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Self-Employment for  People with Disabilities
Why Start Your Own Business? <ul><li>You want to do what you enjoy most. </li></ul><ul><li>You want to be your own boss.  ...
Do I Have What It Takes? <ul><li>Are you a self-starter? </li></ul><ul><li>Do you get along well people and different pers...
Qualities of the Successful  Small Business Owner? <ul><li>Passionate </li></ul><ul><li>Decisive </li></ul><ul><li>Self St...
What Type of Business  Do I want to Start ? <ul><li>Questions to Consider? </li></ul><ul><ul><li>What do I like to do with...
So You Want to Start Your Own Business…
9/04
10/04
11/04
11/04
The Big Grand Opening! 11/04
So You Want to Start Your Own Business??? The Big Closing! 2/06
What Type of Business  Do I want to Start ? <ul><li>Home Based Business </li></ul><ul><li>Internet Based Business </li></u...
What Type of Business  Do I want to Start ? <ul><li>Do I want to start a business on my own? </li></ul><ul><li>Do I want a...
Can I Answer These Questions  About My Business Idea? <ul><li>Is my idea practical and will it fill a need?  </li></ul><ul...
Can I Answer These Questions  About My Business Idea? <ul><li>Is my idea practical and will it fill a need?  </li></ul><ul...
Self-Employment for  People with Disabilities
Small Business Financing <ul><li>Questions to Consider: </li></ul><ul><ul><li>How much money will I need to start my busin...
Small Business Financing <ul><li>Important Lender Considerations of Applicant </li></ul><ul><ul><li>Credit History/Score <...
Small Business Financing <ul><li>Possible Financial Resources </li></ul><ul><ul><li>Self-financing  </li></ul></ul><ul><ul...
Putting It All On Paper? <ul><li>Developing a Business Plan </li></ul><ul><ul><li>Do I need to write a business plan? </li...
Business Plan Basics <ul><li>Executive Summary  </li></ul><ul><li>Market Analysis  </li></ul><ul><li>Company Description  ...
Why Do Small Businesses Fail ? <ul><li>Insufficient Planning </li></ul><ul><li>Inadequate Experience </li></ul><ul><li>Poo...
General Small Business Resources <ul><li>www.sba.gov </li></ul><ul><li>www.njsbdc.com </li></ul><ul><li>www.state.nj.us/nj...
Disability Related  Small Business Resources <ul><li>www.dol.gov/odep </li></ul><ul><li>www.jan.wvu.edu/SBSES </li></ul><u...
Anthony Camuso Director of Operations Partnerships for People, Inc. 748 Morris-Essex Tpk. Short Hills, NJ 07078 973-467-98...
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Self Employment for People with Disabilities

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  • 2008 NJ APSE Conference Facing the Future XVI March 14, 2008
  • 2008 NJ APSE Conference Facing the Future XVI March 14, 2008
  • 2008 NJ APSE Conference Facing the Future XVI March 14, 2008
  • 2008 NJ APSE Conference Facing the Future XVI March 14, 2008
  • Transcript of "Self Employment for People with Disabilities"

    1. 1. Self-Employment for People with Disabilities
    2. 2. Why Start Your Own Business? <ul><li>You want to do what you enjoy most. </li></ul><ul><li>You want to be your own boss. </li></ul><ul><li>You want financial independence. </li></ul><ul><li>You want creative freedom. </li></ul><ul><li>You want to fully use your skills and knowledge. </li></ul><ul><li>You want to work from home. </li></ul>
    3. 3. Do I Have What It Takes? <ul><li>Are you a self-starter? </li></ul><ul><li>Do you get along well people and different personalities? </li></ul><ul><li>Are you good at making decisions? </li></ul><ul><li>Are you able to plan and organize your time and projects well? </li></ul><ul><li>Are you a hard worker? </li></ul><ul><li>How will I balance my business and my family? </li></ul>
    4. 4. Qualities of the Successful Small Business Owner? <ul><li>Passionate </li></ul><ul><li>Decisive </li></ul><ul><li>Self Starter </li></ul><ul><li>Confident </li></ul><ul><li>Flexible </li></ul><ul><li>Resilient </li></ul><ul><li>Risk Taker </li></ul><ul><li>Reliable </li></ul><ul><li>Creative </li></ul><ul><li>Commitment </li></ul>
    5. 5. What Type of Business Do I want to Start ? <ul><li>Questions to Consider? </li></ul><ul><ul><li>What do I like to do with my time? </li></ul></ul><ul><ul><li>What skills have I learned or developed? </li></ul></ul><ul><ul><li>What do others say I am good at? </li></ul></ul><ul><ul><li>How much time do I have to run a successful business? </li></ul></ul><ul><ul><li>Do I have any hobbies or interests that are marketable? </li></ul></ul>
    6. 6. So You Want to Start Your Own Business…
    7. 7. 9/04
    8. 8. 10/04
    9. 9. 11/04
    10. 10. 11/04
    11. 11. The Big Grand Opening! 11/04
    12. 12. So You Want to Start Your Own Business??? The Big Closing! 2/06
    13. 13. What Type of Business Do I want to Start ? <ul><li>Home Based Business </li></ul><ul><li>Internet Based Business </li></ul><ul><li>Store Front/Brick & Mortar </li></ul><ul><li>Other… </li></ul>
    14. 14. What Type of Business Do I want to Start ? <ul><li>Do I want to start a business on my own? </li></ul><ul><li>Do I want a partner? Several partners? </li></ul><ul><li>Will it be an independently owned business or… </li></ul><ul><li>… do I want to buy a franchise? </li></ul>? ? ?
