only withdraw plans offer this flexibility. the required minimum amount. Beneficiaries of an Ameriprise IRA will have different options depending on whether or not they are the spouse Take steps today to ensure you can use the stretch of the decedent, under the stretch IRA strategy. IRA strategy. Review your IRAs and other retirement accounts. Spouses have two options: If your plans don’t allow you to provide for future generations, > Move the inherited IRA into their own name and become consider consolidating your accounts in an Ameriprise IRA. the owner of the account, subject to current IRA rules. Update your beneficiaries. Remember, the beneficiaries > Maintain the IRA in beneficial status. Depending on when named in your accounts, not in your will, receive the assets the original IRA owner dies, distributions from an IRA in upon your death. Consider adding a special beneficiary beneficial status may not be required for many years. restriction to help ensure a lifetime of income for your Non-spouses have one option: beneficiaries. > Maintain the IRA in beneficial status and begin taking Plan a withdrawal strategy. Your financial advisor can help distributions based on the beneficiary’s own single life you plan your withdrawals in order to leave the amount you expectancy. Distributions are required to start in the year wish to your heirs. following the year of death. Subsequent beneficiaries must continue distributions based on the life expectancy of the initial beneficiary, not their own. Non-individuals may have one option: > Maintain the IRA in beneficial status and begin taking distributions based on the deceased IRA owner’s life expectancy.
  • Stretch your wealth across generations. The following hypothetical illustration* Ruth’s beneficiary, her son, Bob, is age 50 when Ruth dies. Bob must move the account into an inherited IRA and begin shows how a $100,000 IRA balance taking required minimum distributions. Assuming the IRA could lead to more than $1.2 million continues to grow at 7%, his balance will total $370,073 upon his death at age 75. in payouts to three generations using the stretch IRA strategy. Bob’s beneficiary, his daughter, Chloe, must continue the required distributions in amounts calculated as though Joe’s million-dollar legacy. her father were still living. For this example, distributions At age 63, Joe rolls his 401(k) balance of $100,000 into continue for 10 years ending in a zero account balance. an Ameriprise IRA. His IRA earns 7% per year and he does not withdraw any assets until age 70½. At age 70½, Joe After stretching the IRA to three generations of heirs, the begins withdrawing the minimum required amount, with the total amount distributed is over $1.2 million. remaining balance continuing to earn 7% until Joe’s death at age 78. At this time, his IRA is valued at $196,530. Joe’s beneficiary, his wife, Ruth, is age 69 when Joe dies. Ruth rolls Joe’s IRA into her name to postpone required Your advisor will look at your whole retirement distributions until age 70½. Then, she begins taking only the picture, help you evaluate your beneficiary options minimum distributions required. Her balance continues to and make any changes. grow at 7% and totals $261,841 upon her death at age 85. $100,000 IRA pays out more than $1.2 million. $1,400,000 Account Balance* Total Distributed $1,200,000 $1,000,000 $800,000 $600,000 $400,000 $200,000 2007 2017 2027 2037 2047 2057 2067 The hypothetical account balance illustrated is pre-tax and assumes a 7% rate of return after applicable fees and expenses. * This hypothetical example is not meant to represent any specific investment or to imply any guaranteed rate of return. Distributions are taxed as ordinary income. This hypothetical assumes that amounts are paid out of the IRA at the latest possible time. Taking distributions sooner than required by law will decrease or eliminate the amount available to your beneficiaries. This hypothetical does not factor in the impact of inflation. © 2005 –2008 Ameriprise Financial, Inc. All rights reserved. Ameriprise Financial Services, Inc., offers financial planning services, securities, insurance, annuities and other investments. Member FINRA and SIPC. RiverSource® products are offered by affiliates of Ameriprise Financial Services, Inc. 230492 G (12/08)
  • Wealth Strategies Conference Advisor Information Request Form Advisor name: ________________________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________ Advisor #: _________________________ Market Group: _______________________________________________________________________________________________ Please take a few minutes to indicate the top 3 to 5 topics on which you would like to receive more information, and our Ameriprise EverCare resources will make every effort after the Conference to provide the support you request. In addition, we will compile the requests and use them as a guide to develop future training for advisors. Investment Management Retirement Income  Market Volatility  Executing on the Retirement Income Framework  SPS Advantage Rebalancing Tool  Roth Conversation Strategies  Using Bonds and Our New Online Trading  Annuity Solutions to Help Mitigate Longevity Risk  Real Estate Investment Trusts (REITs)  Impact of Real Estate Wealth on Retirement  Fund of Hedge Funds  1031/Tenant-in-Common (TICs) Estate and Legacy  Life Insurance Strategies Practice Management  Personal Trust Services  Your Value Proposition  Income in Respect of Decedent  Building Client Loyalty  Formal Team Practices Business Ownership  Producing Financial Planning Deliverables  Succession Planning  401(k)/Small Business Retirement Plans Wealth Management  Life Insurance Solutions for Executive Benefits  Tax Planning Strategies  Other For advisor and internal use only. Not intended for inspection by or distribution or quotation to the general public. © 2008 Ameriprise Financial Services, Inc. All rights reserved. Member FINRA and SIPC. (07/08)