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ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
ME - the most important stakeholder in mobile payment
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ME - the most important stakeholder in mobile payment

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  • 1. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved"Me"The most importantstakeholderin mobile payment
  • 2. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reservedWhat I am not very much interested inGartnerWorldbankJuniperForresterWorld Payments Report
  • 3. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reservedWhats important for me, is …… how will myday get better?
  • 4. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 5. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 6. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 7. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 8. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 9. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 10. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 11. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 12. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 13. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 14. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 15. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 16. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 17. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 18. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 19. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 20. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 21. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reserved
  • 22. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reservedBeen a good day…
  • 23. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reservedFrom a business perspectiveIs this realistic?• One Phone• Multiple ways of payment• Cross merchant bonification?
  • 24. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reservedMobile PaymentwalletXpressCross MerchantBonificationbonusXpressCommunicationService ProvidersPayment ServiceProvidersMerchantsBankRetailersCreditCardLocal PaymentHerosStored ValueAccounts3rd. Party ServiceProviders
  • 25. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reservedMobile PaymentwalletXpressCross MerchantBonificationbonusXpress• Aggregation of multiple payment channels• True mobile payment (direct carrier billing,Stored Value Account)• Pre-Integrated loyalty product bonusXpressSoftware Products for Service Providers
  • 26. www.siemens.com/convergence-creatorsrestricted © Siemens Convergence Creators GmbH. 2013, All rights reservedInternet: www.siemens.com/convergence-creatorsContactHead of Sales Mobile PaymentRobert Albrecht+43 664 8855 6218albrechtrobert@siemens.com

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