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  • 1. Bagaimana Sisa Uang Belanja Bulanan Bisa Menyiasati kenaikan ONH Dengan Keuntungan Puluhan Kali Lebih Besar Dibanding Bunga Bank
  • 2. “Labbaika Allahumma labbaika. Labbaika la syarika laka labbaika.Innal hamda wannimata laka wal mulka”
  • 3. DAMPAK INFLASI TERHADAP ONH 2010 Rp 30,000,000 1990Rp 3,679,000
  • 4. ONH DARI TAHUN KE TAHUNThn 1970 1980 1990 2000 2010 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024ONH 182 1,500 3,679 17.500 30.000 40.589 43.033 45.615 48.532 51.254 54.589 57.589 61.044 64.707 68.589 72.704 77.067 81.691 Inflasi Rata-rata ONH 6%
  • 5. BERANGKAT HAJI DG BIAYA MINIMAL Bagaimana Menyiasati Kenaikan ONH Sebesar 14% Dengan Tabungan Minimal Jauh Diatas Bunga Bank Yg hanya 3% Sekaligus Diproteksi Asuransi
  • 6. Commonwealth VS Bank Konvensional Tahun INVESTRA 1 12,000,000 12,000,000 Bebas Premi/ 2 Ditabungkan s/d Usia 65 Cacat/Meninggal 10 143,283,285 303,866.022 11 Stop Menabung 25 229,821,677 7,014,222,945 5,805,222,723
  • 7. Investasi Cara Cerdas Naik Haji DEPT. KEUANGAN (AA) (AA-) (Baik) NASABAH 3 Perusahaan Reasuransi INVESTRA UU Pasar Modal No. 8 / 1995 UU Unit Link KMK 422/KMK.06/2003 Kep Bapepam&LK 104/BL/2006, 31 Okt 2006 Revisi Kep. Dir. Jen. Lembaga Keuangan (DJLK) No:2475/LK/2004 Agustus 2004
  • 8. Mengapa Perlu Perencanaan ONH