Good morning ladies and gentlemen. We at the NCRFW are very pleased to be part of this significant activity. This is, I think, the very first time that NAPC is engaging the MFIs to discuss gender mainstreaming in the microfinance sector. We deem this a very good opportunity to share with you NCRFW’s thrusts on women’s economic empowerment and microfinance, as well as to forge strong partnership with the MFIs, so that we can achieve our national economic goal of holistic and sustainable development for women and men.
WOMEN’S ECONOMIC EMPOWERMENT: A KEY TO BUILDING A STRONG NATION Originally prepared and presented by EMMELINE L. VERZOSA, Executive Director, National Commission on the Role of Filipino Women during the Luzon Regional Training on Gender in Microfinance; Bayview Park Hotel, Manila City; November 12, 2005 GEMMA IFURUNG National Commission on the Role of the Filipino Women Visayas Regional Training On Gender In Microfinance Cebu Business Hotel, Cebu City 3 December 2005
NCRFW :
the lead government agency
steering development efforts
towards women’s empowerment and gender equality
V ision
We, in partnership with key stakeholders, shall make government work for the promotion, protection and fulfillment of women’s human rights to enable women and men to equally contribute to and benefit from development.
M ission
We shall pursue this through
gender mainstreaming
to make government
policies, plans, programs and services gender responsive
M ission
National and Local Development Planning Cycle Planning Monitoring & Evaluation Implementation Programming & Budgeting 6B
GAD Planning, M&E Institutional Mechanism Advocacy &Training GAD Data Base Planning Monitoring & Evaluation Implementation Programming & Budgeting 6B The GAD Mainstreaming Strategy
Enhanced enabling environment
for government to
develop, implement, monitor and evaluate gender-responsive
policies, plans, programs, and projects
at the national and local levels.
G oal
Coordinates the preparation of Philippine development plans for women
Acts as clearinghouse and database for information relating to women
C ore F unctions
Conducts policy studies and reviews legislation to integrate women’s and gender concerns
Provides technical services and ensures the development of institutional capabilities for GAD mainstreaming of government agencies and local partners
C ore F unctions
Monitors and assesses the implementation of laws and policies on women including international treaties and conferences
Undertakes continuing advocacy to promote women’s economic, social, and political empowerment
C ore F unctions
FRAMEWORK PLAN FOR WOMEN (FPW)
Time slice of the PPGD
3 Major Thrusts
- Advancing and protecting Women’s
Human Rights
- Promotion of Women’s Economic
Empowerment
- Promotion of Gender-Responsive
Governance
GOVERNMENT NGOs/ CSOs PRIVATE SECTOR ACADEME/ GRCs The FPW Conceptual Framework EMPOWERED WOMEN, STRONGER NATION WOMEN’S EMPOWERMENT/ GENDER EQUALITY WOMEN’S ECONOMIC EMPOWERMENT WOMEN’S HUMAN RIGHTS BEAT THE ODDS BEAT THE ODDS MEDIUM-TERM PHILIPPINE DEVELOPMENT PLAN (MTPDP) GENDER MAINSTREAMING GENDER MAINSTREAMING GENDER-RESPONSIVE GOVERNANCE
THE “BIBINGKA” PRINCIPLE NGOs empowerment representation monitoring gov’t implementation of GAD commitments at grassroots level NCRFW Oversight identify critical points of intervention build alliances and support systems GAD monitoring GENDER-RESPONSIVE DEVELOPMENT GOs GAD mainstreaming initiatives policy/program reformulation resource allocation institutional reform capacity-building
FPW ECONOMIC EMPOWERMENT OBJECTIVES
Enhance sustainable access of women to capital market, training, information, technology and technical assistance
Enhance employment and livelihood skills of women, particularly in high value adding industries and agricultural activities
Increase awareness of women of their economic rights and opportunities
GAD in the MTPDP
Part III. Social Justice and Basic Needs
Chapter I. Basic Needs: Anti-Poverty Programs
1.1 Livelihood
“ In particular, since women are the majority target of microfinance initiatives, programs should aim, not just to reduce income poverty, but to empower women as well. Women’s active participation in decision-making in small enterprise development, gender consciousness and empowerment ensure that programs are sensitive to women’s specific needs and roles , especially as wives and mothers that exercise control over their micro-enterprises and also benefit personally from them”.
GAD in the MTPDP
Part III. Social Justice and Basic Needs
Chapter I. Basic Needs: Anti-Poverty Programs
On Livelihood
Develop gender-responsive microfinance services and products in partnership with LGUs, NGOs and POs
- training
- product development
- market access
- new technologies
- social insurance
- women’s health (e.g. family planning and
- other basic services (e.g. housing and pension)
Key Elements in Pursuing Gender Responsive Microfinance Policies and Programs
Clear expression of gender equality and women’s empowerment as goals in microfinance policies and programs of microfinance institutions (MFIs)
Adoption of the credit plus five approach
Key Elements in Pursuing Gender Responsive Microfinance Policies and Programs
Capability-building of personnel in concerned GFIs (i.e. PCFC and Landbank) and retailer MFIs on gender awareness and integration of gender perspective in programs and services
Monitoring and Evaluation
- Development of qualitative and quantitative indicators and measures of women’s empowerment
- Integration and application of indicators in M & E scheme
Development of feedback and participatory decision-making mechanism
Role of MFIs in Promoting Women’s Economic Empowerment
Review, data analysis and research
Pro-actively integrate gender in programs and services
- Awareness of and support for women clients’ concerns
- Empowerment among the MFI Staff
Including relevant qualitative and quantitative measures of women’s empowerment in M & E scheme
HELP YOUR CLIENTS MOVE OUT OF POVERTY
Adopt a Credit Plus Approach
COMPREHENSIVE MICROFINANCE PACKAGE NON FINANCIAL SERVICES FINANCIAL SERVICES Credit and savings Skills training, *social security, modules on responsible parenthood, health and nutrition, family planning, *occupational safety and health and gender empowerment, *micro-insurance and housing
HELP YOUR CLIENTS MOVE OUT OF POVERTY
How?
FORM STRATEGIC ALLIANCES Focus on your strengths, passion and mission and LINK with organizations with complimentary services
FORMING STRATEGIC ALLIANCES
Three ways:
Linked approach – partner with other organizations
Parallel approach – create new service unit within your organization
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