Demand Estimation<br />Education Loans in India - Domestic<br />
Benefits of taking Education Loans<br />	1. Financial support for professional courses such as MBA, BTech and MBBS2. Avail...
Top Educational Loan Institutes/ Banks<br />State Bank of India<br />ICICI Bank<br />HDFC<br />Canara Bank<br />Bank of Ba...
Factors taken into consideration<br />Population in India<br />Literates<br />Education – Graduates plus<br />Age<br />Cla...
Non-Price Barriers<br />Illiterates<br />Rich families<br />Different mentality/ No interest<br />Nomadic Tribes (NT) cate...
Age Wise population<br />Total population from 10 – 24<br />31,48,26,880<br />
Population by religion<br />
Literacy by religion<br />Muslims literacy percent = 12%<br />
Growth – Institutes in India<br />Colleges assumed for year 2010-11 : 8000 and 400 respectively<br />
Calculations…<br />Population in India – 1,10,54,15,723 <br />Literate Population – 65% = 71,62,14,739 <br />Less: Muslim ...
Calculations…<br />Institutes =(8000 X 250)+(400 X 200)<br />= 20,80,000 <br />On an average, institutes are only 75% full...
Socio-Economic Class (SEC) - Urban<br />
Socio-Economic Class (SEC) - Rural<br />
Total Demand Estimation<br />
Total Demand Estimation<br />Subtracting the Muslim population from the total demand, we get<br />7,38,660 - 88639 = 6,50,...
References<br />Indiastat.com<br />Wikipedia<br />Successcds.com<br />
Thank You<br />
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Demand estimation - Education Loans

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Demand Estimation - Education Loans in India

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Demand estimation - Education Loans

  1. 1. Demand Estimation<br />Education Loans in India - Domestic<br />
  2. 2. Benefits of taking Education Loans<br /> 1. Financial support for professional courses such as MBA, BTech and MBBS2. Available for higher education in India and abroad3. Easy repayment only after job placement 4. Affordable Interest Rates5. Lesser burden on parents6. Loan cover up to as much as 20 lac available by various banks7. Expenses such as tuition fees, travel expenses, hostel charges are included in education loan<br />
  3. 3. Top Educational Loan Institutes/ Banks<br />State Bank of India<br />ICICI Bank<br />HDFC<br />Canara Bank<br />Bank of Baroda<br />Indian Bank<br />Dena Bank<br />
  4. 4. Factors taken into consideration<br />Population in India<br />Literates<br />Education – Graduates plus<br />Age<br />Class<br />Religion<br />SEC Classes<br />Course (MBA, MBBS, Engineering etc.)<br />Institutes<br />
  5. 5. Non-Price Barriers<br />Illiterates<br />Rich families<br />Different mentality/ No interest<br />Nomadic Tribes (NT) category<br />Religion/ Culture<br />Eg. Muslims<br />No admission in college<br />
  6. 6. Age Wise population<br />Total population from 10 – 24<br />31,48,26,880<br />
  7. 7. Population by religion<br />
  8. 8. Literacy by religion<br />Muslims literacy percent = 12%<br />
  9. 9. Growth – Institutes in India<br />Colleges assumed for year 2010-11 : 8000 and 400 respectively<br />
  10. 10. Calculations…<br />Population in India – 1,10,54,15,723 <br />Literate Population – 65% = 71,62,14,739 <br />Less: Muslim literates at 12% = 64,98,18,105<br />Age Group from 10-25<br />= (64,98,18,105 - 31,48,26,880)<br />= 33,49,91,225<br />Out of the literates, only 15% of them reach high schools<br />= 15% of 33,49,91,225<br />= 5,02,48,684<br />Only 7% are graduates = 7% of 5,02,48,684<br />= 35,17,408<br />Institutes =(8000 X 250)+(400 X 200)<br />= 20,80,000 <br />
  11. 11. Calculations…<br />Institutes =(8000 X 250)+(400 X 200)<br />= 20,80,000 <br />On an average, institutes are only 75% full<br />= 75% of 20,80,000<br />= 15,60,000<br />
  12. 12. Socio-Economic Class (SEC) - Urban<br />
  13. 13. Socio-Economic Class (SEC) - Rural<br />
  14. 14. Total Demand Estimation<br />
  15. 15. Total Demand Estimation<br />Subtracting the Muslim population from the total demand, we get<br />7,38,660 - 88639 = 6,50,021<br />Also, NT population is 4% which is 29546<br /> = 6,50,021 – 29,546 = 6,20,474<br />
  16. 16. References<br />Indiastat.com<br />Wikipedia<br />Successcds.com<br />
  17. 17. Thank You<br />

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