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Nabard ppt Nabard ppt Presentation Transcript

  • Topic
  • Agenda Introduction Headquarters & Branches Vision & mission Hierarchy of NABARD Role Banking Services Financial Operation Impact Of Union Budget On NABARD Recommendation Conclusion
  • Introduction The committee of Mr. B. Sivaraman recommended the establishment of NABARD, on November 28, 1979.  The parliament through the act 61 of 81 approved its setting up in July 1982. Set up with initial capital of Rs.100 crore, increased to Rs.2,000 crore, fully subscribed by the government of india and the RBI.
  • Apex bank for facilitating credit for promotion and development of agriculture, small-scale industries, cottage and village industries, handicrafts and other rural crafts. It also support to all other allied economic activities in rural areas and secure prosperity of rural areas.
  • Headquarters Bandra-Kurla Complex , Bandra , Mumbai, Maharashtra
  • Branches NO STATE /REGION CITY 1 Andaman and Nicobar Port Blair 2 Andhra Pradesh Hyderabad 3 Arunachal Pradesh Itanagar 4 Assam Guwahati 5 Bihar Patna 6 Chhattisgarh Raipur 7 Goa Panaji 8 Gujarat Ahmedabad 9 Haryana Chandigarh 10 Himachal Pradesh Shimla 11 Jammu & Kashmir Jammu 12 Jharkhand Ranchi 13 Karnataka Bangalore 14 Kerala Thiruvananthapuram
  • NO STATE /REGION CITY 15 Madhya Pradesh Bhopal 16 Maharashtra Pune 17 Manipur Imphal 18 Meghalaya Shillong 19 Mizoram Aizwal 20 Nagaland Dimapur 21 New Delhi New Delhi 22 Orissa Bhubaneswar 23 Punjab Chandigarh 24 Rajasthan Jaipur 25 Sikkim Gangtok 26 Tamil Nadu Chennai 27 Tripura Agartala 28 Uttar Pradesh Lucknow 29 West Bengal Kolkata
  • Vision To facilitate sustained access to financial services for the unreached poor in rural areas through various micro Finance innovations in a cost effective and sustainable manner.
  • Mission By the end of year 2015, we have planned to link nearly 9.2 crore households which would ensure coverage of more than 50% women through SHG (Self-Help Group) Bank linkage program.
  • Chairman Managing Director Board Of Director Executive Director Head Office Departments Regional Offices Sub Office Special Cell District Development Offices Training Establishments Hierarchy of NABARD
  • Chairman & Managing Director Mr. Rakesh Singh (Chairman) Dr. K. G. Karmakar (Managing Director)
  • Directors Dr. K. C. Chakrabarty Lakshmi Chand Shashi Rekha Rajagopalan P. K. Basu
  • B. K. Sinha Alok Nigam R. K. Meena A. K. Sinha K. Jayakumar M. I. Khandey
  • Role Primary role: Providing refinance to lending institutions in rural areas . Bringing about or promoting institutional development . Evaluating, monitoring and inspecting the client banks .
  • NABARD also: Acts as a coordinator in the operations of rural credit institutions. Extends assistance to the government, the RBI and other organizations for rural development. Training and research facilities for banks, cooperatives and organizations working in the field of rural development . Acts as regulator for cooperative banks and RRBs.
  • NABARD also: Helps the state governments in reaching their targets of providing assistance agriculture and rural development . Apex institution accredited with matters concerning policy, planning and operations in the field of credit for agriculture and activities in rural areas. It prepares, rural credit plans for all districts in the country on annual basis. It promotes research in the fields of rural banking, agriculture and rural development.
  • Banking Services Production credit Kisan Credit Cards Farmers' Club Program Tribal Development Fund Microfinance Program Village Development Program
  • Farm Innovation and Promotion Fund Rural Infrastructure Development Fund
  • Financial Operation Sources of funds Amt(31/03/2011) (crore) Share % Capital, Reserves & Surplus 13,863 8.7 National rural credit Funds 16,045 10.1 STCRC Fund 14,622 9.2 Deposits 277 0.2 RIDF Deposits 67,878 42.7 Bonds & Debentures 26,788 16.9 Certificates of deposits 137 0.1
  • Sources of funds Amt(31/3/ 2011) (crore) Share % Term Money Borrowings 110 0.1 Commercial Paper 6,448 4.0 Borrowings from GoI 124 0.1 Foreign Currency Loan 503 0.3 Borrowings against STD 360 0.2 Other Liabilities/Funds 11,717 7.4 Total 1,58,872 100.0
  • Application of funds Amt (31/03/2011) (crore) Share % Cash and Bank Balance 10,537 6.6 Government Securities and other Investments 5,868 3.7 CBLO 228 0.1 Production and Marketing Credit 33,885 21.3 Conversion of Production Credit into MT Loans 193 0.1
  • Application of funds Amt (31/03/2011) (crore) Share % MT & LT Project Loans 38,896 24.5 LT Non Project Loans 167 0.1 Loans out of RIDF 66,078 41.7 Co Finance Loans 88 0.1 Other Loans 182 0.1 Fixed & Other Assets 2,750 1.7 Total 1,58,872 100.0
  • Impact Of Union Budget On NABARD Agriculture estimated to grow at 2.5% in FY12 Interest subvention scheme for short term crop loans to farmers at 7% interest per annum extended to FY13 Many storage facilities has been given by government Rs. 100 bn allocated to NABARD for refinancing Regional Rural Banks (RRBs) An increase in allocation to Rashtriya Krishi Vikas Yojana (RKVY) Rs78.6bn in FY11 to Rs 92.2bn in FY12
  • The allocation for "Bringing Green Revolution to Eastern India" (BGREI) increased from Rs4bn to Rs10bn in FY12 Bank credit to agriculture increased to Rs5,750bn from Rs4,750bn Proposes to provide Rs159bn for capitalisation of PSBs, RRBs including NABARD various bills has been introduced to attempts to roll forward the process of financial sector legislative reforms This budget has created macro level platform to those who will start new business in agriculture, infrastructure and manufacturing sectors.
  • Recommendation Public sector bank. Environment of the bank. Liberty to express views Preference to work.
  • Conclusion As the financial system has grown rapidly, Nabard has taken initiative that credit made available by small and marginal farmers is productively employed. Other bank should also take initiative as Nabard is taking the initiative.