    15. 15. Can I Answer These Questions About My Business Idea? <ul><li>Is my idea practical and will it fill a need? </li></ul><ul><li>What is my competition? </li></ul><ul><li>What is my business advantage over my competition? </li></ul><ul><li>Can I deliver a better quality service? </li></ul><ul><li>Can I create a demand for my business? </li></ul><ul><li>Do I have the necessary funds & financing? </li></ul>
    16. 16. Can I Answer These Questions About My Business Idea? <ul><li>Is my idea practical and will it fill a need? </li></ul><ul><li>What is my competition? </li></ul><ul><li>What is my business advantage over my competition? </li></ul><ul><li>Can I deliver a better quality service? </li></ul><ul><li>Can I create a demand for my business? </li></ul><ul><li>Do I have the necessary funds & financing? </li></ul>
    17. 17. Self-Employment for People with Disabilities
    18. 18. Small Business Financing <ul><li>Questions to Consider: </li></ul><ul><ul><li>How much money will I need to start my business? </li></ul></ul><ul><ul><li>Where will I get it? </li></ul></ul><ul><ul><li>How will I use this money? </li></ul></ul><ul><ul><li>When do I have to repay it? </li></ul></ul>
    19. 19. Small Business Financing <ul><li>Important Lender Considerations of Applicant </li></ul><ul><ul><li>Credit History/Score </li></ul></ul><ul><ul><li>Available Cash </li></ul></ul><ul><ul><li>Borrowers Collateral </li></ul></ul><ul><ul><li>Work History: </li></ul></ul><ul><ul><ul><li>Relevant Work Experience </li></ul></ul></ul><ul><ul><ul><li>Managerial Experience </li></ul></ul></ul>
    20. 20. Small Business Financing <ul><li>Possible Financial Resources </li></ul><ul><ul><li>Self-financing </li></ul></ul><ul><ul><li>Bank loans </li></ul></ul><ul><ul><li>Credit card debt </li></ul></ul><ul><ul><li>Family & Friends </li></ul></ul><ul><ul><li>Investors </li></ul></ul><ul><ul><li>Grants </li></ul></ul>
    21. 21. Putting It All On Paper? <ul><li>Developing a Business Plan </li></ul><ul><ul><li>Do I need to write a business plan? </li></ul></ul><ul><ul><li>Is it hard to write? </li></ul></ul><ul><ul><li>When should I write it? </li></ul></ul><ul><ul><li>Who will see it? </li></ul></ul><ul><ul><li>What should be in the business plan? </li></ul></ul><ul><ul><li>How long should it be? </li></ul></ul>
    22. 22. Business Plan Basics <ul><li>Executive Summary </li></ul><ul><li>Market Analysis </li></ul><ul><li>Company Description </li></ul><ul><li>Organization & Management </li></ul><ul><li>Marketing & Sales Management </li></ul><ul><li>Service or Product Line </li></ul><ul><li>Funding Request </li></ul><ul><li>Financials </li></ul><ul><li>Appendix </li></ul>
    23. 23. Why Do Small Businesses Fail ? <ul><li>Insufficient Planning </li></ul><ul><li>Inadequate Experience </li></ul><ul><li>Poor Location </li></ul><ul><li>Competition </li></ul><ul><li>Inadequate Marketing & Advertising </li></ul><ul><li>Unrealistic Expectations </li></ul><ul><li>Lack of Money </li></ul>
    24. 24. General Small Business Resources <ul><li>www.sba.gov </li></ul><ul><li>www.njsbdc.com </li></ul><ul><li>www.state.nj.us/njbusiness </li></ul><ul><li>www.valleynationalbank.com </li></ul><ul><li>www.smallbusiness.com </li></ul><ul><li>www.entrepreneur.com </li></ul>
    25. 25. Disability Related Small Business Resources <ul><li>www.dol.gov/odep </li></ul><ul><li>www.jan.wvu.edu/SBSES </li></ul><ul><li>www.disabilityinfo.gov </li></ul><ul><li>http:// lwd.dol.state.nj.us/labor/dvrs/DVRIndex.html </li></ul><ul><li>http://www.vba.va.gov/bln/vre/smbus.htm </li></ul>
    26. 26. Anthony Camuso Director of Operations Partnerships for People, Inc. 748 Morris-Essex Tpk. Short Hills, NJ 07078 973-467-9808 x.114 [email_address] Thanks for your Participation!
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