EMPLOYER HEALTH INSURANCE IN THE U.S.
8 Key Trends All Small Businesses Need to Know (2013)
With major provisions of healt...
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Infographic - 8 Key Employer Health Insurance Trends All Small Businesses Need to Know

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http://www.zanebenefits.com/infographics/employer-health-insurance-trends-2013

With major provisions of health reform taking effect in 2014, many experts agree the landscape of employer health insurance is rapidly changing. This is especially true for small businesses. Where does small
business health insurance stand today, and where are we going?

Zane Benefits' new infographic takes a look at key employer health insurance data trends for 2013.

For embed code, visit: http://www.zanebenefits.com/infographics/employer-health-insurance-trends-2013

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Infographic - 8 Key Employer Health Insurance Trends All Small Businesses Need to Know

  1. 1. EMPLOYER HEALTH INSURANCE IN THE U.S. 8 Key Trends All Small Businesses Need to Know (2013) With major provisions of health reform taking effect in 2014, many experts agree the landscape of employer health insurance is rapidly changing. This is especially true for small businesses. Where does small business health insurance stand today, and where are we going? Most Americans Buy Insurance at Work (For Now) The Challenge: Growing Cost of Health Insurance 1999-2013 Employer Contributions + 160% Employee Contributions +214% $4,885 $1,878 $999 $318 Non-Elderly, 2012 Average Annual Cost to Cover a Single Employee Most US Employers are Small Businesses Small Businesses Struggle to Afford Health Insurance 2.3 Million 82% < 200 Employees 62% < 10 Employees Small Biz’s Don’t Offer Health Insurance But Most Want To... #1 Reason They Don’t? “Cost” “Why Does Your Small Biz Want to Offer Health Insurance?” 44% Moral Obligation “What Does Your Small Biz Look For With Health Insurance?” 33% Recruiting & Retention Small Businesses Quickly Adopting Alternatives Looking Ahead to 2014 — Defined Contribution 10 Million More Healthcare Spending Accounts in the Last 6 Years Infographic Created and Published by Zane Benefits [December 2013]. Sources:  Zane Benefits, Employer Health Insurance Facts and Figures 2013 http:// offers.zanebenefits.com/employer-health-insurance-facts-figures-2013]  Kaiser Family Foundation and HRET, Employer Health Benefits 2012 Annual Survey [kff.org]  The Kaiser Commission on Medicaid and the Uninsured. The Uninsured: A Primer (2012) [kff.org]  eHealth., Fall 2012 Small Employer Benefits Survey[news.ehealthinsurance.com]  Employee Benefit Research Institute. Health Savings Accounts and Health Reimbursement Arrangements: Assets, Account Balances, and Rollovers, 2006-2012 [www.ebi.org]  McKinsey Quarterly, How US Health Care Reform Will Affect Employee Benefits (2011) [www.mckinsey.com] DISCLAIMER: The information provided herein by Zane Benefits is general in nature and should not be relied on for commercial decisions without conducting independent review and analysis and discussing alternatives with legal, accounting, and insurance advisors. Furthermore, health insurance regulations differ in each state; information provided does not apply to any specific U.S. state except where noted. See a licensed agent for detailed information on your state. 60% Of educated employers plan to pursue alternatives to offering health insurance by 2014, including “defined contribution” Zane Benefits is the #1 Online Health Benefits Solution Successfully transition to a health benefits solution that creates happier employees, reduces costs, and frees up time for work. www.ZaneBenefits.com

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